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Splitwise
Splitwise · Providence, Rhode Island, USA · founded 2011
What it is
Splitwise helps friends, families, housemates, and trip groups organize shared expenses and IOUs. Users can divide costs equally or unequally, including by percentage or shares, and the service totals balances and can simplify debts among group members. It supports recurring expenses, offline use, and cloud sync, with listed support for 100+ currencies. Users can record cash or online payments; Splitwise Pay supports sending payments to friends in the United States. Pro adds currency conversion using current foreign exchange rates, plus features such as receipt scanning, charts, and expense search. Pro transaction import can show recent card purchases for splitting, but that feature is currently available only in the US. The free plan includes unlimited expenses, groups, friends, shared balances, and equal or unequal splits. Splitwise is available on Android, iOS, and the web, and provides an API for authorized third-party access. Expense and payment entries are informal records, not legally binding; shared details are visible to the friends or group members involved. The service is not for children under 13.
For and against
For
- Supports equal and percentage- or share-based splits.
- Calculates balances and can simplify group debts.
- Free plan includes unlimited expenses and cloud sync.
- Lists support for 100+ currencies.
- Available on Android, iOS, and the web.
Against
- Splitwise Pay is limited to the United States.
- Pro card transaction import is currently US-only.
- Expense and payment records are not legally binding.
- Not for children under 13.
The verdict
Splitwise covers shared expense tracking, flexible splits, and debt simplification, with a free plan for unlimited expenses. Keep in mind that its records are informal and some payment-related features are limited to the United States.
Who it suits
Splitwise suits people sharing household, family, friend, or trip costs who want to track balances and divide expenses in different ways. Its US-only payment and transaction-import features may matter to users considering those options.
Plans and prices
Individual + Trip Pass
All Splitwise Pro features · One annual Trip Pass
Read 20 Sep 2026 · kb.splitwise.com
Duo + Trip Pass
2 people
Read 20 Sep 2026 · kb.splitwise.com
Monthly subscription
All Splitwise Pro features
Read 20 Sep 2026 · kb.splitwise.com
Free
Up to 4 expenses per day · core expense splitting · ads/feature limits
Read 15 Oct 2026 · kb.splitwise.com
Splitwise Pro monthly
Unlimited expenses · transaction import · currency conversion · receipt scanning/itemization
Read 15 Oct 2026 · androidcentral.com
Splitwise Pro annual
Unlimited expenses · transaction import · currency conversion · receipt scanning/itemization
Read 15 Oct 2026 · androidcentral.com
Splitwise Pro
Unlimited expenses · transaction import (US only) · currency conversion · charts and graphs
Read 30 Sep 2026 · splitwise.com
On the record
- Android data safety
- Google Play states that data is encrypted in transit, no data is shared with third parties according to the developer declaration, and users can request deletion.play.google.com · read 15 Oct 2026
- API
- Splitwise provides a third-party API that other applications can use to access a user's account data with the user's authorization.dev.splitwise.com · read 30 Sep 2026
- API authentication
- Documented endpoints support OAuth and API-key authentication and expose JSON request and response examples.dev.splitwise.com · read 15 Oct 2026
- API commercial limits
- The self-serve API is intended for hobbyist or internal work, excludes fee-based commercial services, has conservative changeable limits and may require Pro.dev.splitwise.com · read 15 Oct 2026
- API licence
- API access is granted under a revocable, non-transferable, non-sublicensable limited licence with restrictions against competing applications and reverse engineering.dev.splitwise.com · read 15 Oct 2026
- Charts and budgeting
- Pro provides spending-by-category charts and trend views for budget monitoring.secure.splitwise.com · read 15 Oct 2026
- Company founding
- LinkedIn lists Splitwise Inc. as founded in 2011 and headquartered in Providence, Rhode Island.linkedin.com · read 15 Oct 2026
- Company size
- LinkedIn lists Splitwise as privately held with 11–50 employees.linkedin.com · read 15 Oct 2026
- Currencies
- The site lists support for 100+ currencies, and Pro offers currency conversion using current foreign exchange rates.splitwise.com · read 30 Sep 2026
- Currencies and languages
- The product advertises support for more than 100 currencies and at least seven languages.splitwise.com · read 15 Oct 2026
- Currency conversion
- Pro converts group bills into a chosen currency using current foreign-exchange rates.secure.splitwise.com · read 15 Oct 2026
- Debt simplification
- Splitwise calculates a reduced repayment plan intended to minimize the number of transfers between people.splitwise.com · read 15 Oct 2026
- Default splits
- Pro lets groups save default allocation rules such as fixed percentage or share ratios.secure.splitwise.com · read 15 Oct 2026
- Expense search
- Pro includes search across historical expenses for checking and editing old entries.secure.splitwise.com · read 15 Oct 2026
- Expense tracking
- Users can add expenses, debts and IOUs, then view balances and repayment obligations.splitwise.com · read 15 Oct 2026
- Funding news
- A company press release dated April 28, 2021 announced a $20 million Series A led by Insight Partners.prnewswire.com · read 15 Oct 2026
- Group organization
- The service supports separate groups or friendships for trips, households, families and other shared-cost situations.splitwise.com · read 15 Oct 2026
- Integrations
- Pro transaction import connects a credit or debit card to show recent purchases for splitting, and the site says this feature is currently available only in the US.splitwise.com · read 30 Sep 2026
