Best Personal Finance Software in 2026
Updated
181ranked
16free plans on this page
$0.83/molowest paid tier
9 Oct 2026last checked
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 76 ldgr iPhone + Android RecognisedPhone appDocumentedFree plan 7.7$0.83/mo Budgeting tools: YesBill tracking: Yes
- 77 Financius iPhone + Android RecognisedPhone appDocumentedFree plan 7.7CLP 4,900/mo Budgeting tools: YesBill tracking: Yes
- 78 Saveo iPhone + Android RecognisedPhone appDocumentedFree plan 7.6$5/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 79 MoneyCoach iPhone only RecognisedPhone appDocumentedFree plan 7.6 Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 80 Buddy iPhone only RecognisedPhone appDocumented 7.6 Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 81 Ledger iPhone only RecognisedPhone appDocumentedFree plan 7.6A$5.99/mo Budgeting tools: YesBill tracking: Yes
- 82 Finfluence iPhone + Android RecognisedPhone appDocumentedFree plan 7.6Free Budgeting tools: YesBill tracking: Yes
- 83 LedgeKar Android only RecognisedPhone appDocumentedFree plan 7.6₹299/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 84 Chip iPhone + Android RecognisedPhone appDocumentedFree plan 7.6£5.99/mo
- 85 Fina Money No phone app RecognisedPhone appDocumentedFree plan 7.5Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 86 Pledger.io Android only RecognisedPhone appDocumented 7.5 Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 87 HomeBudget iPhone + Android RecognisedPhone appDocumentedFree plan 7.5 Budgeting tools: YesBill tracking: Yes
- 88 My Expenses Android only RecognisedPhone appDocumentedFree plan 7.5 Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 89 Zoro iPhone only RecognisedPhone appDocumentedFree plan 7.5Free Net-worth tracking: Yes
- 90 HomeMoney iPhone + Android RecognisedPhone appDocumentedFree plan 7.5$2/mo Budgeting tools: Yes
- 91 Splitwise iPhone + Android RecognisedPhone appDocumentedFree plan 7.5Free
- 92 If I Saved No phone app RecognisedPhone appDocumentedFree plan 7.4Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 93 Securo No phone app RecognisedPhone appDocumentedFree plan 7.4Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 94 dLedger No phone app RecognisedPhone appDocumentedFree plan 7.4Free Budgeting tools: YesBill tracking: NoNet-worth tracking: Yes
- 95 Treasury iPhone only RecognisedPhone appDocumentedFree plan 7.4$7.92/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 96 iXpenseIt iPhone + Android RecognisedPhone appDocumentedFree plan 7.4$1.67/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 97 Hurdlr iPhone + Android RecognisedPhone appDocumentedFree plan 7.4$8.33/mo
- 98 Settle Up iPhone + Android RecognisedPhone appDocumentedFree plan 7.4Free
- 99 Unspent iPhone only RecognisedPhone appDocumentedFree plan 7.4$2.08/mo Budgeting tools: NoBill tracking: NoNet-worth tracking: No
- 100 Quicken No phone app RecognisedPhone appDocumentedFree plan 7.3$3.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Budgeting tools | Bill tracking |
|---|---|---|---|---|---|---|---|---|
| 76 | ldgr | 7.7 | Free plan | $0.83/mo | Yes | Yes | Yes | |
| 77 | Financius | 7.7 | Free plan | CLP 4,900/mo | Yes | Yes | Yes | |
| 78 | Saveo | 7.6 | No | $5/mo | No | Yes | Yes | |
| 79 | MoneyCoach | 7.6 | Yes | Yes | Yes | |||
| 80 | Buddy | 7.6 | Yes | Yes | ||||
| 81 | Ledger | 7.6 | Free plan | A$5.99/mo | Yes | Yes | Yes | |
| 82 | Finfluence | 7.6 | Free plan | Free | Yes | Yes | Yes | |
| 83 | LedgeKar | 7.6 | Free plan | ₹299/mo | Yes | Yes | Yes | |
| 84 | Chip | 7.6 | Free plan | £5.99/mo | Yes | |||
| 85 | Fina Money | 7.5 | Free plan | Free | Yes | Yes | Yes | |
| 86 | Pledger.io | 7.5 | Yes | Yes | ||||
| 87 | HomeBudget | 7.5 | Yes | Yes | Yes | |||
| 88 | My Expenses | 7.5 | Yes | Yes | Yes | |||
| 89 | Zoro | 7.5 | Free plan | Free | Yes | |||
| 90 | HomeMoney | 7.5 | Free plan | $2/mo | Yes | $2/mo | Yes | |
| 91 | Splitwise | 7.5 | Free plan | Free | Yes | |||
| 92 | If I Saved | 7.4 | Free plan | Free | Yes | Yes | Yes | |
| 93 | Securo | 7.4 | Free plan | Free | Yes | Yes | Yes | |
| 94 | dLedger | 7.4 | Free plan | Free | Yes | Yes | No | |
| 95 | Treasury | 7.4 | No | $7.92/mo | No | $7.92/mo | Yes | Yes |
| 96 | iXpenseIt | 7.4 | $1.67/mo | Yes | $1.99/mo | Yes | Yes | |
| 97 | Hurdlr | 7.4 | Free plan | $8.33/mo | Yes | |||
| 98 | Settle Up | 7.4 | Free plan | Yes | ||||
| 99 | Unspent | 7.4 | Free plan | $2.08/mo | Yes | $2.99/mo | No | No |
| 100 | Quicken | 7.3 | No | $3.99/mo | No | $6.99/mo | Yes | Yes |
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