Best Payment Hub Software in 2026
Updated
In short: Primer is ranked #1 of 21 as of 4 October 2026, ahead of Gr4vy and IXOPAY. The lowest first paid tier on this page is PaymentHub at $499/mo.
Payment hub software brings together criteria that matter when coordinating payment operations across systems and channels. Compare bank connectivity, payment channels, and payment file formats, then consider payment validation and approval workflows. ERP connectors can help clarify how an option relates to existing systems, while deployment options, free-plan availability, and paid-from pricing provide further comparison points. Primer, Gr4vy, and IXOPAY are among the entries, as are VolPay Hub and Intellect Payments. Review the listed connections, formats, and controls in relation to the payment processes you need to support.
21 payment hub software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
21ranked
0free plans on this page
$499/molowest paid tier
4 Oct 2026last checked
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 Primer iPhone + Android RecognisedPhone appDocumentedFree plan 8.2 Payment channels: card payments, digital wallets, bank transfers, account-to-account payments, buy now pay later
- 2 Gr4vy iPhone + Android RecognisedPhone appDocumentedFree plan 8.0 Bank connectivity: direct_apiPayment channels: cards, digital wallets, BNPL, bank-to-bank transfers, gift cards, local payment methods
- 3 IXOPAY iPhone + Android RecognisedPhone appDocumentedFree plan 7.8 Payment file formats: CSV, XLSX, JSON, XML, fixed-width filesPayment channels: online, mobile, point-of-sale, hosted payment pages, server-to-server
- 4 VolPay Hub No phone app RecognisedPhone appDocumentedFree plan 7.7 Payment file formats: ISO 20022, proprietary formats, other financial message standardsBank connectivity: direct_apiPayment channels: RTP, FedNow, SWIFT, ACH, wires, SEPA, real-time, high-value, low-value, domestic, cross-border
- 5 Intellect Payments No phone app RecognisedPhone appDocumentedFree plan 7.5 Payment file formats: XML, JSON, fixed width, CSV, delimited, customBank connectivity: host_to_hostPayment channels: APIs, H2H, corporate ERPs, portals, payment gateways, agents
- 6 GTreasury ClearConnect No phone app RecognisedPhone appDocumentedFree plan 7.3 Payment file formats: PDF, EDI 822, TWIST, BSB, CAMT, XML, EDIBank connectivity: direct_apiPayment channels: ACH, wire, SEPA, SWIFT, RTP, FedNow, B2C
- 7 AccessPay No phone app RecognisedPhone appDocumentedFree plan 7.2 Payment file formats: CSV, Standard18, XLS, XML, PAIN, Pain.001 v3, Pain.008 v2, Pacs.008, DSV, fixed-width, DTA, PF-DTABank connectivity: host_to_hostPayment channels: Bacs, Faster Payments, CHAPS, SWIFT, SEPA, Direct Debit
- 8 Cobase Bank Connector iPhone + Android RecognisedPhone appDocumentedFree plan 7.1
- 9 Form3 Payments Platform No phone app RecognisedPhone appDocumentedFree plan 7.0 Payment file formats: JSON; ISO 20022Bank connectivity: direct_apiPayment channels: US RTP; FedNow; ACH; US Wire; UK Faster Payments; Bacs; SEPA Instant Credit Transfer; SEPA Direct Debit; Confirmation of Payee; Verification of Payee
- 10 PaymentHub No phone app RecognisedPhone appDocumentedFree plan 6.9$499/mo Payment file formats: NACHABank connectivity: direct_apiPayment channels: cards, ACH, wire, PayPal, Venmo, eCheck, Apple Pay, Google Pay, Cash App Pay, Pay Later
- 11 BR-DGE iPhone + Android RecognisedPhone appDocumentedFree plan 6.9
- 12 Payrails No phone app RecognisedPhone appDocumentedFree plan 6.6 Payment file formats: APIs, file exports, PDFs, email attachmentsBank connectivity: direct_apiPayment channels: Cards, Apple Pay, Google Pay, PayPal, alternative payment methods
- 13 CellPoint Digital No phone app RecognisedPhone appDocumentedFree plan 6.5 Bank connectivity: direct_apiPayment channels: card schemes, third-party wallets, alternative payment methods, bank transfers, cash payments, acquirers and PSPs
- 14 PayYantra No phone app RecognisedPhone appDocumentedFree plan 5.9 Bank connectivity: direct_apiPayment channels: UPI, cards, net banking, wallets, BNPL, IMPS, NEFT, RTGS, NACH
- 15 Spreedly No phone app RecognisedPhone appDocumentedFree plan 5.7 Bank connectivity: direct_apiPayment channels: cards, wallets, bank debits and transfers, bank redirects, buy now pay later, cash-based vouchers, real-time payments
- 16 Orchestr No phone app RecognisedPhone appDocumentedFree plan 5.7 Bank connectivity: direct_apiPayment channels: cards, alternative payment methods, wallets, bank transfers, crypto on/off-ramps
- 17 Serrala Payments Optimization No phone app RecognisedPhone appDocumentedFree plan 5.4 Payment file formats: ISO 20022 CGI, camt, SWIFT MT, proprietary formatsPayment channels: vendor, HR, treasury
- 18 Bottomline PTX No phone app RecognisedPhone appDocumentedFree plan 5.4 Payment file formats: CSV; Bacs files in the original sponsoring-bank format; multiple customer and bureau file formatsBank connectivity: direct_apiPayment channels: Bacs; Faster Payments; Direct Debit; cheques; card; Open Banking via Pay Direct
- 19 Nomentia Bank Connectivity No phone app RecognisedPhone appDocumentedFree plan 5.0 Payment file formats: CAMT.053, CAMT.052, CAMT.054, MT940, MT942Payment channels: statements, balances, confirmations, payment status messages
- 20 SAP CPQ No phone app RecognisedPhone appDocumentedFree plan 5.0
- 21 Atlar No phone app RecognisedPhone appDocumentedFree plan 4.7
Compare all 21 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Payment file formats | Bank connectivity |
|---|---|---|---|---|---|---|---|---|
| 1 | Primer | 8.2 | No | — | — | — | — | — |
| 2 | Gr4vy | 8.0 | No | — | — | — | — | direct_api |
| 3 | IXOPAY | 7.8 | No | — | — | — | CSV, XLSX, JSON, XML, fixed-width files | — |
| 4 | VolPay Hub | 7.7 | No | — | — | — | ISO 20022, proprietary formats, other financial message standards | direct_api |
| 5 | Intellect Payments | 7.5 | No | — | — | — | XML, JSON, fixed width, CSV, delimited, custom | host_to_host |
| 6 | GTreasury ClearConnect | 7.3 | No | — | — | — | PDF, EDI 822, TWIST, BSB, CAMT, XML, EDI | direct_api |
| 7 | AccessPay | 7.2 | No | — | — | — | CSV, Standard18, XLS, XML, PAIN, Pain.001 v3, Pain.008 v2, Pacs.008, DSV, fixed-width, DTA, PF-DTA | host_to_host |
| 8 | Cobase Bank Connector | 7.1 | No | — | No | — | — | — |
| 9 | Form3 Payments Platform | 7.0 | No | — | — | — | JSON; ISO 20022 | direct_api |
| 10 | PaymentHub | 6.9 | No | $499/mo | No | 499 /mo | NACHA | direct_api |
| 11 | BR-DGE | 6.9 | No | — | — | — | — | — |
| 12 | Payrails | 6.6 | No | — | — | — | APIs, file exports, PDFs, email attachments | direct_api |
| 13 | CellPoint Digital | 6.5 | No | — | — | — | — | direct_api |
| 14 | PayYantra | 5.9 | No | — | — | — | — | direct_api |
| 15 | Spreedly | 5.7 | No | — | No | 750 /mo | — | direct_api |
| 16 | Orchestr | 5.7 | No | — | — | — | — | direct_api |
| 17 | Serrala Payments Optimization | 5.4 | No | — | — | — | ISO 20022 CGI, camt, SWIFT MT, proprietary formats | — |
| 18 | Bottomline PTX | 5.4 | No | — | — | — | CSV; Bacs files in the original sponsoring-bank format; multiple customer and bureau file formats | direct_api |
| 19 | Nomentia Bank Connectivity | 5.0 | No | — | — | — | CAMT.053, CAMT.052, CAMT.054, MT940, MT942 | — |
| 20 | SAP CPQ | 5.0 | No | — | — | — | — | — |
| 21 | Atlar | 4.7 | No | — | No | — | — | — |
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which payment hub software is ranked first on Samsung Mobile US Press?
Primer is ranked #1 of 21 with a score of 8.2. Gr4vy is second and IXOPAY third.
How many of these have a free plan?
0 of the 21 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, PaymentHub has the lowest first paid tier we found: $499/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.
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