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AccessPay
Manchester, United Kingdom
What it is
AccessPay connects business finance and back-office systems to banks to automate payments, collections, and bank statement retrieval. It supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections, and says its platform connects finance applications with more than 11,000 banks worldwide. Connections include SWIFT, Host-to-Host, EBICS, sFTP, and API, with integrations for ERP, payroll, and other back-office systems. Its file transformation engine handles formats such as CSV, Standard18, and PAIN, as well as less common formats. Fraud and error controls include payment screening, beneficiary and sanctions checks, and Confirmation of Payee capabilities. Listed security measures include masked and encrypted transaction data, MFA or SSO login, user access controls, segregation of duties, and audit trails. AccessPay says its platform does not cap transaction count or value, although payment schemes may impose their own value limits. Pricing is on request and depends on estimated annual transaction volumes, users, and required configurations and workflows. Initial setup has a one-time professional services fee of 25%; bank fees are separate.
For and against
For
- Supports multiple payment channels, including Bacs and SEPA.
- Connects with more than 11,000 banks worldwide.
- Includes payment screening and beneficiary checks.
- Lists MFA or SSO, access controls, and audit trails.
Against
- Pricing is on request.
- Initial setup has a one-time 25% professional services fee.
- Bank fees are separate.
- Payment schemes may set transaction value limits.
The verdict
AccessPay brings payment processing, collections, and bank statement retrieval together with finance-system connectivity and fraud controls. Pricing depends on usage and configuration, with separate bank fees and an initial setup fee to consider.
Who it suits
AccessPay is aimed at finance and treasury teams connecting business systems with banks for payment and collection workflows. Its customers range from small charities to FTSE companies, according to the company.
Plans and prices
AccessPay platform subscription
No platform transaction fees · No transaction count or value cap stated, subject to payment scheme limits
Read 30 Sep 2026 · accesspay.com
On the record
- Bacs bureau option
- Customers without a Service User Number can use AccessPay as a bureau to handle Bacs payments on their behalf.accesspay.com · read 30 Sep 2026
- Bank connectivity
- AccessPay says its platform connects finance applications with more than 11,000 banks worldwide.accesspay.com · read 30 Sep 2026
- Certifications
- The FAQ lists ISO 27001, ISO 27701, ISO 22301, ISO 9001, ISO 20000, PCI-DSS, Cyber Essentials, Cyber Essentials Plus, and SOC 2 Type I and Type II certifications.accesspay.com · read 30 Sep 2026
- File formats
- Its file transformation engine supports common payment formats including CSV, Standard18, and PAIN, as well as less common formats.accesspay.com · read 30 Sep 2026
- Fraud controls
- Fraud and error controls include payment screening, beneficiary checking, sanctions screening, and Confirmation of Payee capabilities.accesspay.com · read 30 Sep 2026
- Implementation
- The company says implementation can take as little as four to twelve weeks and reports onboarding a council within four weeks.accesspay.com · read 30 Sep 2026
- Integrations
- AccessPay describes integrations with ERP, payroll, and back-office systems and supports SWIFT, Host-to-Host, EBICS, sFTP, and API connections.accesspay.com · read 30 Sep 2026
- Limits
- AccessPay says it does not cap transaction count or value, though payment schemes may set their own transaction value limits.accesspay.com · read 30 Sep 2026
- Payment types
- The platform supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections.accesspay.com · read 30 Sep 2026
- Security
- AccessPay says transaction data is masked and encrypted and lists MFA or SSO login, user access controls, segregation of duties, and audit trails.accesspay.com · read 30 Sep 2026
- Support
- AccessPay says its support team is available 24/7, with responses within one business day or 15 minutes for critical priority issues.accesspay.com · read 30 Sep 2026
- What it does
- AccessPay connects business finance and back-office systems to banks to automate payments, collections, and bank statement retrieval.accesspay.com · read 30 Sep 2026
- Who it is for
- AccessPay describes its customers as finance and treasury teams, with examples ranging from small charities to FTSE companies.accesspay.com · read 30 Sep 2026
