Best Church Accounting Software in 2026
Updated
In short: CDM+ is ranked #1 of 27 as of 4 October 2026, ahead of ChurchTrac and IconCMO. The best-ranked option with a free plan is ChurchFinance. The lowest first paid tier on this page is Shelby Accounting at $5/mo.
Church accounting tools can be compared by how they support everyday financial work, from reconciling bank activity and tracking budgets to managing expenses and reporting. Fund accounting and multi-entity support offer additional distinctions if your processes involve designated funds or more than one entity. OCM Financial and Grain Ledger are among the first entries, followed by One Church Software and CDM+. Compare those capabilities with the listed free-plan availability and paid-from pricing to consider cost alongside functionality. The criteria can help you focus on which features align with how your church organizes and oversees its finances.
27 church accounting software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 CDM+ iPhone + Android RecognisedPhone appDocumentedFree plan 7.1$25/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 2 ChurchTrac iPhone + Android RecognisedPhone appDocumentedFree plan 7.1
- 3 IconCMO iPhone + Android RecognisedPhone appDocumentedFree plan 7.1$32.08/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 4 FellowshipOne iPhone + Android RecognisedPhone appDocumentedFree plan 7.0
- 5 Churchsoft Assist iPhone + Android RecognisedPhone appDocumentedFree plan 6.9$40/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 6 OCM Financial iPhone + Android RecognisedPhone appDocumentedFree plan 6.9$41.67/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 7 One Church Software iPhone + Android RecognisedPhone appDocumentedFree plan 6.9$36/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 8 MyFundAccounting.Online iPhone + Android RecognisedPhone appDocumentedFree plan 6.8£15/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 9 ChurchFinance No phone app RecognisedPhone appDocumentedFree plan 6.2$71/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 10 Grain Ledger No phone app RecognisedPhone appDocumentedFree plan 6.2$50/mo Fund accounting: Yes
- 11 Realm iPhone + Android RecognisedPhone appDocumentedFree plan 6.2
- 12 Vestrybooks No phone app RecognisedPhone appDocumentedFree plan 6.1$20.83/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 13 Aplos No phone app RecognisedPhone appDocumentedFree plan 5.4$79/mo Fund accounting: Yes
- 14 ChurchSoftware Accounting No phone app RecognisedPhone appDocumentedFree plan 5.4 Fund accounting: YesBudget tracking: YesExpense management: Yes
- 15 Liberty Accounts No phone app RecognisedPhone appDocumentedFree plan 5.4£14.95/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 16 T3 Books No phone app RecognisedPhone appDocumentedFree plan 5.4$35/mo Fund accounting: Yes
- 17 Vestry No phone app RecognisedPhone appDocumentedFree plan 5.4C$32.50/mo Fund accounting: Yes
- 18 PDS Ledger No phone app RecognisedPhone appDocumentedFree plan 5.3 Budget tracking: YesExpense management: Yes
- 19 Shelby Accounting No phone app RecognisedPhone appDocumentedFree plan 5.3$5/mo Fund accounting: YesBudget tracking: YesExpense management: Yes
- 20 ACS Financials No phone app RecognisedPhone appDocumentedFree plan 5.2 Fund accounting: YesBudget tracking: YesExpense management: Yes
- 21 FlockBase No phone app RecognisedPhone appDocumentedFree plan 5.1 Fund accounting: YesBudget tracking: YesExpense management: Yes
- 22 ShelbyHQ No phone app RecognisedPhone appDocumentedFree plan 5.1
- 23 Paxton Church & Charity Accounting Software No phone app RecognisedPhone appDocumentedFree plan 5.0 Fund accounting: YesBudget tracking: YesExpense management: Yes
- 24 PowerChurch Check In No phone app RecognisedPhone appDocumentedFree plan 5.0
- 25 CharityFinancials No phone app RecognisedPhone appDocumentedFree plan 4.9 Fund accounting: Yes
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which church accounting software is ranked first on Samsung Mobile US Press?
CDM+ is ranked #1 of 27 with a score of 7.1. ChurchTrac is second and IconCMO third.
How many of these have a free plan?
3 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Shelby Accounting has the lowest first paid tier we found: $5/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.