- Home
- Church Accounting Software
- ChurchFinance
ChurchFinance
What it is
ChurchFinance is cloud-based financial management software designed for churches and religious organizations. It tracks income and expenses using categories, funds, recurring entries, bank rules, CSV imports, and an audit trail. Budgeting tools cover annual budgets, fund accounting, ministry-scoped plans, and budget-versus-actual tracking. Reports include income statements, fund summaries, cash flow and reconciliation reports, giving statements, and board packets. Online giving supports cards, ACH bank transfers, and Apple Pay through Stripe, for one-time or recurring gifts; ChurchFinance says it charges no platform fees for this giving. The software also provides an auditor portal with scoped, read-only accounts and time-limited access. An AI Assistant answers questions using church data, is read-only, and logs queries in the audit trail. ChurchFinance says it uses HTTPS/TLS, encrypts sensitive credentials at rest, hashes passwords, and takes daily backups. It has not pursued SOC 2 or HIPAA certification. A free Starter plan covers one team member; Growth is $71/mo, billed annually at $853.
For and against
For
- Tracks income and expenses with categories, funds, and audit trails.
- Online giving supports cards, ACH, and Apple Pay.
- Reports cover income, cash flow, reconciliations, and giving.
- Data can be exported as JSON or CSV.
Against
- Starter is limited to one team member.
- Growth is $71/mo, billed annually at $853.
- ChurchFinance has not pursued SOC 2 or HIPAA certification.
The verdict
ChurchFinance brings transaction tracking, budgeting, reporting, and online giving into one cloud-based service. Its free Starter plan is limited to one team member, and the service says it has not pursued SOC 2 or HIPAA certification.
Who it suits
ChurchFinance is for churches and religious organizations that need to manage transactions, budgets, reports, and online giving. Its auditor portal and ministry-level planning may suit organizations that need scoped review access and financial tracking by ministry.
Plans and prices
Starter
1 team member · Transaction tracking · Categories & Funds management
Read 30 Sep 2026 · churchfinance.io
Growth
Up to 5 team members · Budget management · Recurring transactions · Bank reconciliation
Read 30 Sep 2026 · churchfinance.io
Ministry
Unlimited team members · Everything in Growth · Board Packet · Multi-campus/location support
Read 30 Sep 2026 · churchfinance.io
On the record
- AI assistant
- The AI Assistant answers questions using the church's data, is read-only, records AI queries in the audit log, and does not use church data for model training.churchfinance.io · read 30 Sep 2026
- Auditor access
- An auditor portal provides scoped, read-only accounts with time-bound access and visibility into the audit log.churchfinance.io · read 30 Sep 2026
- Budgeting
- Planning features provide annual budgets, fund accounting, categories, ministry-scoped plans, and budget-versus-actual tracking.churchfinance.io · read 30 Sep 2026
- Compliance disclosure
- ChurchFinance states that it has not pursued SOC 2 or HIPAA certification.churchfinance.io · read 30 Sep 2026
- Data portability
- Users can export their data at any time, and security documentation specifies JSON or CSV exports of donors, transactions, and funds.churchfinance.io · read 30 Sep 2026
- Online giving
- ChurchFinance accepts cards, ACH bank transfers, and Apple Pay through Stripe, with one-time or recurring gifts and zero ChurchFinance platform fees.churchfinance.io · read 30 Sep 2026
- Product purpose
- ChurchFinance is cloud-based financial management software designed for churches and religious organizations.churchfinance.io · read 30 Sep 2026
- Reports
- The reporting system generates income statements, budget-versus-actual reports, fund summaries, cash-flow reports, reconciliation reports, giving statements, and board packets.churchfinance.io · read 30 Sep 2026
- Security controls
- ChurchFinance states that traffic uses HTTPS/TLS, sensitive credentials are encrypted at rest with AES-256-GCM, passwords are hashed, and daily backups are taken.churchfinance.io · read 30 Sep 2026
- Stripe integration
- Stripe processes ChurchFinance card, ACH, and Apple Pay payments, and Stripe is PCI DSS Level 1.churchfinance.io · read 30 Sep 2026
- Support
- The contact page says the team will respond to messages within 24 hours and offers sales, product-demo, and partnership assistance.churchfinance.io · read 30 Sep 2026
- Transaction tracking
- The software records income and expenses with categories, funds, recurring entries, bank rules, CSV imports, and an audit trail.churchfinance.io · read 30 Sep 2026
