Plum suits adults in its listed countries who want automated saving and access to listed investment options through a mobile app.
Free plan Free trial From €3.99 a month AndroidiPhone & iPad
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Best Automated Savings Apps 2026
Facts read 28 Sep 2026 – 27 Oct 2026
Automated savings apps can move money toward savings through features such as scheduled transfers, custom rules, or card roundups. The 17 entries are ranked and compared on those controls, along with interest on savings and savings goal limits. Betterment, finbee, and Plum appear near the top, with Chip and Goin among the entries that follow. Check supported platforms and withdrawal methods to understand the access options, then consider whether a free plan or the listed paid starting price fits your needs. Comparing how each app automates saving and lets you reach your funds can help clarify which approach suits your preferences.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Plum | Plum suits adults in its listed countries who want automated saving and access to listed investment options through a mobile app. | 5.8 | €3.99 a month | Free plan | Android, iPhone & iPad | 30 Sep 2026 |
| 02 SavingsBox | SavingsBox suits eligible U.S. | 5.7 | $4.99 a month | Free plan | Android, iPhone & iPad, Web | 15 Oct 2026 |
| 03 Chip | Chip may suit people who want savings goals, automatic saving, and savings or investment products in one mobile app. | 5.6 | Free plan | Free plan | Android, iPhone & iPad | 28 Sep 2026 |
| 04 finbee | finbee suits people who want to build savings toward specific goals using recurring, card-based, or activity-based rules. | 5.5 | ¥3,000 a year | Free plan | Android, iPhone & iPad | 30 Sep 2026 |
| 05 Guac | Guac suits people who want to set savings goals and connect a checking account to track transactions. | 5.3 | Free plan | Free plan | Android, iPhone & iPad, Web | 7 Oct 2026 |
| 06 Betterment | 5.2 | $0.65 a year | — | Android, iPhone & iPad, Web | 15 Oct 2026 | |
| 07 Spave | Spave suits mobile users who want automatic saving, charitable giving, or both from a linked checking account. | 5.1 | Free plan | Free plan | Android, iPhone & iPad | 7 Oct 2026 |
| 08 Albert | Albert suits U.S. residents aged 18 or older who want budgeting, linked-account tracking, and assisted financial tasks. | 5.0 | $19.99 a month | Free trial | Android, iPhone & iPad, Web | 7 Oct 2026 |
| 09 Goin | Goin may suit people who want automated savings rules, goal-based money organization, and shopping offers in one app. | 5.0 | €1.33 a month | Free plan | Android, iPhone & iPad, Browser extension | 30 Sep 2026 |
| 10 PayDay | PayDay is designed for New Zealanders, including salaried workers, people with variable shift income, and contractors or self-employed people who want income split… | 5.0 | Free plan | Free plan | Android, iPhone & iPad, Web | 7 Oct 2026 |
02
SavingsBox
SavingsBox suits eligible U.S.
AndroidiPhone & iPadWeb Record5.7 Visit
03
Chip
Chip may suit people who want savings goals, automatic saving, and savings or investment products in one mobile app.
AndroidiPhone & iPad Record5.6 Visit
04
finbee
finbee suits people who want to build savings toward specific goals using recurring, card-based, or activity-based rules.
AndroidiPhone & iPad Record5.5 Visit
05
Guac
Guac suits people who want to set savings goals and connect a checking account to track transactions.
AndroidiPhone & iPadWeb Record5.3 Visit
7
Spave
AndroidiPhone & iPad Free plan Record5.1 Visit Spave suits mobile users who want automatic saving, charitable giving, or both from a linked checking account.
8
Albert
AndroidiPhone & iPadWeb $19.99 a month Record5.0 Visit Albert suits U.S. residents aged 18 or older who want budgeting, linked-account tracking, and assisted financial tasks.
9
Goin
AndroidiPhone & iPadBrowser extension €1.33 a month Record5.0 Visit Goin may suit people who want automated savings rules, goal-based money organization, and shopping offers in one app.
10
PayDay
AndroidiPhone & iPadWeb Free plan Record5.0 Visit PayDay is designed for New Zealanders, including salaried workers, people with variable shift income, and contractors or self-employed people who want income split…
11
Piggo
AndroidiPhone & iPadWeb Free plan Record5.0 Visit Piggo suits families that want an adult-managed way to track children’s allowances, chores and savings.
12
Qapital
AndroidiPhone & iPad $3 a month Record5.0 Visit Qapital suits people seeking automated savings, investing, budgeting, and shared financial goals in one Android or iOS service.
13
Tunzi
AndroidiPhone & iPadWeb Free plan Record5.0 Visit Tunzi may suit adults in Rwanda who want to save toward personal or group goals through mobile money.
14
Nebo
AndroidiPhone & iPadAPI Free plan Record4.9 Visit It is designed for everyday Kenyans managing savings, spending, or debt through supported mobile and financial connections.
15
PiggyVest
AndroidiPhone & iPadWeb Free plan Record4.9 Visit PiggyVest may suit people looking for recurring savings, goal-based or group saving, fixed-term savings, rent planning, or investment opportunities.
16
Raiz
AndroidiPhone & iPadWeb A$2.50 a month Record4.9 Visit Raiz suits Australian users seeking automated investing through round-ups, scheduled deposits, one-off investments or goal-based accounts.
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