Best Automated Savings Apps in 2026
Updated
In short: Plum is ranked #1 of 17 as of 4 October 2026, ahead of Chip and PiggyVest. The best-ranked option with a free plan is Chip. The lowest first paid tier on this page is Betterment at $0.05/mo.
Automated savings apps can move money toward savings through features such as scheduled transfers, custom rules, or card roundups. The 17 entries are ranked and compared on those controls, along with interest on savings and savings goal limits. Betterment, finbee, and Plum appear near the top, with Chip and Goin among the entries that follow. Check supported platforms and withdrawal methods to understand the access options, then consider whether a free plan or the listed paid starting price fits your needs. Comparing how each app automates saving and lets you reach your funds can help clarify which approach suits your preferences.
17 automated savings apps ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 Plum iPhone + Android RecognisedPhone appDocumentedFree plan 9.7€3.99/mo Card roundups: YesScheduled transfers: YesCustom savings rules: Yes
- 2 Chip iPhone + Android RecognisedPhone appDocumentedFree plan 9.5£5.99/mo Scheduled transfers: Yes
- 3 PiggyVest iPhone + Android RecognisedPhone appDocumentedFree plan 9.4Free Card roundups: NoScheduled transfers: YesCustom savings rules: Yes
- 4 finbee iPhone + Android RecognisedPhone appDocumentedFree plan 9.4¥250/mo Card roundups: YesScheduled transfers: YesCustom savings rules: Yes
- 5 Goin iPhone + Android RecognisedPhone appDocumentedFree plan 9.1€1.33/mo Card roundups: YesScheduled transfers: YesCustom savings rules: Yes
- 6 SavingsBox iPhone + Android RecognisedPhone appDocumentedFree plan 8.9$4.99/mo Card roundups: YesScheduled transfers: Yes
- 7 Spave iPhone + Android RecognisedPhone appDocumentedFree plan 8.0 Card roundups: YesScheduled transfers: YesCustom savings rules: Yes
- 8 Betterment iPhone + Android RecognisedPhone appDocumentedFree plan 7.8$0.05/mo Scheduled transfers: Yes
- 9 Qapital iPhone + Android RecognisedPhone appDocumentedFree plan 7.6 Card roundups: YesScheduled transfers: YesCustom savings rules: Yes
- 10 Amini iPhone + Android RecognisedPhone appDocumentedFree plan 7.5 Scheduled transfers: Yes
- 11 Tunzi iPhone + Android RecognisedPhone appDocumentedFree plan 7.5 Card roundups: NoCustom savings rules: Yes
- 12 Raiz iPhone + Android RecognisedPhone appDocumentedFree plan 7.2A$2.50/mo Card roundups: YesScheduled transfers: Yes
- 13 Nebo iPhone + Android RecognisedPhone appDocumentedFree plan 7.1 Card roundups: YesScheduled transfers: Yes
- 14 Albert iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Scheduled transfers: Yes
- 15 Guac iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Card roundups: NoCustom savings rules: Yes
- 16 Piggo iPhone + Android RecognisedPhone appDocumentedFree plan 6.5 Card roundups: NoScheduled transfers: Yes
- 17 PayDay No phone app RecognisedPhone appDocumentedFree plan 5.7 Card roundups: YesCustom savings rules: Yes
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which automated savings app is ranked first on Samsung Mobile US Press?
Plum is ranked #1 of 17 with a score of 9.7. Chip is second and PiggyVest third.
How many of these have a free plan?
7 of the 17 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Betterment has the lowest first paid tier we found: $0.05/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.