Amini
Abuja, Nigeria
What it is
Amini is a money management app for Nigerians that brings together personal savings, group savings, transfers, and bill payments. Users can save toward goals, lock money away, or schedule wallet savings daily, weekly, or monthly. They can send money to other Amini users or Nigerian bank accounts, and pay from the wallet for airtime, data, electricity, and TV subscriptions.
Its Adashi feature lets a savings circle track scheduled contributions in a shared ledger, with payouts sent to members’ wallets in turn. The app is available for Android and iOS in Hausa and English. Biometric sign-in works on compatible devices, and money-moving actions require a separate transaction PIN. Account setup requires phone number verification, a passcode, and required account checks. Downloading and opening an account are free, as are transfers between Amini users. Bank withdrawals and bill payments carry provider fees shown before confirmation; early withdrawal rules and any fees depend on the savings plan and are shown in the app before confirmation.
For and against
For
- Supports scheduled daily, weekly, or monthly savings
- Adashi tracks contributions and rotating payouts
- Transfers between Amini users are free
- Available in Hausa and English
Against
- Bank withdrawals carry provider fees
- Bill payments carry provider fees
- Early withdrawal rules depend on the savings plan
The verdict
Amini brings individual and group savings together with transfers and bill payments for Nigerian users. Review the displayed provider fees and savings withdrawal conditions before confirming those transactions.
Who it suits
Amini suits people in Nigeria looking to manage savings, transfers, bills, or rotating savings circles in one app. It may also suit users who prefer Hausa or English and want biometric sign-in on compatible devices.
Plans and prices
Amini app
Downloading and opening an account are free; transfers between Amini users cost nothing; bank withdrawals and bill payments carry provider fees
Read 8 Oct 2026 · aminihq.com
On the record
- Account setup
- Account setup requires phone number verification, a passcode, and required account checks.aminihq.com · read 8 Oct 2026
- Adashi
- Amini’s Adashi feature supports rotating savings circles with scheduled contributions, a shared ledger and payouts to members in turn.aminihq.com · read 8 Oct 2026
- Audience
- Amini describes itself as made for Nigeria and built for everyday money needs.aminihq.com · read 8 Oct 2026
- Bills
- The app supports payments for airtime, data, electricity, and TV subscriptions from the wallet.aminihq.com · read 8 Oct 2026
- Company
- The site identifies the company as Amini Technologies Ltd and gives its physical address as Plot 347A, Ipent 7 Estate, Karsana, Abuja.aminihq.com · read 8 Oct 2026
- Fees
- Downloading and opening an account are free, and transfers between Amini users cost nothing; bank withdrawals and bill payments carry provider fees shown before confirmation.aminihq.com · read 8 Oct 2026
- Group savings
- Adashi lets a savings circle track scheduled contributions in a shared ledger, with each payout going to a member’s wallet in turn.aminihq.com · read 8 Oct 2026
- Languages
- The app is available in Hausa and English, and users can switch languages in settings.aminihq.com · read 8 Oct 2026
- Purpose
- Amini combines personal and group money management, savings, transfers, and bill payments in one app for Nigerians.aminihq.com · read 8 Oct 2026
- Savings
- Users can save toward goals, lock money away, or set daily, weekly, or monthly automatic savings from their wallet.aminihq.com · read 8 Oct 2026
- Savings limits
- Withdrawal conditions and any applicable fees depend on the savings plan and should be reviewed in the app before confirming.aminihq.com · read 8 Oct 2026
- Scheduled savings
- Users choose an amount and daily, weekly or monthly rhythm, and Amini debits their wallet on schedule.aminihq.com · read 8 Oct 2026
- Security
- Amini supports biometric sign-in on compatible devices and a separate transaction PIN for money-moving actions.aminihq.com · read 8 Oct 2026
- Sign-in security
- Amini supports biometric sign-in on compatible devices and uses a separate transaction PIN for money-moving actions.aminihq.com · read 8 Oct 2026
- Support
- The site directs users to email [email protected] for help and says a person will answer.aminihq.com · read 8 Oct 2026
- Transfers
- Users can send money to another Amini user or a Nigerian bank account.aminihq.com · read 8 Oct 2026
- Withdrawal limits
- Early withdrawal rules and any applicable fees depend on the savings plan and are shown in the app before confirmation.aminihq.com · read 8 Oct 2026
