Goin
Barcelona, Spain
What it is
Goin is an AI financial platform for saving, cryptocurrency investing, and shopping offers, available on Android and iOS with a Chrome extension. Users can connect a bank or card through PSD2 and save through expense round-ups, regular contributions, habit-based rules, or a percentage of income. Goals and wallets separate money and track progress. The app also lets users pay into friends' goals or request money, which they receive instantly. It offers investment in more than 50 cryptocurrencies, including Bitcoin, Ethereum, Cardano, Polygon, and Avalanche. Its saving accelerator advertises 5% APY through investment in a DeFi protocol. Cashback is available with participating brands, while the app offers hundreds of discounted virtual gift cards; the extension adds cashback, gift cards, and coupons across more than 1,000 brands. Goin says it uses 256-bit TLS encryption and that funds are held by Easy Payments and Finance E.P.S.A., registered with the Bank of Spain under code 6849. Inactive accounts may incur monthly fees of 0.99€ after three months, 1.99€ after nine months, and 2.99€ after twelve months.
For and against
For
- Connects banks and cards through PSD2.
- Offers several automatic saving methods.
- Supports more than 50 cryptocurrencies.
- Cashback and discounted gift cards are available.
- Chrome extension covers offers across 1,000-plus brands.
Against
- Inactive accounts may incur monthly fees.
- Saving accelerator invests through a DeFi protocol.
- Goin Pro costs €1.33 a month.
The verdict
Goin combines savings tools, cryptocurrency investments, and shopping rewards across its apps and browser extension. Consider its inactive-account fees and the investment basis of its advertised 5% APY.
Who it suits
Goin may suit people who want automated savings rules, goal-based money organization, and shopping offers in one app. Its cryptocurrency investments and advertised DeFi-based saving accelerator may interest users seeking those options.
Plans and prices
Goin
automatic saving · investment options · Rewards
Read 30 Sep 2026 · faqs.goin.app
Goin Pro
more cashback · flexible and speedy saving · withdraw money whenever and however you want
Read 30 Sep 2026 · play.google.com
On the record
- Automatic saving
- Saving methods include expense round-ups, regular contributions, habit-based saving and saving a percentage of income.goin.app · read 30 Sep 2026
- Bank connection
- Users can connect any bank or card through PSD2.goin.app · read 30 Sep 2026
- Browser extension
- The Chrome extension provides cashback, discounted gift cards and coupons across more than 1,000 brands.goin.app · read 30 Sep 2026
- Budgeting
- Users can separate money into goals or wallets, track progress and receive information.goin.app · read 30 Sep 2026
- Cashback
- Users receive automatic cashback when spending with participating brands in the app.goin.app · read 30 Sep 2026
- Crypto investing
- Goin offers investment in more than 50 cryptocurrencies, including Bitcoin, Ethereum, Cardano, Polygon and Avalanche.goin.app · read 30 Sep 2026
- Gift cards
- The app offers hundreds of discounted virtual gift cards.goin.app · read 30 Sep 2026
- Inactive-account fees
- Inactive accounts may be charged monthly fees of 0.99€ after three months, 1.99€ after nine months and 2.99€ after twelve months.faqs.goin.app · read 30 Sep 2026
- Payments
- Users can pay directly to friends' goals and request money that they receive instantly.goin.app · read 30 Sep 2026
- Privacy compliance
- Goin says it encrypts and stores data and complies with European GDPR and Spanish data-protection legislation.faqs.goin.app · read 30 Sep 2026
- Purpose
- Goin is an AI financial platform for growing money and buying cheaper online and offline.goin.app · read 30 Sep 2026
- Saving accelerator
- The saving accelerator advertises 5% APY through investment in a DeFi protocol.goin.app · read 30 Sep 2026
- Security
- Goin says data is encrypted with 256-bit TLS and money is held by Easy Payments and Finance E.P.S.A., registered with the Bank of Spain under code 6849.goin.app · read 30 Sep 2026
- Support
- The listed support email is [email protected].play.google.com · read 30 Sep 2026
