Best WhatsApp Alternatives in 2026
Updated
20 apps from money transfer apps ranked against WhatsApp on the same published basis.
- 1WhatsApp vs Wise
- 2WhatsApp vs TransferGo
- 3WhatsApp vs Remitly
- 4WhatsApp vs Paysera
- 5WhatsApp vs Panda Remit
- 6WhatsApp vs Venmo
- 7WhatsApp vs PhonePe
- 8WhatsApp vs Xe Money Transfer
- 9WhatsApp vs OFX
- 10WhatsApp vs CurrencyFair
- 11WhatsApp vs Neteller
- 12WhatsApp vs WorldRemit
- 13WhatsApp vs Paysend
- 14WhatsApp vs Eversend
- 15WhatsApp vs Satispay
- 16WhatsApp vs e& money
- 17WhatsApp vs Google Pay
- 18WhatsApp vs MoneyGram
- 19WhatsApp vs Ria Money Transfer
- 20WhatsApp vs Xoom
WhatsApp alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | Wise | 9.8 | Free plan | Free | Android, iOS, Web |
| 2 | TransferGo | 9.8 | Free plan | Free | Android, iOS |
| 3 | Remitly | 9.6 | Free plan | Free | Android, iOS |
| 4 | Paysera | 9.5 | Free plan | Free | Android, API, iOS, Web |
| 5 | Panda Remit | 9.2 | Free plan | A$6.99/mo | Android, iOS, Web |
| 6 | Venmo | 8.9 | Free plan | Free | Android, iOS, Web |
| 7 | PhonePe | 8.9 | Free plan | Free | Android, iOS |
| 8 | Xe Money Transfer | 8.8 | Free plan | Free | Android, iOS, Web |
| 9 | OFX | 8.8 | No | — | Web, iOS, Android |
| 10 | CurrencyFair | 8.8 | No | €3/mo | Android, API, iOS, Web |
| 11 | Neteller | 8.8 | Free plan | Free | Android, iOS, Web |
| 12 | WorldRemit | 8.7 | No | — | Web, iOS, Android |
| 13 | Paysend | 8.6 | No | — | Web, iOS, Android |
| 14 | Eversend | 8.6 | No | $0.99/mo | Web, iOS, Android |
| 15 | Satispay | 8.6 | Free plan | €3.99/mo | Web, iOS, Android |
| 16 | e& money | 8.6 | Free plan | AED 23.81/mo | iOS, Android |
| 17 | Google Pay | 8.6 | Free plan | Free | Android, iOS, Web |
| 18 | MoneyGram | 8.5 | No | — | Web, iOS, Android |
| 19 | Ria Money Transfer | 8.5 | No | — | Web, iOS, Android |
| 20 | Xoom | 8.5 | No | — | Web, iOS, Android |
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Questions about WhatsApp alternatives
What is the best alternative to WhatsApp?
Wise, number 1 in money transfer apps with a score of 9.8 out of 10. The others here: TransferGo, Remitly, Paysera and 16 more.
What is the best free alternative to WhatsApp?
Wise is the best-ranked alternative with a free plan. 12 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation.