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Ranked on the record · 28 apps

Best Virtual Terminal Software 2026

Businesses handling payments remotely can compare virtual terminal software by the transaction options and records it supports. Look at payment methods and currency support alongside refunds, invoices, and recurring payments to see which functions align with your payment workflow. Customer records may also be relevant when you need details associated with transactions. Supported platforms indicate where the software can be used, while free-plan availability and paid-from pricing add cost context. Dojo, PayPal Invoicing, and myPOS Virtual Terminal MO/TO are among the named entries. Consider which payment and record-keeping capabilities fit the way your business takes payments.

01

Helcim

by Helcim

Helcim suits businesses that need to take payments across in-person and online channels, including by invoice or virtual terminal.

Free plan From $7 a month AndroidiPhone & iPadWebWindowsMacBrowser extension+1
02

Dojo

Dojo suits businesses taking in-person, online, or phone payments, including hospitality, leisure, and service businesses.

AndroidiPhone & iPadWeb+1
Record6.0 Visit
03

SwipeSimple

SwipeSimple suits small businesses taking payments on the go, in retail or food-and-beverage settings, or through a computer for B2B and back-office billing.

AndroidiPhone & iPadWeb
Record5.7 Visit
04

myPOS Virtual Terminal MO/TO

This terminal suits businesses that need to take card payments remotely by phone or email, including when employees handle payments.

AndroidiPhone & iPadWeb+1
Record5.3 Visit
6
Authorize.net

Authorize.net suits small businesses that need to accept payments across online, mobile, in-person, or phone channels.

AndroidiPhone & iPadWeb+1 $25 a month Record4.9 Visit
7
GivePayments Virtual Terminal

It suits merchants needing browser-based, keyed, hosted, recurring, or invoice payments, especially in high-risk sectors.

WebAPI — Record4.6 Visit
8
NMI

NMI is aimed at ISOs, software companies, and payment facilitators building or managing payment experiences.

AndroidiPhone & iPadWeb+3 — Record4.6 Visit
9 AndroidiPhone & iPadWeb £8.29 a month Record4.6 Visit
10
Blackbaud Merchant Services Virtual Terminal

The Virtual Terminal suits organizations in the social good community using supported Blackbaud products to process one-time card payments.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
11 AndroidiPhone & iPadWeb+2 — Record4.2 Visit
12 AndroidiPhone & iPadWeb+1 — Record4.2 Visit
13
PayLolly Virtual Terminal

It may suit businesses ranging from startups to multichannel enterprises that need browser-based payment acceptance and reporting.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
14 Web $9.95 a month Record4.1 Visit
15 AndroidiPhone & iPadWeb — Record4.1 Visit
16
Cybersource

Cybersource suits businesses that accept online payments, including merchants handling recurring or marketplace transactions.

AndroidiPhone & iPadWeb+1 — Record4.0 Visit
17 Web — Record3.7 Visit
18 Web — Record3.7 Visit
19 WebAPI — Record3.7 Visit
20 Web — Record3.7 Visit
21 WebAPI — Record3.7 Visit
22 WebAPI $15 a month Record3.6 Visit
23 WebBrowser extensionAPI — Record3.6 Visit
24 Web — Record3.5 Visit
25 AndroidiPhone & iPadWeb Free plan Record3.5 Visit