Helcim
by HelcimHelcim suits businesses that need to take payments across in-person and online channels, including by invoice or virtual terminal.
Free plan From $7 a month AndroidiPhone & iPadWebWindowsMacBrowser extension+1
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Best Virtual Terminal Software 2026
Facts read 20 Sep 2026 – 15 Oct 2026
Helcim leads this list of 28 (record score 6.1, free plan). Dojo is next (record score 6.0, free plan), and SwipeSimple is the next highest-placed with a free plan (record score 5.7).
Businesses handling payments remotely can compare virtual terminal software by the transaction options and records it supports. Look at payment methods and currency support alongside refunds, invoices, and recurring payments to see which functions align with your payment workflow. Customer records may also be relevant when you need details associated with transactions. Supported platforms indicate where the software can be used, while free-plan availability and paid-from pricing add cost context. Dojo, PayPal Invoicing, and myPOS Virtual Terminal MO/TO are among the named entries. Consider which payment and record-keeping capabilities fit the way your business takes payments.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Helcim | Helcim suits businesses that need to take payments across in-person and online channels, including by invoice or virtual terminal. | 6.1 | $7 a month | Free plan | Android, iPhone & iPad, Web, Windows | 15 Oct 2026 |
| 02 Dojo | Dojo suits businesses taking in-person, online, or phone payments, including hospitality, leisure, and service businesses. | 6.0 | £11.99 a month | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 03 SwipeSimple | SwipeSimple suits small businesses taking payments on the go, in retail or food-and-beverage settings, or through a computer for B2B and back-office billing. | 5.7 | $19.95 a month | Free plan | Android, iPhone & iPad, Web | 15 Oct 2026 |
| 04 myPOS Virtual Terminal MO/TO | This terminal suits businesses that need to take card payments remotely by phone or email, including when employees handle payments. | 5.3 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 15 Oct 2026 |
| 05 Square Online | 5.2 | $49 a month | Free plan | Web | 8 Oct 2026 | |
| 06 Authorize.net | Authorize.net suits small businesses that need to accept payments across online, mobile, in-person, or phone channels. | 4.9 | $25 a month | — | Android, iPhone & iPad, Web, API | 7 Oct 2026 |
| 07 GivePayments Virtual Terminal | It suits merchants needing browser-based, keyed, hosted, recurring, or invoice payments, especially in high-risk sectors. | 4.6 | — | — | Web, API | 1 Oct 2026 |
| 08 NMI | NMI is aimed at ISOs, software companies, and payment facilitators building or managing payment experiences. | 4.5 | — | — | Android, iPhone & iPad, Web, Windows | 4 Oct 2026 |
| 09 Paymentsense Virtual Terminal | 4.5 | £8.29 a month | — | Android, iPhone & iPad, Web | 7 Oct 2026 | |
| 10 Blackbaud Merchant Services Virtual Terminal | The Virtual Terminal suits organizations in the social good community using supported Blackbaud products to process one-time card payments. | 4.2 | — | — | Android, iPhone & iPad, Web, API | 8 Oct 2026 |
02
Dojo
Dojo suits businesses taking in-person, online, or phone payments, including hospitality, leisure, and service businesses.
AndroidiPhone & iPadWeb+1 Record6.0 Visit
03
SwipeSimple
SwipeSimple suits small businesses taking payments on the go, in retail or food-and-beverage settings, or through a computer for B2B and back-office billing.
AndroidiPhone & iPadWeb Record5.7 Visit
04
myPOS Virtual Terminal MO/TO
This terminal suits businesses that need to take card payments remotely by phone or email, including when employees handle payments.
AndroidiPhone & iPadWeb+1 Record5.3 Visit
05
Square Online
Web Record5.2 Visit
6
Authorize.net
AndroidiPhone & iPadWeb+1 $25 a month Record4.9 Visit Authorize.net suits small businesses that need to accept payments across online, mobile, in-person, or phone channels.
7
GivePayments Virtual Terminal
WebAPI — Record4.6 Visit It suits merchants needing browser-based, keyed, hosted, recurring, or invoice payments, especially in high-risk sectors.
8
NMI
AndroidiPhone & iPadWeb+3 — Record4.5 Visit NMI is aimed at ISOs, software companies, and payment facilitators building or managing payment experiences.
10
Blackbaud Merchant Services Virtual Terminal
AndroidiPhone & iPadWeb+1 — Record4.2 Visit The Virtual Terminal suits organizations in the social good community using supported Blackbaud products to process one-time card payments.
12
PayLolly Virtual Terminal
AndroidiPhone & iPadWeb+1 — Record4.2 Visit It may suit businesses ranging from startups to multichannel enterprises that need browser-based payment acceptance and reporting.
16
Cybersource
AndroidiPhone & iPadWeb+1 — Record4.0 Visit Cybersource suits businesses that accept online payments, including merchants handling recurring or marketplace transactions.
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