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STEPpay Virtual Terminal

Coalesce says it is headquartered in Memphis, Tennessee.

On the record

API
The STEPpay system status page lists STEPpay JSON API and legacy SOAP API endpoints.status.coalescepayments.com · read 8 Oct 2026
Card networks
The virtual terminal lists Visa, MasterCard, American Express, and Discover.coalescesolutions.com · read 8 Oct 2026
Cards
The product names Visa, MasterCard, American Express, and Discover as supported card networks.coalescesolutions.com · read 8 Oct 2026
Company history
Coalesce says it has delivered technology solutions since 2008.coalescesolutions.com · read 8 Oct 2026
Compliance
The maker says STEPpay is QSA validated as a PCI DSS 4.0.1 Level 1 Service Provider and states it tests annually against standards including HIPAA.coalescesolutions.com · read 8 Oct 2026
Infrastructure
The maker says its payment solutions are built on AWS.coalescesolutions.com · read 8 Oct 2026
Integration
Coalesce offers a developer integration testing environment and invites organizations to ask about its STEPpay development and integration partner program.coalescesolutions.com · read 8 Oct 2026
Integrations
STEPpay is designed to route transactions to merchant accounts using merchant-defined rules, and the page offers a development and integration partner program.coalescesolutions.com · read 8 Oct 2026
Payment methods
The terminal supports credit card and ACH transactions.coalescesolutions.com · read 8 Oct 2026
Payments
Users can set up and process one-time or recurring payments through the terminal.coalescesolutions.com · read 8 Oct 2026
Product
STEPpay Virtual Terminal is a cloud-based payment system for fast, secure online checkout.coalescesolutions.com · read 8 Oct 2026
Purpose
STEPpay Virtual Terminal is a cloud-based payment system for online checkout.coalescesolutions.com · read 8 Oct 2026
Recurring payments
Users can set up and process one-time or recurring payments and schedules.coalescesolutions.com · read 8 Oct 2026
Reporting
The product provides standard and customizable reporting options.coalescesolutions.com · read 8 Oct 2026
Routing and scale
Merchant-defined rules route transactions, and one gateway can transact with multiple acquiring banks and merchant accounts.coalescesolutions.com · read 8 Oct 2026
Security
The maker describes tokenization that keeps card and banking information in its vault and says card data is not exposed to merchants.coalescesolutions.com · read 8 Oct 2026
Status visibility
A system status page reports on the virtual terminal, reporting and analytics, servers, API endpoints, notification services, and third-party services, including historical uptime.coalescesolutions.com · read 8 Oct 2026
Support
Coalesce lists [email protected] as its support contact.coalescesolutions.com · read 8 Oct 2026

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