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Ranked on the record · 26 apps

Best Personal Budgeting and Expense Tracking Apps 2026

Apps for personal budgets and expense tracking let you organize spending and log transactions on the devices they support. Use the entries below to review subscription approaches, no-cost access, trial availability and device support.

The order is rebuilt nightly. Review the prices and availability listed by each maker for the systems you use, such as iOS, Android, web, macOS, Windows and Linux.

02

YNAB

YNAB may suit people who want to assign jobs to their money, track goals and net worth, and plan debt payments.

AndroidiPhone & iPadWeb+1
Record5.5 Visit
05

Wallet by BudgetBakers

Wallet may suit people who want to track budgets, bills, accounts, and net worth across mobile and web.

AndroidiPhone & iPadWeb
Record5.3 Visit
6
Buckets

Buckets suits individuals or households who want budgeting and bill tracking across desktop and mobile devices.

AndroidiPhone & iPadWindows+2 $64 one-time Record5.1 Visit
7
ClearCheckbook

It suits people who want budgeting, bill tracking, and reports, with optional bank syncing or mobile premium features.

AndroidiPhone & iPadWeb $2.49 a month Record5.1 Visit
8
Emma

Emma suits people looking to manage budgets and subscriptions alongside account connections.

AndroidiPhone & iPadWeb £4.99 a month Record5.1 Visit
9 AndroidiPhone & iPad Free plan Record5.1 Visit
10 WebWindowsMac+3 Free plan Record5.0 Visit
11
EveryDollar

EveryDollar suits people who want to organize monthly budgets, bills, and sinking funds on the web or mobile.

AndroidiPhone & iPadWeb $17.99 a month Record5.0 Visit
12 AndroidiPhone & iPadWeb $6.25 a month, billed yearly Record4.9 Visit
13 AndroidiPhone & iPadWindows+1 Free plan Record4.7 Visit
14 AndroidiPhone & iPadWeb $10 a month Record4.7 Visit
15 WebWindowsMac $3.99 a month, billed yearly Record4.5 Visit
16 AndroidiPhone & iPadWeb Free plan Record4.5 Visit
17 AndroidiPhone & iPadWeb+1 — Record4.4 Visit
18
Rocket Money

Rocket Money suits people who want to track spending, upcoming bills, or subscriptions across web and mobile.

AndroidiPhone & iPadWeb Free plan Record4.4 Visit
19 AndroidiPhone & iPadWeb Free plan Record4.4 Visit
20 AndroidiPhone & iPad Free plan Record4.1 Visit
21 AndroidiPhone & iPad Free plan Record4.1 Visit
22 AndroidiPhone & iPadWeb — Record4.0 Visit
23 iPhone & iPad $7.92 a month, billed yearly Record3.8 Visit
24 AndroidiPhone & iPadWeb — Record3.5 Visit
25 WebiOSAndroid $1.99 a month Record3.4 Visit

Before you choose

Check the pricing model

This selection covers free, freemium and paid approaches. Some apps provide no-cost access, while paid products may display an initial price.

Read the pricing note before choosing. For example, Actual Budget lists a free plan, while Buckets lists a price from $64.

Look for a trial or free plan

Some entries let you try the service at no cost for a limited period. Test the app during that window to see whether it suits your budgeting routine before paying.

A free plan can provide a longer way to compare an app without a subscription. Confirm the current terms on the maker's site.

Match your devices

The entries cover combinations of iOS, Android, web, macOS, Windows and Linux. Choose a tool that covers the devices where you need to review or update your budget.

Check platform details before signing up, especially if you switch between a phone and a computer.

Review the maker information

Maker details can help you identify the company behind an app. Listed details include names, headquarters and founding years for selected makers.

Use the maker's website to confirm current pricing and availability before you decide.

Questions

What pricing models appear on this list?
You will find free, freemium and paid apps here. Pricing notes can include a free plan or a published starting price.
Do apps on this list offer free plans?
Some entries include a no-cost plan. Check the maker's current terms before signing up.
Are free trials available?
Some entries provide a trial at no charge. Trial terms can vary, so review the maker's site.
Which platforms do these apps support?
Supported systems include iOS, Android, web, macOS, Windows and Linux. Confirm support for your device before choosing.
Can I compare free and paid tools here?
Yes. Free, freemium and paid pricing approaches are represented, with pricing notes where provided.