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Rocket Money

Rocket Money · Silver Spring, Maryland, United States · founded 2015

What it is

Rocket Money is a personal finance service for tracking subscriptions, bills, spending, budgets, and net worth. It is available on the web, iOS, and Android, and supports account syncing and report exports. The free plan costs nothing and includes subscription tracking, upcoming bill tracking, basic budgeting, and spending tracking with categorization. Premium adds subscription cancellation assistance, financial goals, unlimited budgeting categories, net-worth tracking, and real-time account syncing. Premium+ includes the Premium features and Rowan, an AI-powered financial assistant. Rocket Money uses a freemium model and offers a 7-day trial. Its maker, also named Rocket Money, was founded in 2015 and is headquartered in Silver Spring, Maryland, United States. The free tier covers basic tracking, while the listed paid-plan features extend into cancellation assistance, financial goals, net-worth tracking, and an AI assistant.

For and against

For

  • Free plan includes subscription and bill tracking.
  • Spending is tracked and categorized.
  • Offers report export.
  • Available on web, iOS, and Android.

Against

  • Free plan has basic budgeting.
  • Trial lasts 7 days.

The verdict

Rocket Money’s free plan covers several day-to-day tracking needs, with additional budgeting and financial tools listed for Premium and Premium+. Check the plan details before choosing, since prices for the paid tiers are not provided.

Who it suits

Rocket Money suits people who want to track spending, upcoming bills, or subscriptions across web and mobile. Its paid tiers may suit users seeking cancellation help, financial goals, net-worth tracking, or an AI assistant.

Plans and prices

Free

Free

Subscription tracking · Upcoming bill tracking · Basic budgeting · Spending tracking and categorization

Premium

Priced on request

Subscription cancellation assistance · Financial Goals · Unlimited budgeting categories · Net-worth tracking

Premium+

Priced on request

Everything in Premium · Rowan AI-powered financial assistant

Every plan, in full

On the record

Account sync
bothrocketmoney.com · read 19 Sep 2026
Bill tracking
Yesrocketmoney.com · read 19 Sep 2026
Budgeting tools
Yesrocketmoney.com · read 19 Sep 2026
Mobile apps
bothrocketmoney.com · read 19 Sep 2026
Net-worth tracking
Yesrocketmoney.com · read 19 Sep 2026
Report export
Yesrocketmoney.com · read 19 Sep 2026

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