EveryDollar

EveryDollar is a budgeting tool available on the web, iOS, and Android. Its free plan supports monthly budgeting, manual transaction tracking, unlimited budget categories and lines, bill due dates, and sinking funds. Listed capabilities also include bill tracking, net-worth tracking, account syncing, report export, and mobile apps. Premium adds automatic bank transaction imports, paycheck and bill-date planning, custom reports, CSV export, projected net-worth calculations, coaching, and live Q&A. Premium costs $17.99 per month after a 14-day free trial; the listed pricing note also gives an annual rate starting at $6.67/mo. The free tier centers on manual transaction tracking, while Premium adds imports and planning and reporting tools. EveryDollar was founded in 2015, and its maker is headquartered in Franklin, Tennessee, United States. Users can access the service through a browser or mobile apps, choosing between manual budgeting and Premium’s additional features.

EveryDollar offers manual budgeting features at no cost and adds imports, planning, reporting, and coaching with Premium. Consider whether the free tier’s manual tracking is sufficient before choosing the paid plan.

EveryDollar suits people who want to organize monthly budgets, bills, and sinking funds on the web or mobile. Those who want automatic transaction imports, custom reports, or coaching can consider Premium.

Overview

EveryDollar is a monthly budgeting app for web, iOS and Android, aimed at people who want to organize spending by category. Its free plan covers the basics, but relies on manual transaction entry; Premium is the step up for automatic imports and broader planning tools.

Key features

The free plan combines monthly budgeting with unlimited budget categories and lines, bill due dates and sinking funds. That gives users room to build a detailed plan and set aside money for future expenses. Manual transaction tracking is the central trade-off: it keeps entries under the user’s control, but calls for ongoing upkeep.

Premium adds automatic bank transaction imports, paycheck and bill-date planning, custom reports and CSV export. These features make it a better fit for users who want less manual entry, more ways to review their budget, or a file they can use outside the app. Projected net-worth calculations broaden the planning beyond monthly spending; coaching and live Q&A add a guidance option.

Pricing

EveryDollar is freemium. The Free plan costs nothing and includes monthly budgeting, manual transaction tracking, unlimited budget categories and lines, bill due dates and sinking funds. It is the sensible choice for users willing to keep transactions current themselves, but it gives up automatic imports, paycheck and bill-date planning, custom reports, CSV export, projected net-worth calculations, coaching and live Q&A.

Premium costs $17.99 a month, billed after a 14-day free trial. It includes all of those additional tools, making the paid plan most relevant to people who expect to use imports or value its expanded planning, reporting or coaching. The trial lets prospective subscribers try Premium before billing begins; the published monthly price is the key ongoing cost to consider.

Platforms

EveryDollar is available on the web, iOS and Android. Its mobile apps put the budget on both major mobile platforms, while the web version offers another way to manage it.

Who it's for

Choose EveryDollar if you want a category-based monthly budget, bill tracking and sinking funds, and are comfortable recording transactions manually to avoid a subscription. Premium is a stronger fit if automatic imports, paycheck planning, custom reporting or coaching would materially improve how you manage money. Look elsewhere if neither manual upkeep nor Premium’s monthly price suits your approach.

Pros and cons

• Pros: The free plan has unlimited categories and lines, so detailed budgets do not run into a category cap.
• Pros: Bill due dates and sinking funds extend the free plan beyond basic monthly categories.
• Pros: Premium combines automatic imports with planning, reporting, net-worth projections and coaching.
• Cons: Free users must track transactions manually, which adds regular work.
• Cons: Premium costs $17.99 a month after the 14-day free trial, so its extra tools are a recurring expense.

Alternatives

SoFi is worth considering if you want a free option that combines account linking and budget planning with spending, cash-flow, net-worth and credit-score tracking. PocketSmith may suit budgeters who want automatic bank feeds and manual imports on its free plan, alongside two dashboards and 12 budgets.

Wallet by BudgetBakers offers a free plan for basic personal finance tracking. Sure is a free, open-source option under the AGPLv3 license, including a self-hosted version. Rocket Money is another free-plan choice, with subscription and upcoming-bill tracking, basic budgeting, and spending tracking and categorization.

Zaim has a free plan for recording income and expenses, budget and spending analysis, automatic bank and card connections, and receipt scanning. ClearCheckbook offers unlimited transactions, accounts and categories on its free plan, along with budgeting, bill tracking and reports; its Sync plan costs $2.49 a month. Money Manager Ex is a free-download alternative with no ads or charges.

For more options, browse Personal Finance Software.

Verdict

EveryDollar is a good fit for people who want a detailed monthly budget with bill dates and sinking funds, and are willing to enter transactions themselves. Its uncapped categories make the free plan useful for more than a bare-bones budget. The reason to choose something else is equally clear: users who want automatic imports must pay $17.99 a month after the trial, while those unwilling to track entries manually may find the free tier too demanding.