Best Loan Management Software in 2026

In short: UnPay Loan Management System is ranked #1 of 30 as of 4 October 2026, ahead of AFSVision and AllCloud Loan Management System. The best-ranked option with a free plan is Frappe Lending. The lowest first paid tier on this page is Lokta at ₹1/mo.

Loan management software supports lenders in organizing loan accounts and repayment work. This ranked best-of list begins with UnPay Loan Management System, AFSVision and Frappe Lending. Compared on supported loan types, interest calculation and payment scheduling, the entries can be considered against the products and repayment arrangements you manage. Borrower portal access may matter for servicing, while API access and deployment are criteria for assessing fit with existing systems. Free-plan availability and the paid-from price add budget points to compare as you review the capabilities relevant to your lending workflows.

30 loan management software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.

30ranked
3free plans on this page
₹1/molowest paid tier
4 Oct 2026last checked

Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score

  1. 1 UnPay Loan Management System iPhone + Android RecognisedPhone appDocumentedFree plan 7.8Free Deployment: bothPayment scheduling: Yes
  2. 2 AFSVision iPhone + Android RecognisedPhone appDocumentedFree plan 6.8 Deployment: bothInterest calculation: bothPayment scheduling: Yes
  3. 3 AllCloud Loan Management System iPhone + Android RecognisedPhone appDocumentedFree plan 6.8 Deployment: cloudInterest calculation: bothPayment scheduling: Yes
  4. 4 Enterprise! iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Deployment: cloud
  5. 5 Frappe Lending No phone app RecognisedPhone appDocumentedFree plan 6.2$5/mo Deployment: bothInterest calculation: bothPayment scheduling: Yes
  6. 6 Lokta No phone app RecognisedPhone appDocumentedFree plan 6.2₹1/mo Deployment: bothInterest calculation: bothPayment scheduling: Yes
  7. 7 FIS Data Integrity Manager No phone app RecognisedPhone appDocumentedFree plan 5.9 Deployment: cloud
  8. 8 Canopy No phone app RecognisedPhone appDocumentedFree plan 5.6 Deployment: cloudInterest calculation: bothPayment scheduling: Yes
  9. 9 Oracle Financial Services Anti-Money Laundering No phone app RecognisedPhone appDocumentedFree plan 5.6
  10. 10 The Mortgage Office No phone app RecognisedPhone appDocumentedFree plan 5.6 Deployment: cloudInterest calculation: bothPayment scheduling: Yes
  11. 11 Bryt No phone app RecognisedPhone appDocumentedFree plan 5.5 Deployment: cloudPayment scheduling: Yes
  12. 12 Nortridge Loan System No phone app RecognisedPhone appDocumentedFree plan 5.5$57/mo Deployment: bothInterest calculation: bothPayment scheduling: Yes
  13. 13 HES LoanBox No phone app RecognisedPhone appDocumentedFree plan 5.4 Deployment: bothPayment scheduling: Yes
  14. 14 LoanCirrus No phone app RecognisedPhone appDocumentedFree plan 5.4 Deployment: bothInterest calculation: bothPayment scheduling: Yes
  15. 15 Margill Loan Manager No phone app RecognisedPhone appDocumentedFree plan 5.4 Deployment: bothInterest calculation: bothPayment scheduling: Yes
  16. 16 SoftGST Elite No phone app RecognisedPhone appDocumentedFree plan 5.4 Interest calculation: variablePayment scheduling: Yes
  17. 17 Conduent Loan Manager No phone app RecognisedPhone appDocumentedFree plan 5.3 Deployment: cloudInterest calculation: bothPayment scheduling: Yes
  18. 18 Finastra Loan IQ No phone app RecognisedPhone appDocumentedFree plan 5.3 Deployment: bothPayment scheduling: Yes
  19. 19 Lenviq No phone app RecognisedPhone appDocumentedFree plan 5.3 Deployment: cloudInterest calculation: bothPayment scheduling: Yes
  20. 20 LoanPro Collections Suite No phone app RecognisedPhone appDocumentedFree plan 5.3 Deployment: cloudInterest calculation: bothPayment scheduling: Yes
  21. 21 Ned No phone app RecognisedPhone appDocumentedFree plan 5.3 Deployment: cloudPayment scheduling: Yes
  22. 22 RealINSIGHT No phone app RecognisedPhone appDocumentedFree plan 5.3 Deployment: cloudPayment scheduling: Yes
  23. 23 Shaw Systems Spectrum No phone app RecognisedPhone appDocumentedFree plan 5.3 Deployment: bothPayment scheduling: Yes
  24. 24 TurnKey Lender No phone app RecognisedPhone appDocumentedFree plan 5.3 Deployment: bothPayment scheduling: Yes
  25. 25 LendFoundry Loan Servicing System No phone app RecognisedPhone appDocumentedFree plan 5.2 Interest calculation: bothPayment scheduling: Yes

Is your app on this list?

Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.

Questions about this list

Which loan management software is ranked first on Samsung Mobile US Press?

UnPay Loan Management System is ranked #1 of 30 with a score of 7.8. AFSVision is second and AllCloud Loan Management System third.

How many of these have a free plan?

3 of the 25 on this page publish a free plan on their own pricing pages.

Which is the cheapest paid option?

On this page, Lokta has the lowest first paid tier we found: ₹1/mo.

How is this list ranked?

Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.

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