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- UnPay Loan Management System
On the recordRead 30 Sep 202614 facts
UnPay Loan Management System
Kolkata, West Bengal, India
Plans and prices
Build
Free
All 15 products in sandbox · 480 API endpoints · Community support
Read 30 Sep 2026 · unpay.co
Enterprise
Priced on request
Dedicated infrastructure · On-prem or VPC deployment options · 99.99% uptime SLA · 24/7 named support
Read 30 Sep 2026 · unpay.co
Scale
Priced on request
Production access · Email and chat support · 99.9% SLA
Read 30 Sep 2026 · unpay.co
On the record
- API
- The API can post repayments, fetch schedules and balances, raise restructures or closures, and send webhooks for due, overdue, bucket-change, and closure events.unpay.co · read 30 Sep 2026
- Audit and tenant controls
- The product page says restructuring and closure events record an actor and timestamp, and loan data is scoped to an organisation.unpay.co · read 30 Sep 2026
- Delinquency and classification
- A scheduled sweep advances days past due and re-buckets loans against configured NPA thresholds.unpay.co · read 30 Sep 2026
- Intended users
- The product page names NBFCs, microfinance providers, housing finance, vehicle and equipment finance, embedded lenders, and asset reconstruction as intended users.unpay.co · read 30 Sep 2026
- Purpose
- The system handles loan servicing from disbursement through repayment and closure.unpay.co · read 30 Sep 2026
- Repayment allocation
- Repayments are applied in a fixed order: penalty, interest, then principal.unpay.co · read 30 Sep 2026
- Repayment methods
- The page lists NACH, eMandate, PDC, standing instructions, and manual receipts as collection channels or methods.unpay.co · read 30 Sep 2026
- Restructuring
- Listed resolution options include moratorium, EMI reduction, tenure extension, one-time settlement, legal action, and write-off.unpay.co · read 30 Sep 2026
- Schedules
- It generates flat or reducing-balance instalment schedules at disbursement.unpay.co · read 30 Sep 2026
- Security certification
- UnPay states that it is ISO 27001 certified and Cert-In certified.unpay.co · read 30 Sep 2026
- Security practices
- The security policy says data is encrypted in transit using TLS and at rest using AES-256, with hardware-backed key management.unpay.co · read 30 Sep 2026
- Support and pricing
- The pricing page lists community support for the free sandbox, email and chat support on Scale, and 24/7 named support on Enterprise; it says individual product rate cards are shared during onboarding.unpay.co · read 30 Sep 2026
