Best Card Issuing Platforms in 2026
Updated
In short: Extend is ranked #1 of 20 as of 4 October 2026, ahead of Paynetics Card Issuing and Conferma Pay. The lowest first paid tier on this page is Extend at $0.75/mo.
If you’re evaluating card issuing platforms, consider the card programs and controls you need, as well as how a product handles funding and balances. The comparison covers issuing APIs, KYC/KYB tools, physical and virtual cards, and spend controls. Free-plan availability and the starting paid price add cost context. The entries are ranked, beginning with Extend and Paynetics Card Issuing. Conferma Pay and FIS Total Issuing Solutions follow among the first options, with FIS Issuer Services, Marqeta, Mastercard Decision Intelligence, and Enfuce Cards also near the start. Compare the listed capabilities against your program, payment workflow, and card requirements.
20 card issuing platforms ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 Extend iPhone + Android RecognisedPhone appDocumentedFree plan 7.9$0.75/mo Virtual cards: YesIssuing API: Yes
- 2 Paynetics Card Issuing iPhone + Android RecognisedPhone appDocumentedFree plan 7.4 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 3 Conferma Pay iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Virtual cards: YesPhysical cards: NoIssuing API: Yes
- 4 FIS Total Issuing Solutions iPhone + Android RecognisedPhone appDocumentedFree plan 6.8 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 5 FIS Issuer Services iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 6 Marqeta No phone app RecognisedPhone appDocumentedFree plan 5.9 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 7 Mastercard Decision Intelligence No phone app RecognisedPhone appDocumentedFree plan 5.8
- 8 OpenWay Way4 No phone app RecognisedPhone appDocumentedFree plan 5.8 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 9 Enfuce Cards No phone app RecognisedPhone appDocumentedFree plan 5.7 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 10 Lithic No phone app RecognisedPhone appDocumentedFree plan 5.7 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 11 Nium Physical and Virtual Cards No phone app RecognisedPhone appDocumentedFree plan 5.7 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 12 Highnote No phone app RecognisedPhone appDocumentedFree plan 5.5 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 13 HPS PowerCARD No phone app RecognisedPhone appDocumentedFree plan 5.4 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 14 Interlace No phone app RecognisedPhone appDocumentedFree plan 5.4 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 15 Paymentology No phone app RecognisedPhone appDocumentedFree plan 5.4 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 16 Pismo Card Issuing No phone app RecognisedPhone appDocumentedFree plan 5.4 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 17 Thredd No phone app RecognisedPhone appDocumentedFree plan 5.4 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 18 Wallester White Label No phone app RecognisedPhone appDocumentedFree plan 5.4 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 19 Stripe Issuing No phone app RecognisedPhone appDocumentedFree plan 5.2 Virtual cards: YesPhysical cards: YesIssuing API: Yes
- 20 Visa DPS Forward No phone app RecognisedPhone appDocumentedFree plan 5.1 Virtual cards: YesPhysical cards: YesIssuing API: Yes
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which card issuing platform is ranked first on Samsung Mobile US Press?
Extend is ranked #1 of 20 with a score of 7.9. Paynetics Card Issuing is second and Conferma Pay third.
How many of these have a free plan?
1 of the 20 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Extend has the lowest first paid tier we found: $0.75/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.