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HPS PowerCARD
Casablanca, Morocco
What it is
HPS PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid, and other payment cards. HPS says it supports issuers from small organizations to global financial institutions, including banks, credit companies, retailers, and private processors. Its platform handles portfolios across countries, currencies, products, institutions, and languages. Rule-based workflows support card origination through different channels and formats, with processes for collecting and using payment information.
Issuer functions include card and customer management, credit and prepaid accounts, clearing and settlement, fraud and risk management, chargebacks, disputes, and collections. Reporting, dashboards, loyalty, and push marketing are also listed. A relational database consolidates customer and transaction information for profiling and segmentation. PowerCARD Connect gives third-party systems access to more than 120 APIs. HPS describes on-premises and SaaS delivery for the PowerCARD suite; SaaS can run on a public or private cloud. Pricing is available on request.
For and against
For
- Manages portfolios across countries, currencies, products, and languages
- Includes card, account, clearing, fraud, and dispute functions
- PowerCARD Connect provides more than 120 APIs
- Offers on-premises and SaaS delivery models
Against
- Pricing is available on request
- SaaS is described for the PowerCARD suite
The verdict
PowerCARD-Issuer brings card issuance, portfolio administration, and back-office functions into one platform. Its range of issuer types and deployment models may suit organizations with different operating needs; pricing requires a request to HPS.
Who it suits
PowerCARD-Issuer suits financial institutions, banks, credit companies, retailers, and private processors that need card issuance and portfolio management. HPS says it supports organizations from small issuers to global institutions.
On the record
- API access
- PowerCARD Connect provides more than 120 APIs for third-party systems to use PowerCARD data and services or trigger services.hps-worldwide.com · read 8 Oct 2026
- Back-office functions
- Issuer back-office functions include fraud and risk management, chargebacks, disputes, and collections management.hps-worldwide.com · read 8 Oct 2026
- Company background
- HPS says it was established in 1995 and is headquartered in Casablanca, Morocco.hps-worldwide.com · read 8 Oct 2026
- Customer data
- A relational database provides a consolidated view of customers and transactions, with data available for profiling and segmentation.hps-worldwide.com · read 8 Oct 2026
- Customer support
- HPS says it provides implementation and support for its PowerCARD solutions.hps-worldwide.com · read 8 Oct 2026
- Deployment
- HPS describes PowerCARD as available for SaaS and on-premise deployment.hps-worldwide.com · read 8 Oct 2026
- Developer APIs
- PowerCARD Connect is an online portal with more than 120 APIs for third-party systems and developers to use PowerCARD services and data.hps-worldwide.com · read 8 Oct 2026
- Global portfolios
- The platform supports multiple currencies, products, institutions, and languages, and manages card portfolios across countries on one platform.hps-worldwide.com · read 8 Oct 2026
- Intended customers
- HPS says the product supports issuers ranging from small organizations to large global financial institutions, banks, credit companies, retailers and private card processing companies.hps-worldwide.com · read 8 Oct 2026
- Intended users
- HPS says it supports issuers ranging from small organizations to global financial institutions, banks, credit companies, retailers, and private card processors.hps-worldwide.com · read 8 Oct 2026
- Issuance workflows
- Rule-based engines support card origination from different channels and formats, with workflow design for collecting and using payment information.hps-worldwide.com · read 8 Oct 2026
- Issuer modules
- Listed modules include card and customer management, credit and prepaid accounts, clearing and settlement, fraud, chargebacks, reporting, dashboards, loyalty, and push marketing.hps-worldwide.com · read 8 Oct 2026
- Issuing
- PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid and other payment cards.hps-worldwide.com · read 8 Oct 2026
- Network and host interfaces
- The issuer page lists interfaces for international and domestic schemes, bank hosts, commercial systems and hardware security modules.hps-worldwide.com · read 8 Oct 2026
- PCI compliance
- HPS states in its reference document that its PowerCARD product complies with PCI standards.hps-worldwide.com · read 8 Oct 2026
- Pricing
- The opened product and company pages provide no public price for PowerCARD-Issuer.hps-worldwide.com · read 8 Oct 2026
- Purpose
- PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid, and other payment cards.hps-worldwide.com · read 8 Oct 2026
- Scheme interfaces
- The issuer page lists interfaces for international, domestic, and PowerCARD-managed schemes, along with bank-host and HSM interfaces.hps-worldwide.com · read 8 Oct 2026
