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Marqeta
Marqeta lists its corporate headquarters at 180 Grand Ave, Oakland, California.
What it is
Marqeta is a configurable card issuing and payment processing platform for businesses building payment programs. It supports debit, prepaid, credit, and flexible credentials in physical, virtual, and tokenized forms. Programs can apply transaction-level rules and adjust spend controls in real time, alongside capabilities for accounts, payments, transfers, and cash access. Risk tools include KYC, real-time decisioning, 3D Secure, and disputes. Developers have APIs, SDK tools, documentation, and a sandbox for building and testing card programs. Cards can be provisioned to Apple Pay, Google Pay, and Samsung Pay. Marqeta describes an ecosystem of bank, network, fintech, banking, consulting, and integration partners. Its Trust Center lists PCI DSS, SOC 1, and SOC 2 certifications, with controls tested by independent auditors; the company says customers may retain PCI compliance responsibilities. Program services include 24/7 cardholder support, card fulfillment, and compliance management. Marqeta serves fintechs, financial institutions, and technology companies. Pricing is on request, and product support varies by jurisdiction; prospective customers are directed to contact Marqeta about local availability.
For and against
For
- Supports physical, virtual, and tokenized cards.
- Spend rules can change in real time.
- Provides APIs, SDK tools, documentation, and a sandbox.
- Supports provisioning to Apple Pay, Google Pay, and Samsung Pay.
- Program services include 24/7 cardholder support.
Against
- Pricing is on request.
- Product support varies by jurisdiction.
- Customers may retain PCI compliance responsibilities.
The verdict
Marqeta combines card issuing capabilities with developer tools and program services. Teams should confirm local availability and their PCI responsibilities before proceeding.
Who it suits
Marqeta is aimed at fintechs, financial institutions, and technology companies building payment programs. It may suit teams seeking card-program APIs and transaction controls.
Plans and prices
Enterprise platform
Contact sales; pricing not stated on the pages reviewed
Read 3 Oct 2026 · marqeta.com
On the record
- Accounts and transfers
- The platform offers accounts, payments and transfers, and cash access alongside card products.marqeta.com · read 3 Oct 2026
- Availability
- Marqeta says its supported services vary by jurisdiction and directs prospective customers to contact it for availability details.marqeta.com · read 3 Oct 2026
- Availability limit
- Product support varies by jurisdiction, and Marqeta directs prospective customers to contact it about local availability.marqeta.com · read 2 Oct 2026
- Card types
- The platform supports debit, prepaid, credit, and flexible credentials, including physical, virtual, and tokenized cards.marqeta.com · read 3 Oct 2026
- Company history
- Marqeta's about page says it was founded in 2009 by Jason Gardner and launched open APIs in 2014.marqeta.com · read 3 Oct 2026
- Customer support
- Marqeta says its program services include 24/7 cardholder support, card fulfillment, and compliance management.marqeta.com · read 2 Oct 2026
- Developer access
- Marqeta provides APIs, a developer sandbox, API credentials, transaction simulation, and webhook setup instructions.marqeta.com · read 3 Oct 2026
- Digital wallet integrations
- Marqeta supports provisioning cards to Apple Pay, Google Pay, and Samsung Pay.marqeta.com · read 2 Oct 2026
- Integrations
- Marqeta describes an ecosystem of fintech and banking, spend management, core banking, consulting, and integration partners.marqeta.com · read 3 Oct 2026
- Intended customers
- Marqeta describes its open APIs as serving fintechs, financial institutions, and technology companies.marqeta.com · read 3 Oct 2026
- Partner integrations
- Marqeta describes an ecosystem that includes bank and network partners, fintech and banking partners, and consulting and integration partners.marqeta.com · read 2 Oct 2026
- PCI responsibility
- Marqeta states that its customers may retain PCI compliance responsibilities, although its widgets can reduce some of them.marqeta.com · read 3 Oct 2026
- Real-time controls
- Programs can set transaction-level card rules and change those rules in real time.marqeta.com · read 3 Oct 2026
- Risk tools
- Its risk and fraud offering includes KYC, Real-Time Decisioning, 3D Secure, and disputes.marqeta.com · read 3 Oct 2026
- Security and compliance
- Marqeta's Trust Center lists PCI DSS, SOC 1, and SOC 2 certifications, with controls tested by independent third-party auditors.trust.marqeta.com · read 2 Oct 2026
- Security certifications
- Marqeta's Trust Center says its certifications include PCI DSS and SOC 1 and SOC 2, with controls tested by independent auditors.trust.marqeta.com · read 3 Oct 2026
- Support
- Marqeta says its program services include 24/7 cardholder support and help with bank relationships, network approvals, compliance, and operations.marqeta.com · read 3 Oct 2026
- Transaction controls
- Customers can set transaction-level rules and change spend controls in real time.marqeta.com · read 2 Oct 2026
