Expensify serves individuals and companies of every size, with most of its revenue coming from small and medium-sized businesses.
Free plan Free trial Open source From $5 a month AndroidiPhone & iPadWebWindowsMacAPI
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Best Budgeting And Expense Tracking 2026
Facts read 19 Sep 2026 – 15 Oct 2026
Tools for budgeting and expense tracking let you plan spending, log purchases, and review finances across accounts. This list helps you compare options for personal or shared finances.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Expensify | Expensify serves individuals and companies of every size, with most of its revenue coming from small and medium-sized businesses. | 6.7 | $5 a month | Free plan | Android, iPhone & iPad, Web, Windows | 14 Oct 2026 |
| 02 PocketSmith | PocketSmith may suit people who want budgeting, account tracking, and future-balance projections in one personal finance tool. | 6.2 | $119.88 a year | Free plan | Android, iPhone & iPad, Web, Windows | 28 Sep 2026 |
| 03 Zoho Expense | Zoho Expense may suit small businesses using the Free plan, growing businesses needing Standard features, or enterprises seeking Premium travel tools. | 6.0 | $4 a month, billed yearly | Free plan | Android, iPhone & iPad, Web, Mac | 15 Oct 2026 |
| 04 Hurdlr | Hurdlr is suited to self-employed people who want to track business finances, mileage, and taxes. | 5.8 | $100 a year | Free plan | Android, iPhone & iPad, Web | 28 Sep 2026 |
| 05 Trout | 5.5 | €59 a year | Free plan | Web, API, Self-hosted | 12 Oct 2026 | |
| 06 Buddy | 5.4 | Free plan | Free plan | iPhone & iPad, Mac | 12 Oct 2026 | |
| 07 Treeline | 5.3 | $1.50 a month | Free plan | Windows, Mac, Linux | 12 Oct 2026 | |
| 08 Wallet by BudgetBakers | Wallet may suit people who want to track budgets, bills, accounts, and net worth across mobile and web. | 5.3 | Free plan | Free plan | Android, iPhone & iPad, Web | 11 Oct 2026 |
| 09 HomeBank | 5.1 | Free plan | Free plan | Windows, Mac, Linux | 12 Oct 2026 | |
| 10 Money Manager | 5.1 | Free plan | Free plan | Android, iPhone & iPad | 12 Oct 2026 |
The page has no published ranking basis. Compare the maker-listed pricing and features, then check platform support for the way you plan to use a tool.
02
PocketSmith
PocketSmith may suit people who want budgeting, account tracking, and future-balance projections in one personal finance tool.
AndroidiPhone & iPadWeb+4 Record6.2 Visit
03
Zoho Expense
Zoho Expense may suit small businesses using the Free plan, growing businesses needing Standard features, or enterprises seeking Premium travel tools.
AndroidiPhone & iPadWeb+3 Record6.0 Visit
04
Hurdlr
Hurdlr is suited to self-employed people who want to track business finances, mileage, and taxes.
AndroidiPhone & iPadWeb Record5.8 Visit
05
Trout
WebAPISelf-hosted Record5.5 Visit
8
Wallet by BudgetBakers
AndroidiPhone & iPadWeb Free plan Record5.3 Visit Wallet may suit people who want to track budgets, bills, accounts, and net worth across mobile and web.
12
EveryDollar
AndroidiPhone & iPadWeb $17.99 a month Record4.9 Visit EveryDollar suits people who want to organize monthly budgets, bills, and sinking funds on the web or mobile.
22
Rocket Money
AndroidiPhone & iPadWeb Free plan Record4.3 Visit Rocket Money suits people who want to track spending, upcoming bills, or subscriptions across web and mobile.
Before you choose
Start with the cost model
Check which items offer a free plan. Others follow freemium or paid models, with details such as starting prices or trial periods provided.
Check the free-plan limits and the paid terms before you move records or set up a routine.
Match the money features
Review whether each option supports bank connections, receipt capture, repeating transactions, shared budgets, multiple currencies, and investment tracking. These fields show which parts of your finances a tool is designed to handle.
Choose the fields that match your routine instead of assuming a pricing tier includes them.
Check where it runs
Listed platforms include iOS, web, Android, Windows, macOS, and an API. Confirm that the tool supports the devices and services you plan to use.
A mobile app can matter for quick entries, while web or desktop access may suit longer reviews.
Review access and code
Check whether an entry provides source code for inspection or modification. If you need to read or change code, check the tool's licence and setup requirements.
A free trial is available from tools on the list. Use the trial period to confirm that the workflow and platform support fit your needs before paying.
Questions
Are free budgeting tools included?
Yes. Listed tools include no-cost plans, including some with a free pricing model.
Do these tools support mobile devices?
Listed platforms include iOS and Android, along with web, Windows, macOS, and API options. Check the platform field for a specific tool.
Can I find open-source budgeting software here?
Yes. Check which entries make their source code available. Review the licence before changing or sharing code.
Do any tools offer a free trial?
Trial access is offered by items on this list. Trial length and paid terms can differ.
What features can I compare?
You can compare free-plan availability, starting paid prices, bank synchronization, receipt scanning, recurring transactions, shared budgets, multiple currencies, investment tracking, and mobile apps.
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