On the recordRead 12 Oct 202621 facts
Trout
Trout · Copenhagen, Denmark · founded 2025
Plans and prices
Free
Free
Envelope budgeting · Accounts, goals, and schedules · Rules, crypto tracking, and multi-currency budgeting
Read 22 Sep 2026 · trout.money
Manual budgeting
Free
Envelope budgeting · accounts, goals, and schedules · rules, crypto tracking, and multi-currency budgeting
Read 12 Oct 2026 · trout.money
Self-hosted
Free
Free software · requires your own infrastructure and service keys
Read 12 Oct 2026 · trout.money
Hosted monthly
€7a month
Bank sync through supported providers · AI categorisation and chat · API access when it launches
Read 12 Oct 2026 · trout.money
Hosted annual
€59a year
Bank sync through supported providers · AI categorisation and chat · API access when it launches
Read 12 Oct 2026 · trout.money
On the record
- Account sync
- bothtrout.money · read 22 Sep 2026
- AI
- The AI assistant can answer questions about budget data and move money between categories using text requests.trout.money · read 12 Oct 2026
- Automation
- Rules can match payee, amount, or memo, using OR within a condition group and AND across groups.trout.money · read 12 Oct 2026
- Availability
- The terms say the beta service targets best-effort availability and makes no uptime guarantees.trout.money · read 12 Oct 2026
- Bank access limits
- Bank sync is read-only, does not initiate payments, and available history varies by bank.trout.money · read 12 Oct 2026
- Bank sync
- Supported European banks connect through Enable Banking, while supported US and Canadian banks connect through SimpleFIN.trout.money · read 12 Oct 2026
- Budgeting
- Envelope budgeting includes categories, groups, rolling balances, and five goal types.trout.money · read 12 Oct 2026
- Budgeting tools
- Yestrout.money · read 22 Sep 2026
- Crypto
- Crypto tracking uses CoinGecko prices with a five-minute refresh target and retains the latest cached quote if refresh fails.trout.money · read 12 Oct 2026
- Currencies
- Trout supports 147 currencies and uses the latest available exchange rate, refreshed daily.trout.money · read 12 Oct 2026
- Investments
- Investment positions are entered manually; brokerage syncing, trade ledger, automatic transfer tracking, and tax-lot accounting are unavailable.trout.money · read 12 Oct 2026
- Net-worth tracking
- Yestrout.money · read 22 Sep 2026
- Privacy
- The hosted service says it does not sell data, show advertising, or use financial data to train machine-learning models.trout.money · read 12 Oct 2026
- Project age
- The home page says Trout was established in 2025.trout.money · read 12 Oct 2026
- Purpose
- Trout is an envelope-budgeting ledger for people who want to own their money and data.trout.money · read 12 Oct 2026
- Report export
- Yestrout.money · read 22 Sep 2026
- Security
- The privacy policy says passwords are hashed with scrypt, transport uses TLS, and provider secrets are encrypted at rest.trout.money · read 12 Oct 2026
- Self-hosting
- Self-hosting uses AGPL-3.0 software and the maker's Docker guide requires a Linux host.trout.money · read 12 Oct 2026