Belvo
Mexico City, Mexico; São Paulo, Brazil
What it is
Belvo provides open finance infrastructure for companies connecting to financial accounts, interpreting data, and moving money in Latin America. It connects retail and business bank accounts with official employment and fiscal records. Banking data includes real-time account information and up to 24 months of standardized, categorized transactions. Other capabilities include transaction categorization, income verification, recurring-expense detection, and risk insights. Payment options include recurring direct-debit collections in Mexico and one-tap Pix payments in Brazil. Developers can use an API, developer hub, quickstart guide, API reference, or hosted widget; regulated consent flows and institution credentials are also supported, with scheduled refreshes. Belvo lists AES-256 and RSA-2048 encryption at rest, TLS 1.2 in transit with TLS 1.3 supported, ISO/IEC 27001:2022 certification, and PCI DSS Level 1 compliance. The free Sandbox plan permits testing, while production access requires payment. Launch costs $1,000 a month; Growth pricing is custom.
For and against
For
- Free sandbox with unlimited testing
- Banking data includes 24 months of history
- Mexico direct debit and Brazil Pix payments
- API and hosted widget options
- ISO and PCI compliance listed
Against
- Production access requires a paid plan
- Transaction history limited to 24 months
- Growth plan price is custom
The verdict
Belvo combines account connectivity, financial-data insights, and selected payment services for Latin American use cases. Its sandbox supports evaluation, while production deployments require a paid plan.
Who it suits
Belvo suits banks, lenders, insurers, retailers, e-commerce companies, digital wallets, and other financial services teams building Latin American integrations.
Plans and prices
Sandbox
Free sandbox access for testing and evaluation · unlimited testing · production access for real customers requires a paid plan
Read 4 Oct 2026 · belvo.com
Launch
Sandbox and production environments · customizable Connect Widget · no-code solution · unlimited testing
Read 4 Oct 2026 · belvo.com
Growth
Sandbox and production environments · customizable Connect Widget · no-code solution · unlimited testing
Read 4 Oct 2026 · belvo.com
On the record
- Audience
- Belvo identifies banks, financial services, lenders, insurers, e-commerce and retail businesses, and digital wallets among the industries it serves.belvo.com · read 4 Oct 2026
- Banking data
- Its banking data product offers real-time, categorized account data and up to 24 months of standardized, categorized transaction data.belvo.com · read 4 Oct 2026
- Company
- Belvo says Pablo Viguera and Oriol Tintoré founded the company in 2019.belvo.com · read 4 Oct 2026
- Compliance
- Belvo states that it holds ISO/IEC 27001:2022 certification and is a PCI DSS Level 1 compliant service provider.belvo.com · read 4 Oct 2026
- Data insights
- Belvo offers transaction categorization, income verification, recurring expense detection, and risk insights based on banking data.belvo.com · read 4 Oct 2026
- Developer access
- Belvo provides an API, developer hub, quickstart guide, and API reference for building integrations.belvo.com · read 4 Oct 2026
- Hosting
- Belvo says its platform is hosted on AWS and configured for high availability.belvo.com · read 4 Oct 2026
- Integrations
- Belvo says its platform connects with retail and business bank accounts and official employment and fiscal records.belvo.com · read 4 Oct 2026
- Limits
- The banking product page states that transaction history access is available for up to 24 months.belvo.com · read 4 Oct 2026
- Markets
- Belvo describes its platform as powering financial services in Latin America.belvo.com · read 4 Oct 2026
- Payments
- Its payment offerings include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil.belvo.com · read 4 Oct 2026
- Product
- Belvo provides open finance infrastructure for companies to connect to users’ accounts, understand financial data, and move money.belvo.com · read 4 Oct 2026
- Security
- Belvo says data at rest is encrypted with AES 256 and RSA 2048, while data in transit uses TLS 1.2 with TLS 1.3 supported.belvo.com · read 4 Oct 2026
- Support
- The pricing page lists standard support by email and premium support through Slack and video conference.belvo.com · read 4 Oct 2026
