On the recordRead 8 Oct 202615 facts
finAPI
Munich, Germany
Plans and prices
Access B2C — basic licence, up to 200 users
€60a month
Up to 200 users · private accounts
Read 8 Oct 2026 · finapi.io
Data Intelligence PG A — basic licence to 200 calls
€80a month
Up to 200 calls · Income, Spending, Balance, Recurring Transactions and Cross-Country Reports
Read 8 Oct 2026 · finapi.io
finAPI Demobank Lite
€99a month
Demobank Lite
Read 8 Oct 2026 · finapi.io
Access B2X — basic licence, up to 200 users
€100a month
Up to 200 users · private and business accounts
Read 8 Oct 2026 · finapi.io
On the record
- Bank connectivity
- The Banking API retrieves account data using PSD2 XS2A, FinTS, web scraping or financial service provider APIs, depending on availability.finapi.io · read 8 Oct 2026
- Credit checks
- The Digital Account Check and KreditCheck combine account analyses for credit decisions and can be used through backend integration or a zero-integration widget.finapi.io · read 8 Oct 2026
- Data intelligence
- Data Intelligence supports transaction categorization, cash-flow and risk analysis, and contract detection.finapi.io · read 8 Oct 2026
- Hosting
- The company says it uses servers located in Germany.finapi.io · read 8 Oct 2026
- Integrations
- The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections.finapi.io · read 8 Oct 2026
- Intended customers
- finAPI describes its customers as banks, financial service companies, fintechs and companies from other sectors.finapi.io · read 8 Oct 2026
- Payments
- The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits.finapi.io · read 8 Oct 2026
- Product areas
- Its product areas include open banking, data intelligence, KYC and online payments.finapi.io · read 8 Oct 2026
- Regulatory status
- The company says its account information and payment initiation services are licensed and approved by Germany’s BaFin.finapi.io · read 8 Oct 2026
- Security and certification
- TÜViT certified finAPI with its Trusted Site Privacy certificate for processes related to account information and payment initiation services.finapi.io · read 8 Oct 2026
- Support
- The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request.finapi.io · read 8 Oct 2026
- Trial
- finAPI offers free access to its test system for 30 days.finapi.io · read 8 Oct 2026
- What it does
- finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications.finapi.io · read 8 Oct 2026
