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Best Savings Apps 2026
Facts read 20 Sep 2026 – 19 Oct 2026
Savings apps help set money aside through round-up saving, scheduled transfers and savings goals. This page helps US readers compare apps that run on iOS, Android, the web or through an API.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Monzo | Monzo is for UK residents looking for a current account with app-based budgeting and savings tools. | 6.0 | £3 a month | Free plan | Android, iPhone & iPad, Web, API | 19 Oct 2026 |
| 02 Plum | Plum suits adults in its listed countries who want automated saving and access to listed investment options through a mobile app. | 5.8 | €3.99 a month | Free plan | Android, iPhone & iPad | 30 Sep 2026 |
| 03 Chip | Chip may suit people who want savings goals, automatic saving, and savings or investment products in one mobile app. | 5.7 | Free plan | Free plan | Android, iPhone & iPad | 28 Sep 2026 |
| 04 Revolut Business | 5.5 | £10 a month | Free trial | Android, iPhone & iPad, Web, API | 15 Oct 2026 | |
| 05 Qapital | Qapital suits people seeking automated savings, investing, budgeting, and shared financial goals in one Android or iOS service. | 5.0 | $3 a month | Free trial | Android, iPhone & iPad | 5 Oct 2026 |
| 06 PiggyVest | PiggyVest may suit people looking for recurring savings, goal-based or group saving, fixed-term savings, rent planning, or investment opportunities. | 4.9 | Free plan | Free plan | Android, iPhone & iPad, Web | 30 Sep 2026 |
| 07 Greenlight Family Shield | 4.8 | $19.98 a month | Free trial | Android, iPhone & iPad | 7 Oct 2026 | |
| 08 N26 | 4.4 | €4.90 a month | Free plan | Android, iPhone & iPad, Web | 24 Sep 2026 | |
| 09 Capital One AutoSave | 3.3 | Free plan | Free plan | Android, iPhone & iPad, Web | 24 Sep 2026 | |
| 10 SaverLife | 3.3 | Free plan | Free plan | Android, iPhone & iPad, Web | 24 Sep 2026 |
The list is ordered by newest releases first. It uses figures makers publish and does not score them, so compare free plans, paid starting prices, account access and withdrawal timing for your needs.
02
Plum
Plum suits adults in its listed countries who want automated saving and access to listed investment options through a mobile app.
AndroidiPhone & iPad Record5.8 Visit
03
Chip
Chip may suit people who want savings goals, automatic saving, and savings or investment products in one mobile app.
AndroidiPhone & iPad Record5.7 Visit
04
Revolut Business
AndroidiPhone & iPadWeb+1 Record5.5 Visit
05
Qapital
Qapital suits people seeking automated savings, investing, budgeting, and shared financial goals in one Android or iOS service.
AndroidiPhone & iPad Record5.0 Visit
Before you choose
Compare plan costs
Check whether an app has a free plan, a free trial or a paid subscription. Review the paid-from price and currency before signing up.
Monzo, N26 and Plum publish free plans with paid tiers. Cleo, FamZoo and Qapital publish paid plans.
Review saving controls
Round-up saving can move spare change into savings. Scheduled transfers let you set a recurring amount and timing.
Confirm which of these controls an app offers before choosing it.
Set the right goals
Savings goals help direct money toward targets. Shared goals can support a household or group plan.
Check whether the goal options match how you intend to save.
Check account access
Compare savings account access and withdrawal timing. These details affect how quickly you can reach saved money.
Also confirm platform support for iOS, Android, the web or an API, based on how you plan to use the app.
Questions
Which platforms do savings apps support?
Listings cover iOS, Android, web access and APIs. Platform support differs by app, so check the listed option before signing up.
Do savings apps have free plans?
The category includes apps marked with free plans alongside paid plans. Pricing notes identify whether a free plan is available.
Which apps list free trials?
FamZoo, Greenlight Family Shield, Plum, Qapital and Revolut Business list free trials in their pricing notes.
What features should I compare?
Compare free plan, paid from, round-up saving, scheduled transfers, savings goals, shared goals, savings account access and withdrawal timing.
What does paid from mean?
Paid from is the starting price shown in an app's pricing note. Currencies vary, including dollars, pounds and euros.
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