FamZoo

Plans and prices

Every plan, in full

On the record

Access

FamZoo offers iPhone and Android apps, works in a modern browser on desktop, laptop, or mobile, and can also be used by text message.famzoo.com · read 14 Nov 2026

Account types

Parents can hold kids’ funds in prepaid card accounts, track money outside FamZoo with IOU accounts, or use both.blog.famzoo.com · read 14 Nov 2026

Card data security

FamZoo does not store Social Security numbers or card numbers, and its processor TransCard is PCI DSS and SSAE 16 compliant.blog.famzoo.com · read 14 Nov 2026

Card limits

Each card is limited to a $5,000 balance, $2,500 per load, $2,500 per card-to-card transfer, and $510 per day in ATM withdrawals.blog.famzoo.com · read 14 Nov 2026

Card requirements

Each cardholder must provide a legal name, date of birth, Social Security number, and a U.S. physical residential address, and a child 12 or younger uses the parent as the legal cardholder.blog.famzoo.com · read 14 Nov 2026

Children’s privacy

FamZoo says it complies with the Children’s Online Privacy Protection Act of 1998 and collects information about children under 13 from a parent or guardian.blog.famzoo.com · read 14 Nov 2026

Deposit protection

Funds held in FamZoo are FDIC insured and covered by Mastercard’s Zero Liability policy for unauthorized purchases.famzoo.com · read 14 Nov 2026

How funds are loaded

A primary funding card can be loaded by direct deposit, ACH bank transfer, or wallets such as Apple Pay, Cash App, Venmo, and PayPal.blog.famzoo.com · read 14 Nov 2026

Money tools

Parents can set automated allowances, chore and odd-job rewards, payroll-style withholding, penalties, parent-paid interest, expense sharing, matching, budgets, and loans.blog.famzoo.com · read 14 Nov 2026

Parent controls

Parents control accounts and money rules, and kids see only their own accounts.blog.famzoo.com · read 14 Nov 2026

Prepaid card

FamZoo Mastercard prepaid cards are reloadable family cards with no risk of debt, late fees, or overdraft charges.blog.famzoo.com · read 14 Nov 2026

Support

FamZoo support is reached at 1-412-326-9661 on US Pacific time, and TransCard’s card support line is available 24 hours a day, 7 days a week.blog.famzoo.com · read 14 Nov 2026

What it does

FamZoo is a private family banking system that helps parents teach kids to earn, save, spend, and donate money.blog.famzoo.com · read 14 Nov 2026

Who it is for

FamZoo is a hands-on financial education for kids of all ages, from preschool through college.blog.famzoo.com · read 14 Nov 2026

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