On the recordRead 14 Nov 202615 facts
Cleo
Wilmington, Delaware, United States
Plans and prices
Plus
$5.99a month
Credit support · Debt Reset · Cash advance up to $250, subject to eligibility
Read 14 Nov 2026 · web.meetcleo.com
Pro
$8.99a month
Credit support · Debt Reset · Cash advance up to $250, subject to eligibility · High-yield savings with 2.75% APY
Read 14 Nov 2026 · web.meetcleo.com
Builder
$14.99a month
Credit support · Debt Reset · High-yield savings with 2.75% APY · Cash advance up to $500, subject to eligibility
Read 14 Nov 2026 · web.meetcleo.com
On the record
- AI features
- Cleo 3.0 includes stronger reasoning, deeper personalization, voice interaction, Debt Reset, and Money IQ.web.meetcleo.com · read 14 Nov 2026
- Bank connections
- Cleo links accounts through Plaid, and banks absent from Plaid cannot yet be connected.web.meetcleo.com · read 14 Nov 2026
- Cash advance limit
- Cash advance amounts depend on eligibility; first-time users have lower stated ranges, and same-day transfers incur express fees.web.meetcleo.com · read 14 Nov 2026
- Cleo Card eligibility
- Applicants must be at least 18 and need a valid SSN, birthdate, and address for approval.web.meetcleo.com · read 14 Nov 2026
- Company address
- Cleo's pricing page lists its address as 300 Delaware Ave, Suite 210, Wilmington, Delaware 19801.web.meetcleo.com · read 14 Nov 2026
- Company founded
- Cleo says Barney Hussey-Yeo founded the company in January 2016.web.meetcleo.com · read 14 Nov 2026
- Debt
- Its Debt feature tracks what a user owes and provides a personalized plan.web.meetcleo.com · read 14 Nov 2026
- Free services
- Cleo lists personal financial management services, budgeting tools, saving goals, and spending challenges as free services.web.meetcleo.com · read 14 Nov 2026
- Product
- Cleo describes itself as an AI financial assistant that analyzes spending and offers personalized guidance.web.meetcleo.com · read 14 Nov 2026
- Saving
- Cleo offers savings goals and says it can save automatically and earn high interest.web.meetcleo.com · read 14 Nov 2026
- Security
- Cleo says bank details are not stored and transaction history is encrypted, with personally identifiable information removed.web.meetcleo.com · read 14 Nov 2026
- Spending and goals
- Cleo tracks spending and helps users set and meet financial goals.web.meetcleo.com · read 14 Nov 2026
- Support
- Support is available through Ask Cleo, email, or in-app live chat; Cleo says replies should arrive within a few hours.web.meetcleo.com · read 14 Nov 2026
