Best Payment Reconciliation Software in 2026
Updated
In short: UnPay Loan Management System is ranked #1 of 26 as of 4 October 2026, ahead of Fihary and EasyReco. The best-ranked option with a free plan is Fihary. The lowest first paid tier on this page is ReconcileIQ at £5/mo.
Payment reconciliation software helps align payment activity with financial records. Compare automatic matching and invoice reconciliation, then check which bank connections, payment processors, and accounting integrations are listed. API access and multi-currency support offer additional ways to assess fit with your systems and transactions. Free-plan availability and paid-from pricing provide cost details. ReconcileIQ and EasyReco begin the ranking, followed by Ledge Cash Application and Serrala Alevate AR Cash Application; Trintech Accurate Reconciliation and Embat Bank Reconciliation are also near the top. Use the listed criteria to weigh the payment sources and matching workflows relevant to your accounting operations.
26 payment reconciliation software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 UnPay Loan Management System iPhone + Android RecognisedPhone appDocumentedFree plan 7.9Free Automatic matching: YesPayment processors: payment gateways; UPI; NPCI
- 2 Fihary Android only RecognisedPhone appDocumentedFree plan 7.7MGA 19,000/mo Automatic matching: YesPayment processors: MVola, Orange Money, Airtel Money
- 3 EasyReco Android only RecognisedPhone appDocumentedFree plan 7.1 Automatic matching: Yes
- 4 BankStatementMatcher No phone app RecognisedPhone appDocumentedFree plan 6.4$9.99/mo Automatic matching: YesPayment processors: Stripe, Adyen, Worldpay, SumUp, Zettle
- 5 ReconcileIQ No phone app RecognisedPhone appDocumentedFree plan 6.4£5/mo Automatic matching: Yes
- 6 Invoiced No phone app RecognisedPhone appDocumentedFree plan 5.8
- 7 Ledge Cash Application No phone app RecognisedPhone appDocumentedFree plan 5.8 Automatic matching: YesBank connections: 1 connectionsPayment processors: Stripe, Adyen, PayPal, Braintree, ConexPay, EBANX, GoCardless, Checkout
- 8 OCTA AP Automation No phone app RecognisedPhone appDocumentedFree plan 5.8 Automatic matching: YesPayment processors: Stripe, Tap Payments, Mamo Pay, Paymob, Hyperpay, STC Pay, Telr, Noon Payments, Mada, SADAD
- 9 BlackLine Cash Application No phone app RecognisedPhone appDocumentedFree plan 5.6 Automatic matching: YesPayment processors: Nuvei
- 10 Centime AP Automation No phone app RecognisedPhone appDocumentedFree plan 5.6 Automatic matching: Yes
- 11 Versapay No phone app RecognisedPhone appDocumentedFree plan 5.6
- 12 Aritma Reconciliation No phone app RecognisedPhone appDocumentedFree plan 5.5 Automatic matching: Yes
- 13 Embat Bank Reconciliation No phone app RecognisedPhone appDocumentedFree plan 5.5 Automatic matching: YesPayment processors: Stripe, PayPal, Adyen, Redsys, Worldpay, Mercado Pago, Checkout, FB500, Nuvei, American Express
- 14 Serrala Alevate AR Cash Application No phone app RecognisedPhone appDocumentedFree plan 5.4 Automatic matching: Yes
- 15 Loopfour Payment Reconciliation No phone app RecognisedPhone appDocumentedFree plan 5.3 Automatic matching: YesPayment processors: Stripe
- 16 Mirakl Payout No phone app RecognisedPhone appDocumentedFree plan 5.3 Automatic matching: YesPayment processors: Mangopay; existing payment service providers
- 17 Transformance ClearMatch No phone app RecognisedPhone appDocumentedFree plan 5.3 Automatic matching: Yes
- 18 Trintech Accurate Reconciliation No phone app RecognisedPhone appDocumentedFree plan 5.3 Automatic matching: Yes
- 19 SettlePair No phone app RecognisedPhone appDocumentedFree plan 5.2 Automatic matching: Yes
- 20 HighRadius No phone app RecognisedPhone appDocumentedFree plan 5.1
- 21 LexaVero No phone app RecognisedPhone appDocumentedFree plan 5.1 Automatic matching: YesBank connections: 0 connections
- 22 Recon-X No phone app RecognisedPhone appDocumentedFree plan 5.1 Automatic matching: YesPayment processors: Stripe, PayPal, Adyen
- 23 Reconciler No phone app RecognisedPhone appDocumentedFree plan 5.1 Automatic matching: YesBank connections: 1 connectionsPayment processors: Stripe, PayPal, Square
- 24 SettleFlow No phone app RecognisedPhone appDocumentedFree plan 5.1 Automatic matching: YesPayment processors: Razorpay, Cashfree, PayU, Paytm, PhonePe
- 25 SyncPay No phone app RecognisedPhone appDocumentedFree plan 5.1 Automatic matching: Yes
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which payment reconciliation software is ranked first on Samsung Mobile US Press?
UnPay Loan Management System is ranked #1 of 26 with a score of 7.9. Fihary is second and EasyReco third.
How many of these have a free plan?
4 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, ReconcileIQ has the lowest first paid tier we found: £5/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.