Fihary

Fihary is a mobile-money transaction management tool available on Android, web, and Windows. It automatically matches transactions and works with MVola, Orange Money, and Airtel Money. Accounting integrations include Sage 100 and Odoo, and API access is available. The free Gratuit plan costs nothing and allows one Mobile Money operator, one user, and 10 transactions per day. Starter costs 19,000 MGA per month for two operators, two users, and 50 transactions per day. Pro costs 49,000 MGA per month for three operators, five users, and 200 transactions per day. Business costs 149,000 MGA per month for three operators, 10 users, and 1,000 transactions per day. Enterprise starts at 500,000 MGA per month, with a custom quote and unlimited users and transactions. Fihary is headquartered in Toamasina, Madagascar. The listed plans distinguish tiers by the number of operators, users, and daily transactions, so those limits are useful considerations when choosing a plan.

Fihary combines transaction matching with mobile-money and accounting connections. Its plans vary substantially in operator, user, and daily transaction allowances.

Fihary suits organizations managing transactions from the listed mobile-money services, especially those needing automatic matching or accounting integrations. The plan limits may help teams select a tier based on daily transaction volume, operators, and users.

Fihary is reconciliation software for businesses handling Mobile Money payments. It suits teams using MVola, Orange Money or Airtel Money that want payment matching alongside accounting connections. Its fit depends on whether the plan’s daily transaction, operator and user limits leave enough room for the team’s workload.

Overview

Automatic matching is the central capability: it is designed to pair transactions without making every reconciliation a manual task. Support for three Mobile Money operators gives businesses using those services a focused option; teams whose payment workflows use other processors may need a different tool.

Key features

Fihary supports MVola, Orange Money and Airtel Money, with connections to Sage 100 and Odoo. That combination is useful for businesses already using one of those accounting systems, while API access offers a route for programmatic integration. The practical value depends on the operators and accounting tools a business actually uses; these connections do not make Fihary a general-purpose fit for every payment setup.

Pricing

Fihary has a free plan, a 14-day trial and monthly paid plans. The tiers increase the number of supported Mobile Money operators, users and transactions allowed per day. That makes the free tier a low-commitment starting point, but a growing workload can require a higher monthly price.

The cheaper tiers give up capacity rather than the basic proposition: each limits how many operators, colleagues and daily transactions the account can cover. Businesses should compare their typical peak-day volume and team size with those ceilings before choosing a plan.

Platforms

Fihary is available on Android, web and Windows, giving users a choice of mobile and desktop access.

Who it's for

Fihary is best for businesses that reconcile payments from its supported Madagascar Mobile Money operators and want accounting connections to Sage 100 or Odoo. A solo user or small operation can start on Gratuit; teams with more operators, users or daily transactions should match their needs to Starter, Pro, Business or Enterprise. It is less suitable when the required payment processors or accounting setup fall outside its supported connections.

Pros and cons

Pros

• Automatic matching targets repetitive reconciliation work for transactions from MVola, Orange Money and Airtel Money.
• Sage 100 and Odoo connections plus API access provide accounting and programmatic integration routes.
• The free plan offers a way to begin without a paid subscription, and paid tiers make the daily and team capacity increases explicit.

Cons

• Gratuit is limited to one operator, one user and 10 transactions per day, so it leaves little room for shared or growing workloads.
• Business still allows only three operators, even as its user and transaction allowances rise.
• Enterprise starts at 500,000 MGA a month, a steep entry point for businesses needing uncapped users and transactions.

Alternatives

For a broader shortlist, see Payment Reconciliation Software.

Choose UnPay Loan Management System instead if its free sandbox across 15 products, 480 API endpoints and Android, iOS, web or API access better match a loan-management or integration need.

EasyReco is another option for teams that need a warehouse-oriented setup, with its Starter plan described as supporting up to three users, about 100,000 SKUs and one warehouse.

Consider BankStatementMatcher for a free web or API option with CSV export and daily statement, upload and receipt-match caps.

ReconcileIQ may suit teams looking for a free starting allowance of 1,000 one-off credits and one cash-accounting organisation, or a paid tier priced in GBP.

Invoiced uses custom pricing based on requirements and platform use, so it is an alternative for buyers prepared to request a quote.

Ledge Cash Application is a paid web option with ERP and bank integrations, CSV uploads and close-process management.

OCTA AP Automation is a paid alternative for finance teams evaluating core AP automation.

Transformance ClearMatch is another paid option, with pricing that scales by users, transaction volume and AI usage.

Verdict

Choose Fihary if your business reconciles payments from MVola, Orange Money or Airtel Money and can use its Sage 100, Odoo or API connections. Its automatic matching and clear capacity tiers are the case for it; the operator, user and daily transaction caps—and Enterprise’s high starting price—are reasons to look elsewhere if your workflow needs broader coverage or uncapped volume at a lower entry cost.