SoFi
by SoFiSoFi suits people looking to manage banking, investments, and financial tracking in one service.
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Best Robo-Advisor Apps 2026
Facts read 22 Sep 2026 – 15 Oct 2026
Robo-advisor apps publish automated investing plans with costs, account choices and portfolio features. This guide helps you compare those details across phones, browsers and computers.
The standings: top 10
| Name | Record score | Price from | Runs on | Facts read |
|---|---|---|---|---|
| 01 SoFi | 6.0 | Free plan | Android, iPhone & iPad, Web, Windows | 28 Sep 2026 |
| 02 Betterment | 5.2 | $0.65 a year | Android, iPhone & iPad, Web | 15 Oct 2026 |
| 03 Raiz | 4.9 | A$2.50 a month | Android, iPhone & iPad, Web | 2 Oct 2026 |
| 04 Stockspot | 4.7 | — | Android, iPhone & iPad, Web | 12 Oct 2026 |
| 05 Acorns | 4.1 | $4 a month | Android, iPhone & iPad, Web | 22 Sep 2026 |
| 06 SigFig Wealth Management | 3.4 | Free plan | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 07 Sarwa | 3.2 | $7 a month, billed yearly | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 08 True Wealth | 3.2 | — | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 09 Ally Invest Robo Portfolios | 3.0 | — | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 10 InvestEngine Managed Portfolios | 2.9 | — | Android, iPhone & iPad, Web | 4 Oct 2026 |
The page keeps its current list order without a published scoring basis. Use the maker-published fields to compare free plans, paid starting points, minimum investments, tax-loss harvesting, human advice and portfolio options.
02
Betterment
AndroidiPhone & iPadWeb Record5.2 Visit
03
Raiz
Raiz suits Australian users seeking automated investing through round-ups, scheduled deposits, one-off investments or goal-based accounts.
AndroidiPhone & iPadWeb Record4.9 Visit
04
Stockspot
AndroidiPhone & iPadWeb Record4.7 Visit
05
Acorns
AndroidiPhone & iPadWeb Record4.1 Visit
Before you choose
Compare plan costs
Check whether a free plan is offered and note the paid starting price. Pricing models on the list include paid and freemium services.
Review the minimum investment requirement alongside the stated price. A lower starting fee does not show whether an account fits your budget.
Check device support
Look for support on the device you use. Listed platforms include iOS, Android, web, macOS and Windows.
A web option can cover a computer, while mobile support can matter when you manage an account from a phone or tablet.
Match account types
Compare the retirement-account options shown for each service. This helps you separate tools that support retirement saving from tools with other account choices.
Check the minimum investment before opening an account so the entry requirement matches your plans.
Review portfolio choices
Look for goal-based portfolios when you want the portfolio structure tied to a stated goal. Compare the available portfolio customization controls as well.
A socially responsible option can matter if you want that choice included in the service's portfolio lineup.
Check advice and tax tools
Human advisor access distinguishes services that provide a person to consult from automated support alone. Check whether that access is listed.
Tax-loss harvesting is another comparison field. Review its availability separately from portfolio design and account features.
Questions
Do these robo-advisor apps offer a free plan?
A free plan is offered by items on this list. Check the individual listing because pricing models and free-plan availability differ.
Which platforms can robo-advisor apps run on?
Listed platforms include iOS, web, Android, macOS and Windows. Check the platform field for the service you are considering.
What costs should I compare?
Compare the pricing model, any free-plan availability, the paid starting price and the minimum investment.
Can I use a robo-advisor for retirement accounts?
Retirement accounts are a comparison field on this page. Review the individual listing for the account options it publishes.
Do these services provide human advisor access?
Human advisor access is one of the comparison fields. Check the listing to see whether that service publishes access to a human advisor.
Do robo-advisor apps support tax-loss harvesting?
Tax-loss harvesting is a comparison field on this page. Review the listing for the service's published availability.
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