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- CI Direct Investing
CI Direct Investing
Toronto, Ontario, Canada
Plans and prices
Management fee — first $150,000
First $150,000 invested
Read 29 Sep 2026 · cifinancial.com
Management fee — next $350,000
Next $350,000 invested
Read 29 Sep 2026 · cifinancial.com
Management fee — above $500,000
Amounts above $500,000 invested
Read 29 Sep 2026 · cifinancial.com
High Interest Savings Account
1.25% interest · $0 minimum balance · Canadian dollars only · one individual account per client
Read 14 Nov 2026 · cifinancial.com
Over $500,000
Accounts opened after November 1, 2018 · blended rate · MER not included in the management fee
Read 14 Nov 2026 · help.cidirectinvesting.com
CI Direct Investing for Advisors
Clients working with a Representative under a Service Fee Agreement · separate Representative service fee may also be withdrawn
Read 14 Nov 2026 · help.cidirectinvesting.com
Less than $150,000
Accounts opened after November 1, 2018 · blended rate on total assets under management · MER not included · no product commissions
Read 14 Nov 2026 · help.cidirectinvesting.com
$150,001–$500,000
Accounts opened after November 1, 2018 · blended rate on all accounts · MER charged separately
Read 14 Nov 2026 · help.cidirectinvesting.com
On the record
- Account types
- Account types offered to Canadians include TFSA, RRSP, RESP, registered accounts, non-registered accounts, and accounts for corporations and business owners.cifinancial.com · read 14 Nov 2026
- App and advice
- An automated investment and savings app offers personal financial advice, savings habits, and progress tracking on a phone.cifinancial.com · read 14 Nov 2026
- Bank movement
- Money can come in as a deposit from a bank account or a transfer from an existing investment account, and the app can move money between accounts.help.cidirectinvesting.com · read 14 Nov 2026
- Investor protection
- Custodians are Canadian custodians and CIPF members, with protection up to $1 million per account type if a custodian becomes insolvent.cifinancial.com · read 14 Nov 2026
- No commissions
- CI Direct Investing does not collect commissions on the products it sells and says it will not take commissions.cifinancial.com · read 14 Nov 2026
- Opening minimum
- The minimum to open a CI Direct Investing account is $100, from a bank deposit, a transfer, or both.help.cidirectinvesting.com · read 14 Nov 2026
- Portfolio choices
- Investments include ETF portfolios, ESG portfolios, and private portfolios with private and alternative assets.cifinancial.com · read 14 Nov 2026
- Portfolio minimums
- Initial minimums differ by portfolio: Essentials, ESG, and High-Interest Savings portfolios are $100, Private Investment Portfolios are $1,000, and ETF Portfolios are $50,000.help.cidirectinvesting.com · read 14 Nov 2026
- Registration and privacy
- It says it is a registered portfolio manager with a fiduciary duty, uses login, encryption, and security testing, and follows Canada’s PIPEDA.cifinancial.com · read 14 Nov 2026
- Support
- The head office is in Toronto and phone support is 1.877.310.1088, press 2, with a help centre for questions and personal financial advice.cifinancial.com · read 14 Nov 2026
- Transfers and withdrawals
- It covers an outside institution’s transfer-in fee up to $150 when you transfer $25,000 or more, and it says deposits and withdrawals are unlimited with no extra statement fees.cifinancial.com · read 14 Nov 2026
- What it does
- CI Direct Investing is an online wealth management firm that provides managed investment portfolios plus personalized financial advice and planning.cifinancial.com · read 14 Nov 2026
- What the fee covers
- The management fee includes custodial fees, rebalancing trading fees, annual account admin fees, and listed registration and deregistration fees, and it excludes fund MERs.help.cidirectinvesting.com · read 14 Nov 2026
- Who it is for
- It is aimed at Canadians who want professional investments and advice, whether they start with $1,000 or $1 million.cifinancial.com · read 14 Nov 2026
