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Paytm Payment Gateway

Paytm Payment Gateway · Noida, India

Plans and prices

Small Medium Business

Priced on request

0% MDR for standard UPI · ₹5–65 per mandate for the annual subscription plan · 1.99% for credit cards · 0% for RuPay debit cards

Enterprise

Priced on request

Custom pricing based on business requirements · Pricing may differ by merchant category and integration type

Big Merchant — Standard Plan

Priced on request

UPI: 0.00% · UPI CC and CL on UPI: 1.99% · Other transaction rates vary by payment source and category · Previous FY turnover greater than 20lakhs

Small Merchant — Standard Plan

Priced on request

UPI: 0.00% · UPI CC and CL on UPI: 0.00% (for less than 2K), 1.99% (for more than 2K) · Other transaction rates vary by payment source and category · Previous FY turnover less than 20lakhs

Every plan, in full

On the record

Dashboard
The merchant dashboard provides real-time analytics and customizable reports and can create payment links and offers.paytmpayments.com · read 11 Oct 2026
Fees
Paytm states it charges no setup or annual maintenance fee; transaction charges vary by payment source.business.paytm.com · read 11 Oct 2026
Integration
The gateway offers APIs, SDKs, and ready plugins for platforms including Shopify, WooCommerce, and Magento.paytmpayments.com · read 11 Oct 2026
Intended users
Paytm says the gateway serves individuals, small and large businesses, ecommerce shops and apps, local vendors, freelancers, and educational institutions.paytmpayments.com · read 11 Oct 2026
International payments
The gateway supports international customer payments and real-time currency conversion without additional APIs.paytmpayments.com · read 11 Oct 2026
Mobile and desktop
Paytm lists its All-In-One SDK for mobile app and web and JS Checkout for desktop.paytmpayments.com · read 11 Oct 2026
Onboarding
Eligible businesses can start through digital onboarding with minimal documentation.paytmpayments.com · read 11 Oct 2026
Payment methods
It supports 100+ payment methods, including UPI, cards, net banking, EMI, and Paytm Postpaid.paytmpayments.com · read 11 Oct 2026
Purpose
Paytm Payment Gateway enables businesses to accept online payments through websites, apps, and other channels.paytmpayments.com · read 11 Oct 2026
Security
Paytm says transactions are protected with PCI-DSS compliance, encryption, tokenization, and fraud prevention systems.paytmpayments.com · read 11 Oct 2026
Settlements
Businesses can choose T+1, same-day, and on-demand settlement options.paytmpayments.com · read 11 Oct 2026
Support
Paytm says dedicated teams provide onboarding, integration, and operational support, alongside developer assistance.paytmpayments.com · read 11 Oct 2026
Transaction limits
Monthly transaction limits are set for each merchant based on factors including business line, submitted documents, and website or app readiness.paytmpayments.com · read 11 Oct 2026

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