It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products.
Free plan AndroidiPhone & iPadWebAPI
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Best Payment APIs 2026
Payment APIs connect payment functions with software and websites. This list helps buyers compare tools by the platforms they support, pricing model and free-plan availability.
The finder order puts newer releases first and uses figures published by the makers, without a score.
02
Airwallex Payments
The listed use cases include eCommerce stores, subscription businesses, online marketplaces and platforms.
AndroidiPhone & iPadWeb+1 Record5.5 Visit
03
Authorize.net
Authorize.net suits small businesses that need to accept payments across online, mobile, in-person, or phone channels.
AndroidiPhone & iPadWeb+1 Record4.9 Visit
04
Adyen
It suits global businesses and enterprise teams handling substantial payment operations.
AndroidiPhone & iPadWeb+2 Record4.7 Visit
05
GoCardless Bank Account Data
It suits businesses and developers that need consent-based access to bank account details and transaction history through an API.
WebAPI Record4.4 Visit
9
PayPal Checkout
WebAPI — Record2.6 Visit It suits businesses that need online checkout, recurring billing, invoices or marketplace payments.
Before you choose
Match the platform to your software
The platforms represented here are web, API, iOS, Android and browser extensions.
API and web are the listed platforms for GoCardless Bank Account Data. Stripe Payments lists Android, iOS and web among its supported platforms.
Read the pricing model
Pricing models include paid and freemium plans. Pricing notes range from fixed starting fees to pricing available on request.
Adyen lists a starting price of $0.13. Authorize.net lists pricing from $25 per month. Braintree Fraud Protection starts at $0.05.
Look for free-plan availability
Check each provider's listing to see whether it includes a free plan. Airwallex Payments lists a free plan, with paid plans from $12 per user per month.
Mollie's listed pricing starts at €0 per month, and it has a free plan.
Review provider information
Provider details can help distinguish tools with similar payment features. San Jose, California, United States, is PayPal Checkout's headquarters.
Dwolla and GoCardless Bank Account Data list pricing on request, while this page gives no pricing model for Nuvei.
Questions
Which payment APIs offer a free plan?
Airwallex Payments and Mollie list free plans.
Which tools support Android?
Android support appears for Stripe Payments.
Which tools support iOS?
Stripe Payments includes iOS support.
Which payment APIs work on both web and API platforms?
Both GoCardless Bank Account Data and PayPal Checkout support web and API.
Which payment API shows pricing on request?
Dwolla and GoCardless Bank Account Data list pricing on request.
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