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Best Merchant of Record Software 2026
Facts read 29 Sep 2026 – 20 Oct 2026
Selling digital goods or subscriptions involves more than taking payment: checkout, delivery, billing, payouts, and tax handling can all matter. Compared on checkout options, digital delivery, subscription billing, tax handling, supported countries, and payout currencies, these merchant of record services give you several factors to consider for your sales model. Check free-plan availability and paid-from pricing as well. Coda, Polar, and Gumroad are among the options shown, with Whop and Creem also listed. Think about where customers are located, how they should receive what they buy, and whether recurring billing is part of your business. The listed details help you compare those operational needs with available plan information.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Coda | 6.0 | Free plan | Free plan | Android, iPhone & iPad, Web, Browser extension | 15 Oct 2026 | |
| 02 Gumroad | Gumroad suits creators who want to sell digital goods, services, or memberships through their own storefront or an existing website. | 5.6 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 15 Oct 2026 |
| 03 Polar | Polar may suit teams building AI products that need usage billing, subscriptions, checkout, or merchant-of-record services. | 5.6 | $20 a month | Free plan | Android, iPhone & iPad, Web, Browser extension | 30 Sep 2026 |
| 04 Aquadratic | It suits independent creators, developers, and digital product sellers who want checkout, delivery, tax handling, and seller payouts. | 5.2 | $19 a month | Free plan | Web, API | 15 Oct 2026 |
| 05 Lemon Squeezy | It suits sellers of digital products who need checkout, subscription billing, license delivery, or sales-tax handling. | 5.2 | Free plan | Free plan | Web, API | 14 Oct 2026 |
| 06 Tebex | Tebex suits game server operators and studios selling digital goods such as items, subscriptions, season passes, or DLCs. | 5.2 | £12.49 a month | Free plan | Web, Browser extension, API | 30 Sep 2026 |
| 07 Whop | Whop suits digital entrepreneurs and other sellers who want to offer products, services or paid community access. | 4.8 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 08 FastSpring | 4.7 | — | Free trial | Android, iPhone & iPad, Web, API | 20 Oct 2026 | |
| 09 Xsolla | Xsolla suits game developers, publishers and creators that need commerce, subscriptions, digital delivery, payments or player-facing web shops. | 4.5 | $5 one-time | — | Android, iPhone & iPad, Web, Windows | 29 Sep 2026 |
| 10 Fungies | Fungies suits SaaS companies, game developers, and digital creators selling subscriptions or digital goods. | 4.4 | Free plan | Free plan | Web, API | 1 Oct 2026 |
02
Gumroad
Gumroad suits creators who want to sell digital goods, services, or memberships through their own storefront or an existing website.
AndroidiPhone & iPadWeb+2 Record5.6 Visit
03
Polar
Polar may suit teams building AI products that need usage billing, subscriptions, checkout, or merchant-of-record services.
AndroidiPhone & iPadWeb+2 Record5.6 Visit
04
Aquadratic
It suits independent creators, developers, and digital product sellers who want checkout, delivery, tax handling, and seller payouts.
WebAPI Record5.2 Visit
05
Lemon Squeezy
It suits sellers of digital products who need checkout, subscription billing, license delivery, or sales-tax handling.
WebAPI Record5.2 Visit
6
Tebex
WebBrowser extensionAPI £12.49 a month Record5.2 Visit Tebex suits game server operators and studios selling digital goods such as items, subscriptions, season passes, or DLCs.
7
Whop
AndroidiPhone & iPadWeb+1 Free plan Record4.8 Visit Whop suits digital entrepreneurs and other sellers who want to offer products, services or paid community access.
9
Xsolla
AndroidiPhone & iPadWeb+2 $5 one-time Record4.5 Visit Xsolla suits game developers, publishers and creators that need commerce, subscriptions, digital delivery, payments or player-facing web shops.
10
Fungies
WebAPI Free plan Record4.4 Visit Fungies suits SaaS companies, game developers, and digital creators selling subscriptions or digital goods.
11
Wayopay
iPhone & iPadWeb Free plan Record4.4 Visit Wayopay is suited to sellers of digital media and documents who want hosted checkout, delivery options and subscription billing.
12
Creem
AndroidiPhone & iPadWeb+1 — Record4.3 Visit Creem describes its platform for AI-native businesses, including indie hackers, micro-SaaS founders and solo creators.
13
Dodo Payments
AndroidiPhone & iPadWeb+1 — Record4.3 Visit Dodo Payments suits businesses selling products or services across markets that need payment, billing, and distribution tools.
17
PayPro Global
AndroidiPhone & iPadWeb+1 — Record4.1 Visit It suits SaaS, software, video game, and app businesses needing payment, subscription, tax, and compliance services.
18
Freemius
iPhone & iPadWebWindows+2 — Record4.0 Visit Freemius is aimed at software sellers, including solo makers, early-stage SaaS teams, and app developers.
19
Breeze
iPhone & iPadWebAPI — Record3.8 Visit Breeze suits businesses in gaming, marketplaces, mobile apps, and financial services that need payment, subscription, or payout infrastructure.
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