Free plan Free trial AndroidiPhone & iPadWebBrowser extensionAPI
- Home
- Finance & Accounting
- Merchant of Record Software
Best Merchant of Record Software 2026
Selling digital goods or subscriptions involves more than taking payment: checkout, delivery, billing, payouts, and tax handling can all matter. Compared on checkout options, digital delivery, subscription billing, tax handling, supported countries, and payout currencies, these merchant of record services give you several factors to consider for your sales model. Check free-plan availability and paid-from pricing as well. Coda, Polar, and Gumroad are among the options shown, with Whop and Creem also listed. Think about where customers are located, how they should receive what they buy, and whether recurring billing is part of your business. The listed details help you compare those operational needs with available plan information.
02
Polar
Polar may suit teams building AI products that need usage billing, subscriptions, checkout, or merchant-of-record services.
AndroidiPhone & iPadWeb+2 Record5.7 Visit
03
Gumroad
Gumroad suits creators who want to sell digital goods, services, or memberships through their own storefront or an existing website.
AndroidiPhone & iPadWeb+2 Record5.6 Visit
04
Tebex
Tebex suits game server operators and studios selling digital goods such as items, subscriptions, season passes, or DLCs.
WebBrowser extensionAPI Record5.3 Visit
05
Aquadratic
It suits independent creators, developers, and digital product sellers who want checkout, delivery, tax handling, and seller payouts.
WebAPI Record5.2 Visit
6
Lemon Squeezy
WebAPI Free plan Record5.2 Visit It suits sellers of digital products who need checkout, subscription billing, license delivery, or sales-tax handling.
7
Whop
AndroidiPhone & iPadWeb+1 Free plan Record4.8 Visit Whop suits digital entrepreneurs and other sellers who want to offer products, services or paid community access.
9
Xsolla
AndroidiPhone & iPadWeb+2 $5 one-time Record4.6 Visit Xsolla suits game developers, publishers and creators that need commerce, subscriptions, digital delivery, payments or player-facing web shops.
10
Fungies
WebAPI Free plan Record4.5 Visit Fungies suits SaaS companies, game developers, and digital creators selling subscriptions or digital goods.
11
Wayopay
iPhone & iPadWeb Free plan Record4.5 Visit Wayopay is suited to sellers of digital media and documents who want hosted checkout, delivery options and subscription billing.
12
Creem
AndroidiPhone & iPadWeb+1 — Record4.4 Visit Creem describes its platform for AI-native businesses, including indie hackers, micro-SaaS founders and solo creators.
13
Dodo Payments
AndroidiPhone & iPadWeb+1 — Record4.4 Visit Dodo Payments suits businesses selling products or services across markets that need payment, billing, and distribution tools.
17
PayPro Global
AndroidiPhone & iPadWeb+1 — Record4.1 Visit It suits SaaS, software, video game, and app businesses needing payment, subscription, tax, and compliance services.
18
Freemius
iPhone & iPadWebWindows+2 — Record4.0 Visit Freemius is aimed at software sellers, including solo makers, early-stage SaaS teams, and app developers.
19
Breeze
iPhone & iPadWebAPI — Record3.9 Visit Breeze suits businesses in gaming, marketplaces, mobile apps, and financial services that need payment, subscription, or payout infrastructure.
More in Finance & Accounting
Personal Finance Software 181Tax Software 149Personal Tax Software 123Tax Compliance Software 105Accounts Payable Software 97Scenario Planning Software 92Financial Planning & Analysis Software 90Invoicing software 84Money Transfer Apps 81Portfolio Management Software 81Bookkeeping Software 75Financial Forecasting Software 74Bank Connectivity Software 71Payment Processing Software 71Fund Accounting Software 70Payment Gateways 66Internal Controls Software 60Lease Accounting Software 55