Creem
Tallinn, Estonia
What it is
Creem is a payments and monetization platform for selling software and digital products globally. It provides payment processing, tax handling, payouts, affiliate tools, usage billing, conversion attribution and analytics. Creem says it is the legal seller for each transaction and handles tax calculation and remittance, invoices, fraud and chargebacks. Billing options include subscriptions, credit wallets, usage-based pricing, custom meters, free trials, discounts and seat-based billing. Partner features include affiliate commissions, automatic revenue splits, and short links with click and conversion tracking. Developers can connect through an API, SDKs, CLI, webhooks or an MCP server for agent-driven store management. Creem lists Claude Code, Cursor, Claude Desktop and any MCP client as compatible with its MCP setup. It says merchants can sell to customers in 190+ countries, and lists cards, PayPal, Apple Pay and Google Pay. Checkout can use a merchant’s domain and branding. Native iPhone and Android apps provide real-time push notifications for sales. Pay as you go costs $3.94, paid once per successful transaction, with no monthly or setup fees and no minimum volume.
For and against
For
- Handles tax calculation and remittance
- Supports subscriptions and usage-based billing
- Offers affiliate commissions and revenue splits
- Checkout can use a merchant’s domain and branding
- Native apps provide real-time sales notifications
Against
- No free plan
- Pay as you go charges per successful transaction
- Partner plan pricing is custom
The verdict
Creem combines payment and tax handling with billing, partner and developer tools for software and digital product sales. Its listed Pay as you go plan has no monthly or setup fees, but charges $3.94 per successful transaction.
Who it suits
Creem describes its platform for AI-native businesses, including indie hackers, micro-SaaS founders and solo creators. It suits sellers of software and digital products who need billing and payment tools for global customers.
Plans and prices
Pay as you go
No minimum volume · No monthly or setup fees
Read 3 Oct 2026 · creem.io
Partner plan
For higher-volume businesses · Lower transaction fees · Dedicated payments support
Read 3 Oct 2026 · creem.io
On the record
- Billing
- Features include subscriptions, credit wallets, usage-based pricing, custom meters, free trials, discounts, and seat-based billing.creem.io · read 3 Oct 2026
- Checkout
- Checkout can run on a merchant's own domain and be styled with its logo, colors, and theme.creem.io · read 3 Oct 2026
- Developer access
- Creem offers an API, SDKs, CLI, webhooks, and an MCP server for agent-driven store management.creem.io · read 3 Oct 2026
- Global sales
- Creem says merchants can sell to customers in 190+ countries and that it handles tax and compliance across those countries.creem.io · read 3 Oct 2026
- Integrations
- Creem's homepage identifies Claude Code, Cursor, Claude Desktop, and any MCP client as compatible with its MCP setup.creem.io · read 3 Oct 2026
- Merchant of record
- Creem says it is the legal seller on each transaction and handles payment processing, tax calculation and remittance, invoices, fraud, and chargebacks.creem.io · read 3 Oct 2026
- Mobile apps
- Creem states it has native iPhone and Android apps with real-time push notifications for sales.creem.io · read 3 Oct 2026
- Partner tools
- The platform supports affiliate commissions, automatic revenue splits, and short links with click and conversion tracking.creem.io · read 3 Oct 2026
- Payment methods
- The homepage lists cards, PayPal, Apple Pay, and Google Pay as payment methods.creem.io · read 3 Oct 2026
- Privacy and data protection
- Creem's privacy notice says it processes personal data under applicable laws including GDPR and uses safeguards such as European Commission-approved standard contractual clauses for transfers outside the EU/EEA.creem.io · read 3 Oct 2026
- Product
- Creem provides payments, tax handling, payouts, affiliates, usage billing, conversion attribution, and analytics for selling software and digital products globally.creem.io · read 3 Oct 2026
- Support
- The standard offering lists human support, while the Partner plan includes a dedicated account manager and weekly payments concierge sessions.creem.io · read 3 Oct 2026
- Target customers
- Creem describes itself as a billing and monetization platform for AI-native companies and says it builds for indie hackers, micro-SaaS founders, and solo creators shipping with AI.creem.io · read 3 Oct 2026
