Best Banking-as-a-Service Platforms in 2026
Updated
31ranked
0free plans on this page
10 Oct 2026last checked
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 26 Integrated Finance No phone app RecognisedPhone appDocumented 5.6 Card issuing: YesEmbedded accounts: Yes
- 27 Airwallex Embedded Finance No phone app RecognisedPhone appDocumented 5.5 Card issuing: YesEmbedded accounts: YesPayment rails: card_networks
- 28 ClearBank Embedded Banking No phone app RecognisedPhone appDocumented 5.5 Embedded accounts: YesPayment rails: faster_payments
- 29 Increase ACH No phone app RecognisedPhone appDocumentedFree plan 5.5
- 30 Nexfinera No phone app RecognisedPhone appDocumented 5.5 Card issuing: YesEmbedded accounts: YesPayment rails: sepa
- 31 Highnote No phone app RecognisedPhone appDocumented 5.4
Compare all 6 in a table
| # | App | Score | Free plan | Paid from | Card issuing | Embedded accounts |
|---|---|---|---|---|---|---|
| 26 | Integrated Finance | 5.6 | No | Yes | Yes | |
| 27 | Airwallex Embedded Finance | 5.5 | No | Yes | Yes | |
| 28 | ClearBank Embedded Banking | 5.5 | No | Yes | ||
| 29 | Increase ACH | 5.5 | No | |||
| 30 | Nexfinera | 5.5 | Yes | Yes | ||
| 31 | Highnote | 5.4 | No |
More in Finance & Accounting
All finance & accounting listsPersonal Finance Software 181Personal Tax Software 123Tax Compliance Software 109Accounts Payable Software 98Financial Planning & Analysis Software 89Invoicing software 85Scenario Planning Software 85Money Transfer Apps 82Portfolio Management Software 81Bookkeeping Software 76Payment Processing Software 71Bank Connectivity Software 70