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Newline by Fifth Third

On the record

Accounts
The platform supports virtual reference numbers, custodial accounts and other account solutions for different funds flows.newline53.com · read 9 Oct 2026
ACH
The platform can originate ACH payments to collect and send funds.newline53.com · read 10 Oct 2026
API
The Newline API is REST-organized and accepts form-encoded or JSON-encoded request bodies, returning JSON-encoded responses.developers.newline53.com · read 10 Oct 2026
API documentation
Developer documentation includes guides, recipes, API reference, a changelog, onboarding resources and a sandbox.developers.newline53.com · read 9 Oct 2026
Bank relationship
Newline is a division of Fifth Third Bank, National Association, Member FDIC.newline53.com · read 10 Oct 2026
Cards
Newline offers issuing and acquiring sponsorship, plus virtual and physical cards for enterprise businesses.newline53.com · read 10 Oct 2026
Coming soon
Virtual accounts are listed as coming soon and described as virtual sub-accounts on the Newline Ledger for depositing, storing, and sending funds.newline53.com · read 10 Oct 2026
Compliance
The platform describes its compliance as built-in bank-grade oversight.newline53.com · read 10 Oct 2026
Customers
The maker identifies payment processors, fintech companies, payroll and HR software providers, and accounts payable and receivable platforms as client industries.newline53.com · read 10 Oct 2026
Customization
Newline describes its solutions as customizable so customers can use only what they need.newline53.com · read 9 Oct 2026
Deposit accounts
Account offerings include custodial accounts, virtual reference numbers, pass-through FDIC insurance when qualifying conditions are met, real-time transaction reporting, and embedded risk solutions.newline53.com · read 10 Oct 2026
Payments
Its payment rails include ACH, wire, book transfer, and RTP instant payments; FedNow is listed as coming soon.newline53.com · read 10 Oct 2026
Pricing
The opened maker pages direct prospective customers to contact Newline and do not state a price.newline53.com · read 9 Oct 2026
Product
Newline is an API-first platform for launching embedded payment and deposit solutions directly with Fifth Third Bank.newline53.com · read 9 Oct 2026
Product conditions
The maker states that credit products are subject to credit approval and mutually acceptable documentation, and that deposit and credit products are offered by Fifth Third Bank.newline53.com · read 9 Oct 2026
Purpose
Newline is an API-first platform for launching embedded payment and deposit solutions with Fifth Third Bank.newline53.com · read 10 Oct 2026
Sandbox
Newline provides an interactive sandbox, but its documentation says it lacks some production features and simulated transfers do not move real money.developers.newline53.com · read 10 Oct 2026
Support
The developer documentation directs clients to its Sales and Partnership team or their Newline Specialist for implementation and API questions.developers.newline53.com · read 10 Oct 2026

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