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Best Personal Loan Apps 2026
Facts read 28 Sep 2026 – 19 Oct 2026
Personal loan apps are tools for comparing personal-loan terms and access options. This list helps buyers check pricing, loan ranges, fees and app support before choosing a service.
The standings: top 10
| Name | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|
| 01 Monzo | 6.0 | £3 a month | Free plan | Android, iPhone & iPad, Web, API | 19 Oct 2026 |
| 02 SoFi | 6.0 | Free plan | Free plan | Android, iPhone & iPad, Web, Windows | 28 Sep 2026 |
| 03 MoneyLion Personal Loans | 3.5 | Free plan | Free plan | Android, iPhone & iPad, Web | 28 Sep 2026 |
| 04 Quid Personal Loan | 3.2 | Free plan | Free plan | Android, Web | 28 Sep 2026 |
| 05 Borrowell Personal Loans | 3.0 | Free plan | Free plan | Web | 28 Sep 2026 |
| 06 Capitec Personal Loan | 2.9 | — | — | Android, iPhone & iPad, Web | 28 Sep 2026 |
| 07 ING Personal Loan | 2.9 | — | — | Android, iPhone & iPad, Web | 28 Sep 2026 |
| 08 Kotak811 Personal Loan | 2.9 | — | — | Android, iPhone & iPad, Web | 28 Sep 2026 |
| 09 Nedbank Personal Loan | 2.9 | — | — | Android, iPhone & iPad, Web | 28 Sep 2026 |
| 10 Credible Personal Loans | 2.8 | Free plan | Free plan | Web | 28 Sep 2026 |
The finder is ordered by newest releases first. It uses figures makers publish and does not score the tools.
02
SoFi
SoFi suits people looking to manage banking, investments, and financial tracking in one service.
AndroidiPhone & iPadWeb+2 Record6.0 Visit
03
MoneyLion Personal Loans
AndroidiPhone & iPadWeb Record3.5 Visit
04
Quid Personal Loan
AndroidWeb Record3.2 Visit
05
Borrowell Personal Loans
Web Record3.0 Visit
Before you choose
Compare the borrowing cost
When comparing costs, note whether a free plan exists, the paid-from details, APR range and origination fee. These fields show how a service presents its cost before you apply.
A free plan or free trial may be available, but confirm the terms shown for the app you are considering.
Review amount and purpose
Look for the published loan amount range and the loan purposes supported. A range can help you screen out services that do not fit your borrowing need.
Prequalification is another field to compare when you want to see whether a service offers that step.
Match the app to your devices
Before choosing, verify whether the service runs on Android, iOS, the web, macOS, Windows or through an API. Check the platform label before choosing a service.
Mobile-app availability is listed separately, so review it alongside the platform information.
Read the published terms
Use the maker-published figures for a current comparison, then review the service terms before proceeding. APR, fees, amount ranges and purposes can shape the fit for your needs.
Questions
Which platforms can personal loan apps support?
Services on this list support Android, iOS, web, macOS, Windows or API access.
Can I find a free personal loan app plan?
Review the entries to see which services provide a free plan. Check the pricing details for the service you are considering.
Are free trials available?
Some entries provide a free trial. Confirm trial terms before you proceed.
What loan cost details can I compare?
Cost details shown here cover free plans, paid-from information, APR ranges and origination fees.
Can I compare loan amounts and purposes?
Yes. Loan amount range and loan purposes are comparison fields on the list.
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