PicPay
by PicPayPicPay may suit individuals seeking an account and payment features, or businesses looking for payment acceptance tools.
Free plan AndroidiPhone & iPadWeb
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Best Digital Banking Apps in Brazil 2026
Facts read 4 Oct 2026 – 14 Oct 2026
Brazilian digital banking apps let you compare account pricing, Pix transfers, card choices, savings features and overdraft availability in one place. This list helps shoppers narrow choices by the services and access methods they need.
The standings: top 10
| Name | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|
| 01 PicPay | 5.2 | Free plan | Free plan | Android, iPhone & iPad, Web | 7 Oct 2026 |
| 02 Mercado Pago Payment Link | 5.0 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 03 Agibank | 3.6 | R$39.90 a month | Free plan | Android, iPhone & iPad | 4 Oct 2026 |
| 04 Nubank | 3.5 | R$89 a month | Free plan | Android, iPhone & iPad | 4 Oct 2026 |
| 05 Banco do Brasil Conta Digital | 3.4 | Free plan | Free plan | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 06 Banco Santander Brasil | 3.4 | Free plan | Free plan | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 07 C6 Bank | 3.4 | Free plan | Free plan | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 08 Conta Corrente Itaú | 3.4 | Free plan | Free plan | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 09 Inter | 3.4 | Free plan | Free plan | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 10 Neon | 3.3 | Free plan | Free plan | Android, iPhone & iPad | 4 Oct 2026 |
Entries are ordered by release recency, using figures published by the makers. No score is applied.
02
Mercado Pago Payment Link
This link-based payment option suits businesses that want to sell remotely through social channels without a website or ecommerce store.
AndroidiPhone & iPadWeb+1 Record5.0 Visit
03
Agibank
AndroidiPhone & iPad Record3.6 Visit
04
Nubank
AndroidiPhone & iPad Record3.5 Visit
05
Banco do Brasil Conta Digital
AndroidiPhone & iPadWeb Record3.4 Visit
Before you choose
Check free and paid plans
Several entries provide a free tier. Review the pricing model and the listed Paid from field before opening an account.
A free plan can sit within a freemium model, so read the plan details for the account you want.
Compare Pix and card tools
Use the Pix transfers field to check whether an app fits how you send and receive money in Brazil.
Look at debit-card and credit-card availability as two distinct fields. An account may suit your payment needs differently across those card types.
Assess savings and overdraft features
The comparison includes savings options and overdraft. Check both fields against the way you plan to hold or access money.
Treat savings and overdraft as separate decisions, since an app can present different terms for each service.
Match the supported platform
Access may be available through iOS, Android, the web or an API. Check the Mobile platforms field for the access method that fits your devices or software.
A web option can matter when you do not want to rely on a phone. An API option can matter when software access is part of your setup.
Questions
Are free plans available on these digital banking apps?
Several entries provide a free tier. Check the account's pricing model and pricing note before deciding.
Is Pix transfer support included for comparison?
Yes. Pix transfer availability is one of the fields used for these apps.
Which card types can I compare?
Debit-card and credit-card availability appear as separate fields in the list.
Are savings and overdraft included?
Yes. The comparison lists savings options and overdraft separately.
What platforms do these apps support?
The list covers iOS, Android, web and API access. Check the Mobile platforms field for an app's access method.
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