Pleo
Pleo's headquarters are in Copenhagen, Denmark.
What it is
Pleo provides company spending cards and spend-management tools for businesses. Its offering includes expense tracking, automated reports, reimbursements, cash management, accounts payable, and multi-currency tools. Depending on the plan, businesses can set card limits, approval workflows, and AI-powered spend guidelines. Listed integrations include Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield, and BambooHR. Pleo is available on Android, iOS, web, and through an API. It says data in transit is encrypted with TLS 1.2, AES256, and SHA384, while customer data is stored in AWS data centers in Ireland. Listed compliance information includes PCI-DSS, GDPR adherence, Google’s Cloud Application Security Assessment, and a Cloud Security Alliance CAIQ self-assessment. Start costs £8 a month; Build costs £14 per user per month yearly; Optimise costs £18 per user per month yearly.
For and against
For
- Company cards and expense management
- Real-time tracking and automated reports
- Approval workflows and budget controls
- Multi-currency tools and accounting integrations
- Available on Android, iOS, web, and API
Against
- No free plan
- Build and Optimise require three users
- Start allows a maximum of one admin
- Live chat is limited to Optimise
The verdict
Pleo combines company cards with expense, reimbursement, payable, and cash-management tools across multiple platforms. Plan limits and support differences matter when selecting among Start, Build, and Optimise.
Who it suits
Pleo suits companies of any size and industry that need cards, expense workflows, reimbursements, or accounting integrations. It supports mobile, web, and API access.
Plans and prices
Scale
3 included users · 3 minimum users · 100 reimbursement-only users · 200 AI expense reviews/month
Read 21 Oct 2026 · pleo.io
Lead
5 included users · 5 minimum users · unlimited reimbursement-only users · unlimited virtual cards
Read 21 Oct 2026 · pleo.io
Start
Per user · Max 1 admin · 1 vendor card · Credit limit up to £5,000 for eligible customers
Read 4 Oct 2026 · pleo.io
Build
Per user · 3 users minimum · Up to 15 vendor cards · Credit limit up to £20,000 for eligible customers
Read 4 Oct 2026 · pleo.io
Optimise
Per user · 3 users minimum · Up to 50 vendor cards · Credit limit up to £100,000 for eligible customers
Read 4 Oct 2026 · pleo.io
On the record
- Accounting integrations
- Pleo lists integrations including Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield and BambooHR.pleo.io · read 4 Oct 2026
- API
- Pleo provides a public developer API, while its legacy token API is deprecated and scheduled for retirement.help.pleo.io · read 21 Oct 2026
- Budget limitation
- Soft budgets track tagged spend but do not block transactions, while sub-accounts can decline cards when allocated funds run out.help.pleo.io · read 21 Oct 2026
- Company cards
- It issues physical, virtual, temporary and vendor cards with configurable limits and transaction monitoring.crunchbase.com · read 21 Oct 2026
- Company founding
- Pleo was founded in 2015 by Jeppe Rindom and Niccolo Perra.crunchbase.com · read 21 Oct 2026
- Company history
- Pleo says it was founded in Copenhagen in 2015 by Jeppe Rindom and Niccolo Perra.pleo.io · read 4 Oct 2026
- Company legal name
- The company is listed as Pleo Technologies ApS.crunchbase.com · read 21 Oct 2026
- Company size
- LinkedIn lists Pleo at 501–1,000 employees.linkedin.com · read 21 Oct 2026
- Compliance
- Pleo lists PCI-DSS, Google's Cloud Application Security Assessment, GDPR adherence and a Cloud Security Alliance CAIQ self-assessment.pleo.io · read 4 Oct 2026
- Customer base
- Pleo says more than 40,000 European businesses use the platform.linkedin.com · read 21 Oct 2026
- Data location
- Pleo says customer data is stored and processed in AWS data centers in Ireland (eu-west-1).pleo.io · read 4 Oct 2026
- Data protection
- Pleo says cardholder data is encrypted, stored in a PCI DSS level-1 EEA data centre and transmitted with 2048-bit SSL.pleo.io · read 21 Oct 2026
- Documentation
- Pleo maintains a searchable Help Centre covering setup, cards, expenses, accounting, cash management and troubleshooting.help.pleo.io · read 21 Oct 2026
- Expense capture
- Employees capture receipts in the mobile app and Pleo can automatically match emailed receipts through Fetch.pleo.io · read 21 Oct 2026
- Expense tracking
- Pleo provides real-time expense tracking and automated expense reports.pleo.io · read 4 Oct 2026
- Features
- Its offering includes company cards, expense management, reimbursements, cash management, accounts payable and multi-currency tools.pleo.io · read 4 Oct 2026
- Integrations
- Published integrations include Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield and BambooHR.pleo.io · read 21 Oct 2026
- Invoice automation
- Pleo uses OCR for invoice capture and supports approval, scheduling, payment and reconciliation workflows.pleo.io · read 21 Oct 2026
