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Zoho Billing

Zoho Billing · Chennai, India · founded 1996

What it is

Zoho Billing is a paid service for recurring invoices, online payments, and customer billing. It supports multi-currency transactions, payment reminders, and a customer portal, and is available on web, iOS, and Android. There is no free plan, though a 14-day trial is listed. Standard costs $39 a month billed annually and includes quotes and invoices, up to 3 users, multi-currency transactions, automated reminders, a customer portal, projects, and timesheets. Premium costs $79 a month billed annually. It includes Standard features, allows up to 10 users, and adds subscription billing, hosted payment pages, usage-based billing, and dunning management. These plan details give teams a defined user allowance and a set of billing and project tools to consider. Zoho Billing’s maker, Zoho Billing, was founded in 1996.

For and against

For

  • Available on web, iOS, and Android.
  • Supports recurring invoices and online payments.
  • Includes multi-currency transactions.
  • Standard includes a customer portal and reminders.
  • Premium supports up to 10 users.

Against

  • There is no free plan.
  • Standard costs $39 a month billed annually.
  • Premium costs $79 a month billed annually.

The verdict

Zoho Billing covers recurring billing, payment follow-up, and multi-currency transactions, with a customer portal across its listed platforms. Compare the two paid plans’ user limits and billing features against your needs.

Who it suits

Zoho Billing may suit teams that need recurring invoices, online payments, and multi-currency billing. Standard accommodates up to 3 users, while Premium allows up to 10 and adds subscription and usage-based billing.

Plans and prices

Standard (annual billing)

$39a month, billed yearly

3 users · 1 location · $1M annual billed amount limit · 100,000 invoices/year

Standard

$50a month

3 users · 1 location · $1M annual billed amount limit · 100,000 invoices/year

Premium (annual billing)

$79a month, billed yearly

10 users · 3 locations · $1M annual billed amount limit · 100,000 invoices/year

Premium

$100a month

10 users · 3 locations · $1M annual billed amount limit · 100,000 invoices/year

Enterprise Edition

Priced on request

Custom users · custom locations · no annual billed amount limit · custom invoice limit

Every plan, in full

On the record

Analytics
Zoho Billing provides more than 50 reports covering sales, receivables, revenue, churn, signups, MRR, ARPU and LTV.play.google.com · read 21 Oct 2026
API coverage
Zoho says its API can perform the operations available in the web client and provides an OpenAPI document.zoho.com · read 21 Oct 2026
Payment reminders
Yeszoho.com · read 19 Sep 2026
Client portal
Yeszoho.com · read 19 Sep 2026
Company founded
Zoho traces its origin to AdventNet, founded in 1996, and renamed AdventNet to Zoho Corporation in 2009.zoho.com · read 21 Oct 2026
Company ownership
Zoho Corporation is privately held and described as profitable, with headquarters in Chennai, India.linkedin.com · read 21 Oct 2026
Company size
LinkedIn lists Zoho at more than 10,001 employees and more than 150 million users worldwide.linkedin.com · read 21 Oct 2026
Desktop availability
Zoho Billing offers native desktop applications for Windows and Mac.zoho.com · read 21 Oct 2026
Developer extensions
Extensions support web tabs, widgets, API configurations, incoming webhooks, signals, custom modules and internal or external connections.zoho.com · read 21 Oct 2026
Documentation
The help center includes getting-started, settings, tax, approvals, subscriptions, customer portal, payment and SDK implementation topics.zoho.com · read 21 Oct 2026
Expenses and projects
Users can record expenses, attach receipts, track billable project time and convert tracked time into invoices.zoho.com · read 21 Oct 2026
Integrations
Listed integrations include Zoho CRM, Zoho Books, Zoho Inventory, Zoho Desk, Zoho Analytics, Zoho Cliq, Zoho Mail, Zoho Sign, Zapier, WordPress, Zendesk, Google Workspace and Microsoft 365.zoho.com · read 21 Oct 2026
Invoices
Invoices support detailed tax information and payment collection through UPI, cards, bank transfers and digital wallets.zoho.com · read 21 Oct 2026
Licence
Zoho software is licensed rather than sold, with restrictions on redistribution, modification and reverse engineering.zoho.com · read 21 Oct 2026
Limit: bulk updates
A reviewer says bulk updates can be difficult and may require regular help from Zoho Billing support.getapp.com · read 21 Oct 2026
Limit: learning curve
Review summaries mention a steep learning curve for taxes, templates and automated workflows.getapp.com · read 21 Oct 2026
Limit: mobile reports
A Google Play reviewer requested more customizable reports and customizable listings.play.google.com · read 21 Oct 2026
Limit: payment gateways
A Google Play reviewer reported that available payment gateways were not common in Uganda and requested mobile-money support.play.google.com · read 21 Oct 2026

The review

Zoho Billing is a billing app for businesses that invoice customers, take online payments, and manage recurring charges. It suits small teams that need multi-currency invoicing and a customer portal, with room to add subscription and usage-based billing on a higher tier. Its clearest trade-off is the jump from three users on Standard to ten on Premium, alongside a higher annual-billed price.

Overview

Zoho Billing brings quotes, invoices, payment reminders, and customer access together. Recurring invoices, online payments, and multi-currency transactions cover common billing needs; projects and timesheets add a way to connect billing with work. The customer portal gives clients a direct place to interact with billing.

The plan split matters. Standard covers invoicing and payment follow-up, while subscription billing, hosted payment pages, usage-based billing, and dunning management require Premium. Businesses that only need to send invoices may find that upgrade difficult to justify; companies charging subscriptions or by usage have a stronger reason to consider it.

Key features

  • Recurring invoices and online payments: useful for repeat charges and collecting payments through the billing workflow.
  • Automated payment reminders: helps teams follow up on overdue payments without relying on manual reminders.
  • Multi-currency transactions: supports billing across currencies, a practical fit for businesses serving customers in different markets.
  • Customer portal: gives customers a portal alongside quotes, invoices, and payment activity.
  • Projects and timesheets: included in Standard, adding billing-related tools for teams that track project work and time.
  • Subscription and usage billing: Premium adds recurring subscription plans and charges based on usage, plus hosted payment pages and dunning management.

Pricing

Zoho Billing is paid software with no free plan and a 14-day trial. Standard costs $39 a month, billed annually, and includes quotes and invoices, multi-currency transactions, automated payment reminders, a customer portal, projects, and timesheets. It allows up to three users, making it the more suitable tier for a small billing team with straightforward invoicing needs.

Premium costs $79 a month, billed annually. It includes Standard features and raises the user limit to ten, while adding subscription billing, hosted payment pages, usage-based billing, and dunning management. Choose it when those billing models are central to how you charge customers; otherwise, Standard covers more of the everyday invoicing work at a lower price. The annual billing term and user caps are important to weigh before choosing.

Platforms

Zoho Billing is available on web, iOS, and Android. That mix suits teams who need to reach billing tools from desktop and mobile devices.

Who it's for

Zoho Billing fits small businesses and service teams that need invoicing, payment reminders, a customer portal, and multi-currency transactions in one app. Standard is the natural starting point for teams of up to three users that also value projects and timesheets. Premium is aimed at businesses that need subscription or usage-based billing and can make use of its ten seats.

It is a weaker fit for buyers who require a free plan, want more than three users without paying for Premium, or do not need the features that distinguish the higher tier.

Pros and cons

  • Pro: Standard combines quotes, invoices, reminders, multi-currency transactions, and a customer portal for up to three users.
  • Pro: Premium adds subscription billing, usage-based billing, hosted payment pages, and dunning management for businesses with more complex charging needs.
  • Con: There is no free plan, and the trial lasts 14 days.
  • Con: Standard is capped at three users; teams needing more seats must move to Premium, which costs $79 a month billed annually.
  • Con: Subscription and usage-based billing are reserved for Premium, so Standard does not cover those needs.

Alternatives

Consider PayKickstart if its 14-day trial and paid plans suit your needs; its platform features are included, with no platform transaction fees.

Airwallex Billing may suit businesses looking for a free invoicing plan or usage-based billing charged per successful transaction. Lago is an option for teams seeking a free, self-hosted open-source billing system under AGPLv3.

Billsby offers a free plan and a Core tier at $45 a month billed monthly, with five users and a 0.4% charge on revenue above $15,000 per month. Churn Buster offers free recovery analytics and a dunning or cancel flows plan starting at $269 a month.

Kill Bill is worth considering if you want a self-hosted open-source billing core and control over infrastructure and data. Lemon Squeezy has no monthly fee for ecommerce features, with transaction fees when sales are generated. NovaBilling offers a free self-hosted Community plan with all features, unlimited tenants and customers, and six payment providers.

For more options, browse dunning management software, subscription billing software, and invoicing software.

Verdict

Choose Zoho Billing if your small team wants multi-currency invoicing, automated payment follow-up, and a customer portal, with a path to subscription and usage-based charges on Premium. The main reason to look elsewhere is the lack of a free plan and the need to pay for Premium once you exceed three users or need its advanced billing features.

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