SumUp Invoices

SumUp Invoices is invoicing software for creating and managing invoices and quotes through the web, iOS, or Android. It supports recurring invoices, online payments, payment reminders, and multi-currency invoicing. The Free plan includes unlimited invoices and quotes, recurring invoices, customer management, credit notes, delivery notes, and automatic payment reminders. Invoices Plus adds multi-currency invoices, invoice customization, 14 invoice languages, and bank transfers to any bank account. The listed plans are Free at no cost and Invoices Plus at £7 a month billed annually; a 30-day trial is also listed. Other listed capabilities include inventory management, offline mode, employee permissions, multi-location support, sales reporting, refunds, and hardware support. Payment methods are listed as cards only. SumUp was founded in 2012 and has a registered office in Wilmington, Delaware, United States.

SumUp Invoices covers recurring billing, quotes, reminders, and customer management, with a free plan and a paid tier that adds customization and multi-currency options. Check the plan details if you need bank transfers or payment methods beyond cards.

It suits businesses that need to prepare invoices and quotes, including those that bill repeatedly or manage customers across locations. The Free plan may fit users who want unlimited invoices and quotes without paying for Invoices Plus features.

SumUp Invoices is a freemium billing tool for businesses that need repeat invoices, quotes and customer records without committing to a subscription. It fits solo operators and small teams with uncomplicated billing, while its cards-only payment setup can be a decisive limitation for businesses needing a wider range of payment methods.

Overview

The Free plan is unusually broad for a no-cost tier: invoices and quotes are unlimited, and recurring invoices, customer management, credit notes, delivery notes and automatic payment reminders are included. That combination supports an ongoing billing process rather than just one-off document creation. Online payments are supported, and SumUp also provides inventory management, sales reporting, refunds, employee permissions, offline mode, multi-location support and hardware support.

SumUp was founded in 2012 and has a registered office in Wilmington, Delaware. The service works in a browser and through iOS and Android apps, giving businesses a choice of desktop or mobile access. Payment methods are cards only. Invoices Plus adds bank transfers to any bank account, but businesses should still confirm that the overall payment arrangement fits customers who expect alternatives to card payments.

Key features

• Recurring invoices: Free includes recurring billing, so subscription-like or repeat customer charges do not require an upgrade.
• Quotes and supporting documents: Quotes, credit notes and delivery notes sit alongside customer management in the free tier. This is useful when a business needs to track a sale from proposal through adjustment and delivery.
• Automatic reminders: Payment reminders are included at no cost, reducing the need to chase routine invoices manually.
• International invoicing: Invoices Plus supports multiple currencies, 14 invoice languages and invoice customization. Those additions matter for cross-border work or businesses that need branded, localized documents; they are not part of Free.
• Business operations: Inventory management, sales reporting, refunds, employee permissions, offline mode and multi-location support extend the product beyond a basic invoice generator. Hardware support is available on both supported device types.

Pricing

Free

Free costs £0.00 per month, billed monthly. It provides unlimited invoices and quotes, recurring invoices, quotes, credit notes, delivery notes, customer management and automatic payment reminders. This is the sensible choice for a solo business or small operation that can work with card payments and standard invoice presentation. It gives up multi-currency invoicing, customization, 14 invoice languages and the bank-transfer option included with Invoices Plus.

Invoices Plus

Invoices Plus costs £7.00 per month when billed annually and includes a 30-day trial. It keeps unlimited invoices and quotes while adding multi-currency invoicing, customization, 14 invoice languages and bank transfers to any bank account. Choose it when international billing, localized documents or bank-transfer collection justify an annual commitment. The annual billing term is important: readers who prefer month-to-month costs should verify the commitment before upgrading.

Platforms

SumUp Invoices runs in a web browser and has apps for iOS and Android. Businesses can therefore issue and manage invoices from desktop or mobile devices, with offline mode also supported.

Who it's for

Free is a strong match for freelancers, contractors and small businesses sending repeat invoices, quotes and related records without a subscription. Invoices Plus is better for organizations invoicing across currencies or languages, customizing documents, or directing customers to bank transfers. Businesses that require payment methods beyond cards should look elsewhere, even if the billing features fit.

Pros and cons

Pros

• Generous free tier: Unlimited invoices and quotes plus recurring billing and reminders cover core ongoing work at £0.00.
• Broader billing workflow: Credit notes, delivery notes and customer management reduce the need for separate records.
• Useful upgrade features: Multi-currency support, 14 languages, customization and bank transfers address concrete international and presentation needs.
• Flexible access: Browser, iOS and Android support, along with offline mode, suits mobile and distributed operations.

Cons

• Cards-only payment methods: Businesses needing broader online payment choices may find the collection setup restrictive.
• Key presentation and international tools are paid: Customization, multi-currency invoicing and 14 languages require Invoices Plus.
• Annual billing for the stated paid price: The £7.00 monthly rate applies when billed annually, which may not suit businesses avoiding a longer commitment.

Alternatives

Zoho Invoice is the better fit for a permanently free plan with explicit limits of two users, three projects and 500 invoices per year, and it supports Android, iOS, macOS and Windows.

PayPal Invoicing suits businesses that want to create and send invoices without setup or subscription fees, accepting that transaction fees apply when customers pay.

InvoiceOcean is an alternative for users wanting Android and iOS apps, a free tier capped at three invoices per month and one user, plus a paid Basic plan at $9.00 per month.

Express Invoice is worth considering for a free version that does not expire and supports one home user or business user, with apps for Android, iOS, macOS, web and Windows.

Hiveage provides a free plan for up to five clients with unlimited invoices, estimates and time tracking, plus Android, iOS, web, macOS, Windows and API access.

Fakturka.bg is another freemium option with Android, iOS, web and API platforms and a free trial.

Zoho Billing is a paid alternative at $39.00 per month billed annually, with up to three users, quotes and invoices, multi-currency transactions and automated reminders.

For a wider comparison, see our Invoicing software list, or browse Virtual Terminal Software, Mobile Payment Processing Software, Payment Processing Software and Point-of-Sale Software.

Verdict

SumUp Invoices is an excellent starting point for solo operators and small businesses that need unlimited recurring invoices, quotes and reminders for free, with mobile and browser access. Choose Invoices Plus when currencies, languages, customization or bank transfers are central to the workflow. Look elsewhere if accepting payment methods beyond cards is a core requirement.