Best Billie Alternatives in 2026

Updated October 2026

20 apps from buy now, pay later platforms ranked against Billie on the same published basis.

Billie alternatives compared

#	App	Score	Free plan	From	Runs on
1	Afterpay	9.5	Free plan	Free	Android, API, iOS, Web
2	Tabby	9.2	Free plan	Free	Android, API, iOS, Web
3	Affirm	9.0	No	—	Android, API, Browser, iOS, Web
4	Zip	8.8	No	—	Android, API, Browser, iOS, Web
5	Klarna	8.7	No	—	Web, iOS, Android
6	Sezzle	8.5	No	$13.99/mo	Android, API, iOS, Web
7	Atome	8.4	Free plan	Free	Android, API, iOS, Web
8	Tamara	8.0	No	—	Web, iOS, Android
9	Riverty	7.9	No	—	Web, iOS, Android
10	Scalapay	7.8	No	—	Web, iOS, Android
11	Sunbit	7.7	No	—	Android, iOS, Web
12	Kueski Pay	7.5	No	—	Android, API, iOS, Web
13	Addi	7.1	No	—	Web, iOS, Android
14	Aplazo	7.0	No	—	Android, API, iOS, Web
15	Oney	6.9	No	—	API, Web
16	Splitit	6.8	No	—	Web
17	Zilch	6.6	No	—	Web, iOS, Android
18	Payflex	6.5	No	—	Web, Android
19	FLOA	6.2	No	—	Web
21	Mondu	6.0	No	—	Web

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What is the best alternative to Billie?

Afterpay, number 1 in buy now, pay later platforms with a score of 9.5 out of 10. The others here: Tabby, Affirm, Zip and 16 more.

What is the best free alternative to Billie?

Afterpay is the best-ranked alternative with a free plan. 3 of the 20 alternatives here publish a free plan on their own pricing pages.

How are these alternatives ranked?

Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation.