Sunbit

iPhone + Android

7.7No. 11 of 25
in Buy Now, Pay Later Platforms

Recognised40% of the score36
Phone app26% of the score100
Documented20% of the score99
Free plan14% of the score30

Free plan: No
Runs on: Android, iPhone, Web

Visit site Alternatives

Summary

Sunbit is ranked #11 of 25 in buy now, pay later platforms on Samsung Mobile US Press. It runs on Android, iOS, Web.

Sunbit plans and pricing

All plans

Sunbit point-of-sale financing Not published Loans $50–$20,000 · 3–72 months · 0–35.99% APR · subject to approval and state restrictions sunbit.com · 30 Sept 2026

Compared on buy now, pay later platforms

Free plan: Yessunbit.com
Checkout channels: omnichannelsunbit.com
Repayment terms: 3, 6, and 12 months; 6–72 months available for Dental Caresunbit.com
Merchant platforms: Stripesunbit.com
Merchant settlement: scheduledsunbit.com
Consumer regions: United States, excluding U.S. territoriessunbit.com
Merchant dashboard: Yessunbit.com

Facts

What it does: Sunbit provides pay-over-time financing for everyday expenses including auto repair, dental care, eye care, veterinary care, and more.sunbit.com · 30 Sept 2026
Merchant tools: Its merchant offering includes in-store, on-the-go, and online checkout experiences.sunbit.com · 30 Sept 2026
Customer payment terms: Customers can choose 3-, 6-, or 12-month plans, with 6- to 72-month plans available for dental care; terms may vary.sunbit.com · 30 Sept 2026
Purchase range: The merchant page lists financing for purchases from $60 to $20,000.sunbit.com · 30 Sept 2026
Fees and credit checks: Sunbit says its application has no hard credit check and no fees or penalties.sunbit.com · 30 Sept 2026
Merchant integrations: The integration offering includes an Estimates SDK, a pre-qualification API, checkout integration, text-to-pay links, and management and reporting tools.sunbit.com · 30 Sept 2026
Named integration partners: The integration partners page lists myKaarma and Workiz among its partners.sunbit.com · 30 Sept 2026
Dental merchant pricing: The dental page states that practice fees can be as low as 1.9% and improve with usage; it does not give a single fixed price.sunbit.com · 30 Sept 2026
Merchant support: Dental practices are offered dedicated representatives, a US-based support team, on-demand training, and resources, with support described as available 24/7.sunbit.com · 30 Sept 2026
Security: Sunbit says it uses security measures complying with federal law, including computer safeguards and secured files and buildings.sunbit.com · 30 Sept 2026
Consumer account access: Customers can manage loans online at mysunbit.com or through the Sunbit mobile app, available from the Apple App Store and Google Play Store.sunbit.com · 30 Sept 2026
Credit card features: The Sunbit Card page lists no annual, late, application, or processing fees and says users can manage payments in the mobile app.sunbit.com · 30 Sept 2026
Use cases: Its pay-over-time financing is offered for auto repair, dental care, eye care, veterinary care, healthcare, and other services.sunbit.com · 30 Sept 2026
Merchant channels: Sunbit describes its financing as usable in-store, on-the-go from a connected device, and online through checkout integration.sunbit.com · 30 Sept 2026
Stripe integration: Sunbit works with Stripe through Payment Element or Checkout, and merchants can activate it in their Stripe Dashboard.sunbit.com · 30 Sept 2026
Merchant reporting: Its partner portal provides performance reporting at associate, store, and multi-location group levels.sunbit.com · 30 Sept 2026
Consumer fees: Sunbit says its financing has no late fees, origination fees, penalty fees, or penalty APRs.sunbit.com · 30 Sept 2026
Eligibility: Financing is subject to creditworthiness approval, requires applicants to be at least 18, and is unavailable in or to residents of US territories.sunbit.com · 30 Sept 2026
Dental offering: Sunbit advertises dental practice fees as low as 1.9%, with pricing improving based on usage.sunbit.com · 30 Sept 2026
App features: The Sunbit mobile app lets cardholders schedule, split, and manage payments, report a lost or stolen card, and control when, where, and how the card can be used.sunbit.com · 30 Sept 2026
Digital wallet security: Sunbit says digital card payments use a virtual number linked to the account instead of sharing the actual card details with the merchant.sunbit.com · 30 Sept 2026
Card acceptance: The Sunbit Card can be used online or in-store anywhere Visa is accepted.sunbit.com · 30 Sept 2026
Customer support: Sunbit lists consumer support by phone at 855-678-6248.sunbit.com · 30 Sept 2026
Merchant availability: Sunbit says its point-of-sale lending option is available at over 30,000 service locations.sunbit.com · 30 Sept 2026