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Kueski Pay
Guadalajara, Jalisco, Mexico
What it is
Kueski Pay is a buy-now, pay-later service operating only in Mexico. Eligible customers can split purchases from $60 to $26,000 MXN into 2, 4, 6, 8, 10, or 12 fortnightly payments, subject to approval and restrictions. Interest applies to the listed plans, while seasonal promotions may offer 2 or 4 fortnights without interest. Customers complete a short online application and receive an immediate decision, subject to eligibility; no credit card or down payment is required. The Kueski app shows balances and payment dates, accepts payments, lists merchants, delivers offers, and supports cashback. Payment methods include automatic payment, the BBVA app, bank transfer, debit card, BBVA Practicaja, OXXO, and affiliated stores. Merchants receive the full sale in one payment, while Kueski handles repayment and says it assumes fraud and chargeback risk. Integrations include Shopify, VTEX, WooCommerce, PrestaShop, Magento, and Tienda Nube, plus an SDK. Merchant fees have no fixed costs but charge a percentage plus IVA per transaction.
For and against
For
- No credit card or down payment required
- Immediate application decision stated
- Multiple fortnightly payment terms
- Consumer app tracks balances and payments
- Merchant receives one full payment
Against
- Available only in Mexico
- Interest applies to listed plans
- Approval and restrictions apply
- Merchant percentage plus IVA fee
The verdict
Kueski Pay offers installment purchasing for eligible Mexican customers and settlement tools for merchants. Applicants and businesses should review approval conditions, payment interest, and transaction fees before use.
Who it suits
It suits adults who are Mexican nationals residing in Mexico and have a valid voter ID or Mexican passport. Merchants seeking installment checkout with listed ecommerce integrations may also consider it.
Plans and prices
Kueski Pay (customer purchases)
Purchase amounts $60–$26,000 MXN, subject to approval and restrictions · 2, 4, 6, 8, 10, or 12 fortnightly payments; interest applies except some seasonal promotions
Read 3 Oct 2026 · kueskipay.com
Kueski Pay for merchants
Commission rate provided after merchant inquiry · No setup cost or commitment stated
Read 3 Oct 2026 · kueskipay.com
On the record
- Approval
- Customers complete a short online application and receive an immediate approval decision, subject to eligibility.kueskipay.com · read 3 Oct 2026
- Customer app
- The Kueski app lets customers view balances and payment dates, make payments, find merchants, receive offers, and earn cashback.kueskipay.com · read 3 Oct 2026
- Customer payment terms
- The site lists payment plans of 2, 4, 6, 8, 10, or 12 fortnights with interest, and says seasonal offers may include 2 or 4 fortnights without interest.kueskipay.com · read 3 Oct 2026
- Fraud and chargebacks
- Kueski says it assumes 100% of the fraud and chargeback risk for merchants.kueskipay.com · read 3 Oct 2026
- Geography and eligibility
- Kueski says it operates only in Mexico and requires customers to be adults, Mexican nationals residing in Mexico, with a valid voter ID or Mexican passport.kueskipay.com · read 3 Oct 2026
- Integrations
- The merchant page lists Shopify, VTEX, WooCommerce, PrestaShop, and Magento integrations, plus an SDK option for other systems.kueskipay.com · read 3 Oct 2026
- Limits
- Eligible purchases are stated as $60 to $26,000 MXN, subject to approval and restrictions.kueskipay.com · read 3 Oct 2026
- Merchant fees
- Kueski says it has no fixed costs and charges a percentage plus IVA per transaction; merchants must inquire for details.kueskipay.com · read 3 Oct 2026
- Merchant settlement
- Kueski says merchants receive the full sale amount in one payment while the customer repays Kueski later.kueskipay.com · read 3 Oct 2026
- Merchant support
- Merchant support is listed by email and WhatsApp from 8 a.m. to 9:30 p.m. Monday through Sunday.kueskipay.com · read 3 Oct 2026
- Payment methods
- Customers can pay through automatic payment, BBVA app, bank transfer, debit card, BBVA Practicaja, OXXO, and affiliated stores.kueskipay.com · read 3 Oct 2026
- Security and oversight
- Kueski describes customer information as protected and says its financial entity is supervised by Mexico’s CNBV for the purposes stated on the site.kueskipay.com · read 3 Oct 2026
- Support
- Customer support is offered by WhatsApp 24 hours a day, seven days a week, and by phone from 8 a.m. to 8 p.m. daily.kueskipay.com · read 3 Oct 2026
- What it does
- Kueski Pay lets customers buy now and pay in fortnightly installments without a credit card or down payment.kueskipay.com · read 3 Oct 2026
