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Payflex

Sandton, Johannesburg, Gauteng, South Africa

On the record

App platforms
Payflex offers its free app for Android, iOS, and Huawei AppGallery.qr.payflex.co.za · read 8 Oct 2026
Checkout integrations
The developer documentation describes hosted redirect checkout and embedded iFrame checkout options.docs.payflex.co.za · read 8 Oct 2026
Company founding
LinkedIn lists Payflex as founded in 2018.za.linkedin.com · read 8 Oct 2026
Company headquarters
Payflex lists its head office at 3rd Floor, Building 3, Commerce Square, 39 Rivonia Road, Sandhurst, Johannesburg, Gauteng, 2196.payflex.co.za · read 8 Oct 2026
Developer checkout
The developer documentation describes hosted checkout by redirect and an embedded iFrame option.docs.payflex.co.za · read 8 Oct 2026
Eligibility
The support page says shoppers need to be over 18, live in South Africa, have a South African ID, a Visa or Mastercard debit or credit card, and a good credit history.payflex.co.za · read 8 Oct 2026
In-store shopping
Shoppers can use the Payflex app to scan a checkout QR code and choose a payment plan in participating stores.payflex.co.za · read 8 Oct 2026
In-store use
Merchants can integrate Payflex online or let shoppers pay in store through the Payflex app.payflex.co.za · read 8 Oct 2026
Integrations
Payflex lists WooCommerce, Shopify, Magento V1 and V2, and OpenCart, and says custom-built sites can use its API.payflex.co.za · read 8 Oct 2026
Late payment fees
The support page lists default fees of R95 for Pay in 2 and Pay in 4 and R125 for Pay in 3, with stated caps for Pay in 2 and Pay in 4.payflex.co.za · read 8 Oct 2026
Merchant fees
A Payflex merchant page says there are no setup or other transaction fees and merchants do not pay additional card fees on Payflex transactions.payflex.co.za · read 8 Oct 2026
Merchant integrations
The merchant page lists WooCommerce, Shopify, Magento V1 and V2, OpenCart, and a Payflex API for custom-built websites.payflex.co.za · read 8 Oct 2026
Merchant pricing
Merchants pay no setup fee and are charged a monthly service fee plus transaction fees on successful orders; the page does not state the fee amounts.payflex.co.za · read 8 Oct 2026
Merchant settlement
Payflex says it pays merchants upfront and handles collection from shoppers.payflex.co.za · read 8 Oct 2026
Pay in 2 and Pay in 3
Pay in 2 collects half upfront and the remaining half later; Pay in 3 collects the first instalment upfront and splits the balance over the next two paydays.payflex.co.za · read 8 Oct 2026
Pay in 4
Pay in 4 splits a purchase into four instalments, with the first paid upfront and the other three debited every two weeks.payflex.co.za · read 8 Oct 2026
Payment options
Payflex describes Pay in 2 as a 50% payment now and the remainder later, and Pay EFT as an instant bank transfer option.payflex.co.za · read 8 Oct 2026
Privacy
Payflex says it implements data security safeguards and may transfer personal information to other countries under specified data-protection conditions.payflex.co.za · read 8 Oct 2026

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