Afterpay

iPhone + Android

7.8No. 2 of 26
in Buy Now, Pay Later Platforms

Recognised40% of the score20
Phone app26% of the score100
Documented20% of the score87
Free plan14% of the score100

Free plan: Yes
Runs on: Android, api, iPhone, Web

Summary

Afterpay is ranked #2 of 26 in buy now, pay later platforms on Samsung Mobile US Press. It runs on Android, API, iOS, Web. There is a free plan.

Afterpay plans and pricing

All plans

Pay in 4 Free 4 interest-free installments over six weeks · first payment upfront · eligibility required afterpay.com · 30 Sept 2026

Pay monthly Not published 6–12 months · a finance fee may apply · eligibility required afterpay.com · 30 Sept 2026

Compared on buy now, pay later platforms

Free plan: Yesafterpay.com
Checkout channels: omnichannelafterpay.com
Repayment terms: Pay in 4 over 6 weeks; monthly payments over 3, 6, 12, or 24 monthsafterpay.com
Merchant platforms: Square, Magento, Shopify, WooCommerceafterpay.com
Merchant settlement: scheduledafterpay.com
Consumer regions: Australia, Canada, New Zealand, United Kingdom, United Statesafterpay.com
Merchant dashboard: Yesafterpay.com

Facts

What it does: Afterpay lets eligible shoppers pay in four installments at partner brands and shop online or in-store.afterpay.com · 30 Sept 2026
Payment schedule: Pay in 4 takes the first payment upfront and spreads the rest over six weeks.afterpay.com · 30 Sept 2026
Payment reminders: Afterpay says it sends payment reminders and caps late payments; Pay in 4 has no late fees when paid on time.afterpay.com · 30 Sept 2026
App features: The app lets customers track payments, reschedule payment dates, explore recommendations and deals, and create shopping lists.afterpay.com · 30 Sept 2026
In-store payments: Customers can set up the digital Afterpay Card in the app and add it to Apple Wallet or Google Wallet to pay in-store.afterpay.com · 30 Sept 2026
Retailer checkout: Retailers can offer Afterpay online, in-store, or in-app, and the in-store option uses an existing point of sale without additional hardware.afterpay.com · 30 Sept 2026
Retailer tools: Afterpay Business Hub brings transactions, settlements, and reporting into one place.afterpay.com · 30 Sept 2026
Integrations: Afterpay offers integrations with e-commerce, payments, and content-management platforms, plus iOS and Android SDKs and bespoke API options.afterpay.com · 30 Sept 2026
Security compliance: Afterpay states it is a PCI-DSS Level 1 certified service provider and an ISO/IEC 27001 certified organisation.afterpay.com · 30 Sept 2026
Support: The U.S. Help Center offers 24/7 in-app chat and phone support daily from 8 AM to 9:30 PM ET.afterpay.com · 30 Sept 2026
Eligibility: U.S. customers must be at least 18, reside in the U.S., and meet additional eligibility criteria.afterpay.com · 30 Sept 2026
Fees and limits: Late fees may apply, and some transactions may have a finance fee; the site gives an example APR of 36% for a loan with a finance fee.afterpay.com · 30 Sept 2026