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On the recordRead 9 Oct 202624 facts
Splitit
Atlanta, Georgia, United States
On the record
- Authorization hold
- Splitit temporarily authorizes the full purchase amount on the card, while billing each installment as it comes due.splitit.com · read 9 Oct 2026
- Card-data protection
- Splitit says stored card data is encrypted with AES-256 and connections use TLS 1.2 or higher.splitit.com · read 9 Oct 2026
- Card eligibility
- Supported cards depend on the merchant and plan; Splitit typically accepts Visa and Mastercard, with American Express, Discover, and UnionPay depending on the merchant, while debit and prepaid cards are not supported for these plans.splitit.com · read 9 Oct 2026
- Card rewards
- Shoppers continue to earn their existing card rewards and retain card protections such as purchase protection and fraud cover.splitit.com · read 9 Oct 2026
- Company and location
- The site identifies Splitit USA Inc. and lists an address at 211 Perimeter Center Parkway, Suite 240, Atlanta, Georgia 30346.splitit.com · read 9 Oct 2026
- Consumer app
- The credit-card installment checkout requires no app download or account setup for shoppers.splitit.com · read 9 Oct 2026
- Credit-card charges
- For credit-card installments, the first payment is generally charged at purchase and later payments are charged automatically monthly or bi-weekly according to the selected plan.splitit.com · read 9 Oct 2026
- Credit card holds
- At purchase, an authorization temporarily reserves the full purchase amount, while installment charges are billed as they come due.splitit.com · read 9 Oct 2026
- Digital wallet
- Digital Wallet Installments are currently supported through Samsung Wallet in the United States and apply a finance charge that varies by state.splitit.com · read 9 Oct 2026
- Digital wallet availability
- Splitit says Digital Wallet Installments are currently supported through Samsung Wallet in the United States, using eligible Visa or Mastercard credit cards.splitit.com · read 9 Oct 2026
- Digital wallet finance charge
- For Digital Wallet Installments, a finance charge applies and varies by state of residence, and the total cost is shown before confirmation.splitit.com · read 9 Oct 2026
- Early payoff
- Shoppers can pay off the remaining balance early without a fee.splitit.com · read 9 Oct 2026
- Implementation
- Merchants can add Splitit through platform plugins, hosted checkout forms or fields, direct API calls, or the Splitit Go web portal.developers.splitit.com · read 9 Oct 2026
- Integrations
- Splitit lists plugins for Shopify, Magento, WooCommerce, BigCommerce, SAP Commerce Cloud, Shopline, and Salesforce Commerce Cloud.developers.splitit.com · read 9 Oct 2026
- Interest and fees
- Splitit says regular credit-card installments have no added interest or hidden fees if the shopper pays their card balance in full monthly; its Digital Wallet Installments have a finance charge.splitit.com · read 9 Oct 2026
- Merchant audience
- Splitit presents its merchant solutions for retail and e-commerce, home services, education, and medical and wellness businesses.splitit.com · read 9 Oct 2026
- Merchant integration
- Splitit offers merchant deployment through platform plugins, hosted checkout forms or fields, direct API calls, and the Splitit Go web portal.developers.splitit.com · read 9 Oct 2026
- No new loan
- The credit-card installment service does not open a new credit account or require a new loan application.splitit.com · read 9 Oct 2026
