Affirm

iPhone + Android

9.0No. 3 of 25
in Buy Now, Pay Later Platforms

Recognised40% of the score96
Phone app26% of the score100
Documented20% of the score89
Free plan14% of the score30

Free plan: No
Runs on: Android, api, Browser extension, iPhone, Web

Summary

Affirm is ranked #3 of 25 in buy now, pay later platforms on Samsung Mobile US Press. It runs on Android, API, Browser extension, iOS, Web.

Affirm plans and pricing

All plans

Pay in 4 Not published four interest-free payments every two weeks orders $50–$249.99 · 0% APR docs.affirm.com · 1 Oct 2026

Installments Not published monthly installments 3–60 months · orders up to $25,000 docs.affirm.com · 1 Oct 2026

Adaptive Checkout™ Not published four interest-free payments every two weeks or monthly installments monthly installments up to 36 months docs.affirm.com · 1 Oct 2026

Compared on buy now, pay later platforms

Free plan: Yesaffirm.com
Checkout channels: omnichannelaffirm.com
Repayment terms: 4 interest-free payments every 2 weeks; installments from 6 weeks to 36 months; monthly or biweekly paymentsaffirm.com
Merchant platforms: Adobe Commerce, BigCommerce, Salesforce Commerce Cloud, SAP Commerce, Shopify, Wix, WooCommerce, Acadaca, Lightspeed Ecommerce, Miva, OpenCart, Oracle Commerce, Shift4Shop, VTEX, Volusionaffirm.com
Consumer regions: United States, Canada, United Kingdomaffirm.com
Merchant dashboard: Yesaffirm.com

Facts

Product type: Affirm is a buy now, pay later service that lets customers use financing to complete purchases on merchant sites.docs.affirm.com · 1 Oct 2026
Fees: Affirm says it never charges consumers late or hidden fees.investors.affirm.com · 1 Oct 2026
APR: Affirm states that rates are 0–36% APR based on credit and that Pay in 4 is 0% APR.affirm.com · 1 Oct 2026
Underwriting: Affirm underwrites every individual transaction using data beyond traditional credit scores, including transaction history and credit usage.investors.affirm.com · 1 Oct 2026
Direct API: The Direct API uses the Affirm.js SDK and supports Capture, Void, and Refund API calls.docs.affirm.com · 1 Oct 2026
Mobile integration: Affirm provides mobile SDKs for Android and iOS with prebuilt UI components.docs.affirm.com · 1 Oct 2026
Integrations: Affirm lists integrations with Shopify, Wix, BigCommerce, Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce, WooCommerce, Stripe, Adyen, Worldpay, and other platforms and payment service providers.docs.affirm.com · 1 Oct 2026
API environments: Affirm provides separate sandbox and live API environments at sandbox.affirm.com and api.affirm.com.docs.affirm.com · 1 Oct 2026
Security: Affirm says it uses industry-standard encryption in transit and at rest, is a PCI DSS Level 1 Service Provider, and maintains SOC 1 and SOC 2 Type 2 reports.investors.affirm.com · 1 Oct 2026
Support: Affirm provides a consumer Help Center and a business support center.affirm.com · 1 Oct 2026
Merchant audience: Affirm says more than 337,000 merchants use its flexible payment options.affirm.com · 1 Oct 2026
Consumer access: Affirm offers a mobile app, a Google Chrome browser extension, and Apple Pay and Google Pay wallet support.affirm.com · 1 Oct 2026