Lokta vs UnPay Loan Management System
| Lokta | UnPay Loan Management System | |
|---|---|---|
| Free plan | Yes | Yes |
| Free trial | Yes | |
| Paid from | ₹1/mo | Free |
| Platforms | api, Linux, self-hosted, Web | Android, api, iOS, Web |
| Free plan | No | Yes |
| Deployment | both | both |
| Interest calculation | both | |
| Payment scheduling | Yes | Yes |
| Borrower portal | Yes | Yes |
| API access | Yes | Yes |
| Loan types supported | Personal loans, consumer durable and BNPL, vehicle and EV loans, home loans, loan against property, business/MSME loans, supply-chain and invoice finance | NBFC, microfinance, housing finance, vehicle and equipment finance, embedded lending, asset reconstruction |
| Automatic matching | Yes | |
| Payment processors | payment gateways; UPI; NPCI | |
| Accounting integrations | Tally; SAP; NetSuite | |
| Invoice reconciliation | Yes |
Listed together in Best Loan Management Software